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Find the best ways to send money to India from Australia

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Compare 18 results

  • 200 AUD =
    10,654 INR
    Same day
    Preferential fee and/or exchange rate only on your first transfer
    Best deal
    Monito Score
    9.0
    Go to Remitly
    You pay
    200 AUD
    Payment options
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    • Credit card Same day
      3.99 AUD 0 AUD
    • Debit card Same day
      3.99 AUD 0 AUD
    • Bank transfer 3-5 days
      3.99 AUD 0 AUD
    Exchange rate
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    Remitly's exchange rate (1 AUD = 53.2700 INR) is 1.15% better than the mid-market exchange rate, subtracting -2.30 AUD from the total cost of this transfer.
    2.51 AUD -2.30 AUD
    10,654 INR
    arrives in India
  • 200 AUD =
    10,531 INR
    Next day
    1st transfer is FREE up to £1000 equivalent for Monito users
    123.24 INR less than with Remitly
    Monito Score
    9.5
    Go to Wise
    You pay
    200 AUD
    Payment options
    1st transfer is FREE up to £1000 equivalent for Monito users
    Applies to new Wise customers only. Available on first transfer only.
    • Debit card Next day
      2.67 AUD 0 AUD
    • Credit card Next day
      3.68 AUD 0 AUD
    • Bank transfer 2 days
      1.77 AUD 0 AUD
    • Direct bank payment 2 days
      3.33 AUD 0 AUD
    Exchange rate
    Wise's exchange rate (1 AUD = 52.6538 INR) is 0.02% worse than the mid-market exchange rate, adding 0.04 AUD to the total cost of this transfer.
    0.04 AUD 0.04 AUD
    10,531 INR
    arrives in India
  • 200 AUD =
    10,525 INR
    Same day
    ZERO fees on your first TWO transfers up to 3000 AUD with code WELCOME3K
    129 INR less than with Remitly
    Monito Score
    8.6
    Go to SingX
    You pay
    200 AUD
    Payment options
    ZERO fees on your first TWO transfers up to 3000 AUD with code WELCOME3K
    New SingX customers only. Apply the code during the transfer process to get the discount.
    • Bank transfer Same day
      3.10 AUD 0 AUD
    Exchange rate
    SingX's exchange rate (1 AUD = 52.6250 INR) is 0.08% worse than the mid-market exchange rate, adding 0.15 AUD to the total cost of this transfer.
    0.15 AUD 0.15 AUD
    10,525 INR
    arrives in India
  • 200 AUD =
    10,512 INR
    2 days
    142.06 INR less than with Remitly
    Monito Score
    8.0
    Go to InstaReM
    You pay
    200 AUD
    Payment options
    • Bank transfer 2 days
      0 AUD
    • Direct bank payment 2 days
      0.50 AUD
    Exchange rate
    InstaReM's exchange rate (1 AUD = 52.5597 INR) is 0.20% worse than the mid-market exchange rate, adding 0.40 AUD to the total cost of this transfer.
    0.40 AUD
    10,512 INR
    arrives in India
  • 200 AUD =
    10,462 INR
    2 days
    ZERO fees on your first 10 transfers
    192 INR less than with Remitly
    Monito Score
    8.0
    Go to CurrencyFair
    You pay
    200 AUD
    Payment options
    ZERO fees on your first 10 transfers
    Offer valid for CurrencyFair new customers only. You only pay the exchange rate margin.
    • Bank transfer 2 days
      2.29 AUD 0 AUD
    Exchange rate
    CurrencyFair's exchange rate (1 AUD = 52.3100 INR) is 0.67% worse than the mid-market exchange rate, adding 1.35 AUD to the total cost of this transfer.
    1.33 AUD 1.35 AUD
    10,462 INR
    arrives in India
  • 200 AUD =
    10,440 INR
    Same day
    213.66 INR less than with Remitly
    Monito Score
    8.0
    Go to OrbitRemit
    You pay
    200 AUD
    Payment options
    • Bank transfer Same day
      0 AUD
    Exchange rate
    OrbitRemit's exchange rate (1 AUD = 52.2017 INR) is 0.88% worse than the mid-market exchange rate, adding 1.76 AUD to the total cost of this transfer.
    1.76 AUD
    10,440 INR
    arrives in India
  • 200 AUD =
    10,380 INR
    Same day
    ZERO fees on your first THREE transfers with code 3FREE
    273.82 INR less than with Remitly
    Monito Score
    7.8
    Go to WorldRemit
    You pay
    200 AUD
    Payment options
    ZERO fees on your first THREE transfers with code 3FREE
    New WorldRemit customers only. Apply the code during the transfer process in the ‘PROMO CODE’ section for each of first 3 transfers to get the discount.
    • Debit card Same day
      2.99 AUD 0 AUD
    • Direct bank payment Same day
      2.99 AUD 0 AUD
    • Credit card Same day
      2.99 AUD 0 AUD
    Exchange rate
