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Find the best ways to send money to the USA from UK

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Compare 23 results

  • 2,000 GBP =
    2,658 USD
    2 days
    Best deal
    Monito Score
    9.5
    Go to Wise
    You pay
    2,000 GBP
    Payment options
    • Bank transfer 2 days
      7.32 GBP
    • Debit card 2 days
      13.28 GBP
    • Credit card 2 days
      13.28 GBP
    • International bank transfer 3-5 days
      7.32 GBP
    Exchange rate
    Wise's exchange rate (1 GBP = 1.3339 USD) is 0.01% worse than the mid-market exchange rate, adding 0.30 GBP to the total cost of this transfer.
    0.30 GBP
    2,658 USD
    arrives in United States
  • 2,000 GBP =
    2,653 USD
    2 days
    £10 off on your first transfer with code MONIGB10
    4.54 USD less than with Wise
    Monito Score
    8.0
    Go to InstaReM
    £10 off on your first transfer with code MONIGB10
    You pay
    2,000 GBP
    Payment options
    • Bank transfer 2 days
      0 GBP
    • Debit card Same day
      4 GBP
    Exchange rate
    InstaReM's exchange rate (1 GBP = 1.3267 USD) is 0.55% worse than the mid-market exchange rate, adding 11.02 GBP to the total cost of this transfer.
    11.02 GBP
    2,653 USD
    arrives in United States
  • 2,000 GBP =
    2,642 USD
    Same day
    Get 5 GBP off your first transfer
    15.74 USD less than with Wise
    Monito Score
    8.4
    Go to Skrill
    Get 5 GBP off your first transfer
    You pay
    2,000 GBP
    Payment options
    • Debit card Same day
      0 GBP
    • Cash 3-5 days
      0 GBP
    • Bank transfer 3-5 days
      0 GBP
    • Credit card Same day
      10 GBP
    Exchange rate
    Skrill's exchange rate (1 GBP = 1.3211 USD) is 0.97% worse than the mid-market exchange rate, adding 19.42 GBP to the total cost of this transfer.
    19.42 GBP
    2,642 USD
    arrives in United States
  • 2,000 GBP =
    2,642 USD
    Same day
    15.98 USD less than with Wise
    Monito Score
    8.0
    Go to OrbitRemit
    You pay
    2,000 GBP
    Payment options
    • Bank transfer Same day
      2 GBP
    Exchange rate
    OrbitRemit's exchange rate (1 GBP = 1.3223 USD) is 0.88% worse than the mid-market exchange rate, adding 17.60 GBP to the total cost of this transfer.
    17.60 GBP
    2,642 USD
    arrives in United States
  • 2,000 GBP =
    2,637 USD
    2 days
    ZERO fees on your first THREE transfers with code 3FREE
    20.56 USD less than with Wise
    Monito Score
    7.8
    Go to WorldRemit
    You pay
    2,000 GBP
    Payment options
    ZERO fees on your first THREE transfers with code 3FREE
    New WorldRemit customers only. Apply the code during the transfer process in the ‘PROMO CODE’ section for each of first 3 transfers to get the discount.
    • Debit card 2 days
      2.99 GBP 0 GBP
    • Direct bank payment 2 days
      2.99 GBP 0 GBP
    • Credit card 2 days
      2.99 GBP 0 GBP
    • Bank transfer 2 days
      2.99 GBP 0 GBP
    Exchange rate
    WorldRemit's exchange rate (1 GBP = 1.3187 USD) is 1.15% worse than the mid-market exchange rate, adding 23.03 GBP to the total cost of this transfer.
    23 GBP 23.03 GBP
    2,637 USD
    arrives in United States
  • 2,000 GBP =
    2,630 USD
    Same day
    27.94 USD less than with Wise
    Monito Score
    8.1
    Go to Small World
    You pay
    2,000 GBP
    Payment options
    • Credit card Same day
      0 GBP
    • Debit card Same day
      0 GBP
    • Bank transfer Same day
      0 GBP
    Exchange rate
    Small World's exchange rate (1 GBP = 1.3150 USD) is 1.43% worse than the mid-market exchange rate, adding 28.56 GBP to the total cost of this transfer.
    28.56 GBP
    2,630 USD
    arrives in United States
  • 2,000 GBP =
    2,628 USD
    Same day
    Preferential exchange rate
    30.40 USD less than with Wise
    Monito Score
    7.8
    Go to XE Money Transfer
    You pay
    2,000 GBP
    Payment options
    • Bank transfer Same day
      0 GBP
    • Credit card Same day
      0 GBP
    • Debit card Same day
      0 GBP
    Exchange rate
