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How To Send Money to ShopeePay in the Philippines: The Best and Cheapest Ways

Sep 23, 2022
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ShopeePay is an influential digital application that is helping to transition the Philippines to a more cashless society. With your mobile phone, you can conveniently send money to friends, shop online, and access loans.

If you live abroad and want to remit foreign currency back to a ShopeePay account in the Philippines, you will need to use a third-party money transfer specialist. Some services charge high fixed fees and poor exchange rates, such as traditional banks.

To save money on your next transfer, have a look at our comparison below to find other services that offer better rates when sending money to the Philippines using ShopeePay.

Find the best provider to send money to ShopeePay in the Philippines:

Option 1 — Digital Platforms

A digital money transfer service is the best way to send money to ShopeePay. ShopeePay accepts transfers from two excellent money transfer platforms, Remitly and Skrill. Unlike banks and online payment systems like PayPal, money transfer specialists offer low fixed fees and transparent exchange rates for remittances to the Philippines.

Available Countries

However, Remitly is only available on ShopeePay for remittances from the USA, Canada, the UK, Australia, Singapore, Italy and Netherlands. You can send money to ShopeePay with Skrill from Europe, the USA, and Australia.

If you are sending money from countries not listed above, then we recommend you run a search with Monito's comparison engine to find a money transfer service for a cheap bank transfer remittance to the Philippines.

To get started, sign up for Remitly or Skrill (the process usually is quick, easy, and free) and choose ShopeePay as your delivery destination. Enter your recipient's mobile number and name as registered under ShopeePay and confirm your transfer. The delivery is usually instantaneous!

We go through each option in more detail below:

Remitly

Remitly is a US-based remittance platform that has been the cheapest money transfer service to the Philippines on Monito's comparison engine from August 2021 to August 2022. It supports transfers to ShopeePay in the Philippines from the USA, Canada, UK, Australia, Singapore, Italy and Netherlands.

Average cost to the Philippines: -1%*

Available send countries: the USA, Canada, the UK, Australia, Singapore, Italy and the Netherlands

Unavailable major send countries: Japan, Germany, India, UAE, Malaysia, Turkey

ShopeePay limits: USD 2,999 within 24 hours, USD 10,000 within 30 days, and USD 18,000 within 180 days

More info: See our full Remitly review or visit their website.

* Includes a promotional exchange rate for first-time users.

Skrill

Unlike Remitly, Skrill is a mobile wallet that allows many features, including international money transfers. Between August 2021 to August 2022, Skrill averaged as the fourth cheapest money transfer service on Monito's comparison engine. It provides a flexible and easy way to send money to ShopeePay from overseas.

Average cost to the Philippines: -1.2%

Available send countries: Europe, the USA, and Australia

Unavailable major send countries: Japan, India, UAE, Malaysia, Singapore, Turkey

ShopeePay limits: P100,000

More info: See our full Skrill review or visit their website.

Option 2 — Legacy Platforms

In addition to the savvy online options we discussed above, ShopeePay also accepts remittances from traditional players, Western Union and MoneyGram. Although legacy platforms are usually more expensive than online platforms, they are accepted worldwide by ShopeePay.

If you live in a country where Remitly or Skrill is unavailable for ShopeePay, legacy platforms may still offer decent exchange rates, such as USD-PHP exchange rates. We recommend you compare money transfer providers before your next transfer to the Philippines so you can check if Western Union and MoneyGram are giving you a good deal.

Let's go over the leading platforms in this category:

Western Union

Western Union is the largest and oldest money transfer operator on the globe, offering money transfers to the Philippines from dozens of countries across the globe.

Average cost to the Philippines: Approx. -1.2%

Available major send countries: All

Unavailable major send countries: None

ShopeePay limits: USD 1,500 per day

More info: See our full Western Union review or visit their website.

MoneyGram

After Western Union, MoneyGram is the second-largest money transfer operator in the world and also offers money transfers to the Philippines using ShopeePay from a large number of countries worldwide.

Average cost to the Philippines: Approx. -0.9% + $5 fee

Available major send countries: All

Unavailable major send countries: None

ShopeePay limits: $10,000 every 30 days

More info: See our full MoneyGram review or visit their website.

Option 3 — Banks

If you live overseas but have a bank account in the Philippines (or if you want to remit money to friends and family back home), then you can remit money to a bank account first. Then, domestically transfer that to a ShopeePay account.

However, we do not recommend you make an international bank transfer from a foreign bank to a bank in the Philippines. Sending money overseas with a traditional bank is very expensive, amounting to over 5% of the total transaction amount in many cases.

Instead, we highly encourage you to choose a money transfer specialist like Remitly to cheaply send money to a Philippine bank account. WorldRemit ranked as the second best service to the Philippines from August 2021 to August 2022 while Wise ranked as third.

Since rates change all the time, compare services in real-time with Monito to find the best international money transfer specialist for remittances to the Philippines:

Send money cheaply to the Philippines:

FAQ About How To Send Money to ShopeePay

Sending Money to a Mobile Wallet in the Philippines?

Below, you'll find all our guides helping you to send money to various mobile wallets between different countries worldwide:

Send money to GCash from France

Send money to GCash from Australia

Send money to GCash from Austria

Send money to GCash from Denmark

Send money to GCash from the Czech Republic

Send money to GCash from Finland

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Send money to GrabPay from Estonia

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Send money to GrabPay from Romania

Send money to GrabPay from Singapore

Send money to GrabPay from Lithuania

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Send money to ShopeePay from Austria

Send money to ShopeePay from France

Send money to ShopeePay from Australia

Send money to ShopeePay from Finland

Send money to ShopeePay from Denmark

Send money to ShopeePay from the Czech Republic

Send money to ShopeePay from Latvia

Send money to ShopeePay from Ireland

Send money to ShopeePay from Italy

Send money to ShopeePay from Portugal

Send money to ShopeePay from Norway

Send money to ShopeePay from Poland

Send money to ShopeePay from Sweden

Send money to ShopeePay from Slovakia

Send money to ShopeePay from Spain

Send money to ShopeePay from Slovenia

Send money to ShopeePay from Croatia

Send money to ShopeePay from Estonia

Send money to ShopeePay from the USA

Send money to ShopeePay from Hungary

Send money to ShopeePay from New Zealand

Send money to ShopeePay from Greece

Send money to ShopeePay from Belgium

Send money to ShopeePay from Canada

Send money to ShopeePay from the Netherlands

Send money to ShopeePay from Romania

Send money to ShopeePay from Malaysia

Send money to ShopeePay from Lithuania

Send money to ShopeePay from the UK

Send money to ShopeePay from Bulgaria

Send money to ShopeePay from Germany

Send money to ShopeePay from South Africa

Send money to ShopeePay from Switzerland

Send money to Coins.ph from Austria

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Send money to Coins.ph from the Czech Republic

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Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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