    WorldRemit's exchange rate (1 AUD = 51.9009 INR) is 1.45% worse than the mid-market exchange rate, adding 2.90 AUD to the total cost of this transfer.
    2.86 AUD 2.90 AUD
    10,380 INR
    arrives in India
  • 200 AUD =
    10,374 INR
    2 days
    279.90 INR less than with Remitly
    Monito Score
    8.9
    Go to Paysend
    You pay
    200 AUD
    Payment options
    • Debit card 2 days
      0 AUD
    Exchange rate
    Paysend's exchange rate (1 AUD = 51.8705 INR) is 1.51% worse than the mid-market exchange rate, adding 3.02 AUD to the total cost of this transfer.
    3.02 AUD
    10,374 INR
    arrives in India
  • 200 AUD =
    10,269 INR
    In minutes
    Preferential exchange rate
    385.36 INR less than with Remitly
    Monito Score
    7.8
    Go to XE Money Transfer
    You pay
    200 AUD
    Payment options
    • Bank transfer In minutes
      4 AUD
    Exchange rate
    Preferential exchange rate
    Offer valid for XE Money Transfer new customers only
    XE Money Transfer's exchange rate (1 AUD = 52.3910 INR) is 0.52% worse than the mid-market exchange rate, adding 1.02 AUD to the total cost of this transfer.
    1.02 AUD
    10,269 INR
    arrives in India
  • 200 AUD =
    10,178 INR
    In minutes
    476.29 INR less than with Remitly
    Monito Score
    8.4
    Go to Skrill
    You pay
    200 AUD
    Payment options
    • Debit card In minutes
      2 AUD
    • Credit card In minutes
      3.98 AUD
    Exchange rate
    Skrill's exchange rate (1 AUD = 51.4026 INR) is 2.40% worse than the mid-market exchange rate, adding 4.75 AUD to the total cost of this transfer.
    4.75 AUD
    10,178 INR
    arrives in India
  • 200 AUD =
    9,860 INR
    3-5 days
    794.08 INR less than with Remitly
    Monito Score
    5.4
    Go to PayPal
    You pay
    200 AUD
    Payment options
    • PayPal 3-5 days
      5.99 AUD
    • Bank transfer 3-5 days
      5.99 AUD
    Exchange rate
    PayPal's exchange rate (1 AUD = 50.8217 INR) is 3.50% worse than the mid-market exchange rate, adding 6.79 AUD to the total cost of this transfer.
    6.79 AUD
    9,860 INR
    arrives in India
  • 200 AUD =
    8,620 INR
    2 days
    2,034.11 INR less than with Remitly
    Monito Score
    ?
    Go to Westpac
    Your transfer
    You pay
    200 AUD
    Payment options
    • Bank transfer 2 days
      10 AUD
    Exchange rate
    Westpac's exchange rate (1 AUD = 52.1047 INR) is 1.06% worse than the mid-market exchange rate, adding 2.02 AUD to the total cost of this transfer.
    2.02 AUD
    Bank fees
    Because Westpac doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 24.30 AUD, however the exact amount varies from bank to bank.
    24.30 AUD
    8,620 INR
    arrives in India
  • 200 AUD =
    8,577 INR
    3-5 days
    2,076.78 INR less than with Remitly
    Monito Score
    ?
    Go to ANZ
    Your transfer
    You pay
    200 AUD
    Payment options
    • Bank transfer 3-5 days
      12 AUD
    Exchange rate
    ANZ's exchange rate (1 AUD = 52.4320 INR) is 0.44% worse than the mid-market exchange rate, adding 0.83 AUD to the total cost of this transfer.
    0.83 AUD
    Bank fees
    Because ANZ doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 24.30 AUD, however the exact amount varies from bank to bank.
    24.30 AUD
    8,577 INR
    arrives in India
  • 200 AUD =
    8,488 INR
    2 days
    2,166.29 INR less than with Remitly
    Monito Score
    ?
    Go to NAB
    Your transfer
    You pay
    200 AUD
    Payment options
    • Bank transfer 2 days
      10 AUD
    Exchange rate
    NAB's exchange rate (1 AUD = 51.4090 INR) is 2.38% worse than the mid-market exchange rate, adding 4.53 AUD to the total cost of this transfer.
    4.53 AUD
    Bank fees
    Because NAB doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 24.30 AUD, however the exact amount varies from bank to bank.
    24.30 AUD
    8,488 INR
    arrives in India
  • 200 AUD =
    8,411 INR
    2 days
    2,243.45 INR less than with Remitly
    Monito Score
    ?
    Go to Commonwealth Bank
    Your transfer
    You pay
    200 AUD
    Payment options
    • Bank transfer 2 days
      6 AUD
    Exchange rate
    Commonwealth Bank's exchange rate (1 AUD = 49.9513 INR) is 5.15% worse than the mid-market exchange rate, adding 10 AUD to the total cost of this transfer.
    10 AUD
    Bank fees
    Because Commonwealth Bank doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 24.30 AUD, however the exact amount varies from bank to bank.
    24.30 AUD
    8,411 INR
    arrives in India

How to send money from Australia to India at the best rate?