    Preferential exchange rate
    Offer valid for XE Money Transfer new customers only
    XE Money Transfer's exchange rate (1 GBP = 1.3138 USD) is 1.52% worse than the mid-market exchange rate, adding 30.41 GBP to the total cost of this transfer.
    30.41 GBP
    2,628 USD
    arrives in United States
  • 2,000 GBP =
    2,626 USD
    2 days
    Zero transfer fees on 1st transfer with code MONITO
    32.04 USD less than with Wise
    Monito Score
    9.1
    Go to TransferGo
    You pay
    2,000 GBP
    Payment options
    Zero transfer fees on 1st transfer with code MONITO
    Offer valid for TransferGo new customers only. Apply the MONITO code during the transfer process to get the discount. You only pay the exchange rate margin.
    • Debit card 2 days
      0.99 GBP 0 GBP
    • Credit card 2 days
      0.99 GBP 0 GBP
    • Bank transfer 2 days
      0.99 GBP 0 GBP
    Exchange rate
    TransferGo's exchange rate (1 GBP = 1.3230 USD) is 0.83% worse than the mid-market exchange rate, adding 16.64 GBP to the total cost of this transfer.
    16.64 GBP 16.64 GBP
    Bank fees
    Because TransferGo doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 14.99 GBP, however the exact amount varies from bank to bank.
    14.99 GBP
    2,626 USD
    arrives in United States
  • 2,000 GBP =
    2,622 USD
    Next day
    35.97 USD less than with Wise
    Monito Score
    7.5
    Go to Western Union
    You pay
    2,000 GBP
    Payment options
    • Bank transfer Next day
      0 GBP
    • Credit card Next day
      2.90 GBP
    Exchange rate
    Western Union's exchange rate (1 GBP = 1.3110 USD) is 1.73% worse than the mid-market exchange rate, adding 34.58 GBP to the total cost of this transfer.
    34.58 GBP
    2,622 USD
    arrives in United States
  • 2,000 GBP =
    2,572 USD
    3-5 days
    85.79 USD less than with Wise
    Monito Score
    5.4
    Go to PayPal
    You pay
    2,000 GBP
    Payment options
    • Bank transfer 3-5 days
      2.99 GBP
    • PayPal 3-5 days
      2.99 GBP
    Exchange rate
    PayPal's exchange rate (1 GBP = 1.2880 USD) is 3.45% worse than the mid-market exchange rate, adding 68.94 GBP to the total cost of this transfer.
    68.94 GBP
    2,572 USD
    arrives in United States
  • 2,000 GBP =
    2,528 USD
    2 days
    129.80 USD less than with Wise
    Monito Score
    ?
    Go to Barclays
    Your transfer
    You pay
    2,000 GBP
    Payment options
    • Bank transfer 2 days
      28 GBP
    Exchange rate
    Barclays's exchange rate (1 GBP = 1.2922 USD) is 3.14% worse than the mid-market exchange rate, adding 61.92 GBP to the total cost of this transfer.
    61.92 GBP
    Bank fees
    Because Barclays doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 14.99 GBP, however the exact amount varies from bank to bank.
    14.99 GBP
    2,528 USD
    arrives in United States
  • 2,000 GBP =
    2,473 USD
    Next day
    184.54 USD less than with Wise
    Monito Score
    ?
    Go to HSBC
    Your transfer
    You pay
    2,000 GBP
    Payment options
    • Bank transfer Next day
      4 GBP
    Exchange rate
    HSBC's exchange rate (1 GBP = 1.2492 USD) is 6.36% worse than the mid-market exchange rate, adding 126.95 GBP to the total cost of this transfer.
    126.95 GBP
    Bank fees
    Because HSBC doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 14.99 GBP, however the exact amount varies from bank to bank.
    14.99 GBP
    2,473 USD
    arrives in United States
  • 2,000 GBP =
    2,331 USD
    3-5 days
    326.56 USD less than with Wise
    Monito Score
    ?
    Go to Lloyds
    Your transfer
    You pay
    2,000 GBP
    Payment options
    • Bank transfer 3-5 days
      9.50 GBP
    Exchange rate
    Lloyds's exchange rate (1 GBP = 1.1813 USD) is 11.45% worse than the mid-market exchange rate, adding 227.92 GBP to the total cost of this transfer.
    227.92 GBP
    Bank fees
    Because Lloyds doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 14.99 GBP, however the exact amount varies from bank to bank.
    14.99 GBP
    2,331 USD
    arrives in United States