Monito compares 17 providers offering money transfers to India from Australia.

To transfer Australian dollars to a bank account in Indian rupees in India, the most competitive option is currently Remitly, with zero transfer fees and a very competitive AUD-INR conversion rate (currently at 1 AUD = 53.27 INR).

When taking the exchange rate and the fees into account, the total cost of your transfer with Remitly is -2.3 AUD, compared to that, you would pay a total cost of 40.3 AUD (which is roughly -18x as much) if you were to use Commonwealth Bank for the very same transfer.

Two other money transfer providers that could be interesting for your transfer are Wise and SingX.

The recipient of your transfer doesn't have a bank account? No problem, we compare 1 providers able to send Indian rupees for cash pick-up in India: the most competitive option currently is Remitly, with no transfer fees and a competitive AUD-INR exchange rate (currently at 1 AUD = 53.27 INR).

This recommendation was updated a few minutes ago.

Last Updated 18 hours ago - Source XE.com
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Monito's Recommendations for Sending Money from Australia to India

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Australia to India:

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Best Ways to Send Money from Australia to India

The Best Ways to Transfer Money from Australia to India

When you’re transferring money from Australian dollars (AUD) to rupees (INR), you want to keep your currency exchange fees to an absolute minimum. Monito helps you find the simplest, quickest, and most secure ways to convert your Australian dollars into rupees based on your specific needs. 

Whatever your situation, Monito is dedicated to minimizing your fees and saving you money. Whether you’re going on holiday in India, helping out your family and friends, or handling daily expenses, we’ll share the cheapest and best money transfer providers. That way, you save on transfer fees and more rupees make it to your destination – making everyone happier!

You’re Probably Paying Too Much to Send Australian Dollars to India

Australian residents send around $2.8 billion AUD to India every year. Traditional banks, PayPal, and many currency exchange businesses charge unnecessarily high fees. Combined, these charges can add up to $140 million AUD in unnecessary fees every year — meaning that on average, each of Australia’s 600,000 Indian residents loses an extra $240 AUD in transfers. 

What You Need to Know About Sending Money Internationally from Australia to India 

Sending money to India from Australia is fast and simple, but it’s good to keep a couple of tips, tricks, and simple facts in mind when deciding how to make your international transfer. 

How You Get Charged When You Transfer from AUD to INR

There are three main ways you overpay when you transfer money internationally:

  • Fixed Fee — this is a fixed AUD fee that banks and some other providers charge to convert and transfer money to India. It can be as much as $35 AUD.
  • Percentage Fee — this is a commission that you pay on the total amount you transfer, which means that the more you send, the more you pay. These percentage fees can range from under 0.5% to 2% or more.
  • Difference to Exchange Rate — this is where a currency provider offers a worse exchange rate than the standard exchange rate. This is what’s in play when for example, the standard exchange rate states that 1000 AUD is worth 49,300 INR, but a currency provider only sends 44,900 rupees to the beneficiary.

These fees can quickly add up, and your Australian bank is going to be one of the most expensive ways to transfer money. The way to significantly save on fees and find better offers is to use a specialist currency provider to send money from Australia to India. For example, sending $1,000 AUD to India will cost you just around $10 in fees with TransferWise, but over $40 in fees NAB, and over $80 in fees with ANZ. 

When Monito compares money transfer providers, we take all the fees into account, and recommend the ones where your Australian dollars go furthest, while also letting you know who can make your transfer the fastest and give you more delivery options. 

Note that the least expensive and fastest ways to transfer money between Australia and India changes over time, and can vary depending on how much you’re sending. The fastest provider right now might not be the fastest one next month. 

That’s why the simplest and easiest way to make sure you’re getting the best deal is to use Monito’s money transfer comparison tool

Paying In and Funding Options in Australia

Australian residents have a few ways to pay for a money transfer. Depending on the provider you choose to use, you can fund your transfer via credit card, debit card, bank transfer, or direct bank payment. 

Money Collection Options in India

Unfortunately, when sending money from Australia to India, there are very few options for how your beneficiary can access their money. Due to Indian regulations, the beneficiary will need to have a bank account in India, in every case, where they can receive the money you send. As almost 200 million Indian residents don’t have a bank account, this could be an issue, so make sure to check with the beneficiary before sending!

Using a FOREX Provider for Sending Money from Australia to India

For higher-value transactions to India, you may choose to transfer funds using a foreign exchange (FOREX) broker, as you will receive personalized phone or email service and may be assigned a specialist account manager. A FOREX broker may offer multiple collection options for the person receiving the funds.

The Fastest and Cheapest Providers for Sending Money to India from Australia Right Now  

The fees you pay to send money to India can change, depending on how much you’re transferring. Because of this, we’ve compared money transfer specialists over four different amounts:

  • Very low-value transfers of $200 AUD or less
  • Low-value transfers of $1,000 AUD
  • Medium-value transfers of $3,000 AUD
  • High-value transfers of $15,000 AUD or more

FAQ About Money Transfers to India from Australia

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.