How to send money from UK to the USA at the best rate?

Our comparison engine found 23 options offering money transfers to the USA from UK.

If your recipient wants to receive US dollars in a bank account in the USA, then the most competitive provider at the moment is Wise, with 7.32 GBP for the transfer fees and a competitive GBP-USD conversion rate (currently at 1 GBP = 1.3339 USD).

In comparison, the total cost would be 252.41 GBP (approximately 33x more) if you wanted to use Lloyds to make the same transaction.

For this transfer to the USA, it might be worth it to also check out two other competitive money transfer solutions: CurrencyFair and InstaReM.

If you need the recipient to receive US dollars in cash where they live in the USA, then the most competitive option currently is Small World, with no transfer fees and a good GBP-USD conversion rate (current rate: 1 GBP = 1.315 USD).

In comparison, the total cost would be 100.88 GBP if you chose to use MoneyGram to make the same transfer.

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from UK to the USA

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from UK to the USA:

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Best Ways to Send Money from UK to the USA

The Cheapest Ways to Transfer Money From the UK to the US

  1. XE Money Transfer with 1.03% total fees
  2. TransferGo with 1.10% total fees
  3. OrbitRemit with 1.10% total fees
  4. WorldRemit with 1.16% total fees
  5. MoneyGram with 3.01% total fees

Ranked by total fees (incl. exchange rate margin) to send 1,000.00 USD on average in the past 30 days.

How to Send Money From the UK to the US

If you’ve traded the Big Apple for the Big Smoke (or New York for London) and are now one of the estimated 197,000 US-born immigrants living in the UK, you’ll want to ensure you get the best deal if you’re sending money back home to family or friends. 

Shopping around and comparing your options is the best way to keep currency exchange fees as low as possible. Fortunately, this is easy to do through Monito’s comparison tools, and we have a host of handy how-to articles to guide you through the process.

As part of your comparison, you’ll want to consider the following:

  • Exchange rates and fees;
  • Speed of transfer;
  • Type of transfer.

To help you better understand your options, we explain more below. 

Bank Transfers From the UK to the US

Bank transfers are the most traditional option when it comes to sending money from the UK to the US. You can do this by carrying out a wire transfer from your bank account in the UK to an account in the US. But while it may be convenient, it is also one of the most expensive options. 

Wire transfers take place over the SWIFT network. This is a vast messaging network used by banks around the world to exchange money between one another. However, there are two main problems with this. Firstly, it’s slow. Secondly, banks are charged to use it and they pass on these costs to the customer, making wire transfers expensive. 

For this reason, it can be far better to use an online money transfer provider – see below. 

Online Money Transfers From the UK to the US

Switching to an online money transfer provider such as Wise, Azimo, SkrillCurrencyFairTransferGo or WorldRemit can not only result in quicker transfers, it can also save you a considerable sum of money. As well as offering more competitive exchange rates, transfer fees will also usually be lower. Plus you’ll have the flexibility of being able to send money on the go via your mobile phone, tablet or laptop.

You can compare your options with ease using our comparison service above. We recommend using it every time you want to send money to the US from the UK to ensure you always get the best possible deal, no matter how much or how little you are sending. 

Cash Pickup Transfers from the UK to India

There is one other option you may want to consider when sending money from the UK to the US and this is a cash pickup. The advantage of cash pickup services is that the recipient can collect their money in cash from a physical location back home, so there’s no need for them to have a bank account. 

We’ve taken a look at the cheapest options below:

Smaller Cash Transfers (<1,000 GBP)

Cheapest service: Small World

Larger Cash Transfers (>10,000 GBP)

Cheapest service: Small World

What’s the Best Way To Transfer Money From the UK to the USA?

The best way to send money to the US from the UK will ultimately depend on what’s more important to you, whether that’s speed, security or cost. There’s no one-size-fits-all answer and it’s crucial that you shop around and compare your options carefully to find the option that best matches your requirements. 

If you’re concerned about security, you should note that all services shown on Monito are fully authorised money transfer operators that have been vetted against the highest standards of security and reputability even before appearing on our comparison engine. This means all you’ll need to worry about is the cost and the speed of the transfer. 

You may also want to factor in the ‘Monito score’. Scored out of 10, this rates each service on factors such as trust and credibility, service and quality, fees and exchange rates, and customer satisfaction. Highly rated services include Wise, TransferGo and Azimo.

The Fastest Way to Send Money to the US From the UK

If speed is the most important factor and you’re using an online money transfer operator, the quickest service available is Skrill. Here, the recipient will receive their funds the same day. 

Alternatively, if you’re looking for a cash pickup, Small World offers the speediest service, again with money ready to collect the same day.

Just remember that the fastest services won’t always be the cheapest. 

The Cheapest Way to Send Money to the US From the UK

We recommend avoiding bank transfers, cash-based money transfers and e-wallets like Paypal as these tend to be very expensive once all fees are accounted for (including the hidden currency exchange rate margin).

Instead, you’ll be much better off using a specialist money transfer service to send money from the UK to the US as these provide more competitive rates, fees and commissions compared to banks or Paypal. You can compare all of these options on Monito to find the best deal for transfers from the UK to the US.

Frequently Asked Questions About Sending Money From the UK to the USA

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.