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Find the best ways to send money to India from Australia

RemitlyWisePayPalWorldRemitWestern Union
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Compare 13 providers for a 200 AUD transfer from Australia to India

Results updated 4 days ago.

For the most up-to-date and accurate results, start a new search

  • Sponsored
    WorldRemit
    7.8
    Over 4 million users
    Zero fees on your first 3 transfers with code 3FREE
    Same day

    Recipient gets

    • Pay by: Debit card, Credit card, Direct bank payment

      11,121 INR

      10,954 INR

Compare 13 providers

Sorted by amount received

  • Best deal
    XE Money Transfer
    7.8
    Popular with Monito users
    Preferential exchange rate for new customers
    In minutes

    Recipient gets

    • Pay by: Bank transfer, Debit card, Credit card

      11,226 INR

  • Remitly
    8.8
    Preferential fee and/or exchange rate on your first transfer
    Same day

    Recipient gets

    • Pay by: Credit card, Debit card

      11,212 INR

      10,853 INR


    4 to 6 days

    Recipient gets

    • Pay by: Bank transfer

      11,212 INR

      10,853 INR

  • Panda Remit
    ?
    Zero fees on your first transfer
    Next day

    Recipient gets

    • Pay by: Bank transfer, Debit card

      11,160 INR

      10,881 INR

  • WorldRemit
    7.8
    Over 4 million users
    Zero fees on your first 3 transfers with code 3FREE
    Same day

    Recipient gets

    • Pay by: Debit card, Credit card, Direct bank payment

      11,121 INR

      10,954 INR

  • Wise
    9.5
    Over 120,000 five-star reviews on Trustpilot
    Locked-in exchange rates
    2 days

    Recipient gets

    • Pay by: Bank transfer

      11,090 INR

    • Pay by: Debit card

      11,051 INR

    • Pay by: Direct bank payment

      11,003 INR

    • Pay by: Credit card

      10,982 INR

  • InstaReM
    8.0
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card

      11,085 INR

    • Pay by: Direct bank payment

      11,079 INR

  • SingX
    8.6
    Zero transfer fees on your first 2 transfers with code WELCOME3K
    Same day

    Recipient gets

    • Pay by: Bank transfer

      11,084 INR

      10,890 INR

  • OrbitRemit
    8.0
    Same day

    Recipient gets

    • Pay by: Bank transfer

      11,081 INR

  • MoneyGram
    7.7
    Same day

    Recipient gets

    • Pay by: Debit card

      11,052 INR

    • Pay by: Credit card

      10,884 INR

  • CurrencyFair
    8.6
    1 to 3 days

    Recipient gets

    • Pay by: Bank transfer

      11,009 INR

  • Skrill
    8.4
    Next day

    Recipient gets

    • Pay by: Debit card

      10,821 INR

    • Pay by: Credit card

      10,713 INR

  • Xendpay
    6.6
    2 days

    Recipient gets

    • Pay by: Credit card, Debit card

      10,552 INR

  • Commonwealth Bank
    ?
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.
    2 days

    Recipient gets

    • Pay by: Bank transfer

      8,873 INR

      Estimated

    Details

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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How to send money from Australia to India at the best rate?

We found 13 different money transfer providers available to make a transfer to India from Australia.

If the person you're sending money to wants to receive Indian rupees in her bank account in India, then XE Money Transfer currently offer the best deal you can get with no transfer fees and a competitive AUD-INR exchange rate (currently at 1 AUD = 56.1312 INR).

When taking the exchange rate and the fees into account, the total cost of your transfer with XE Money Transfer is -0.45 AUD, but the total cost would be 41.58 AUD (around -92x more) if you were to use Commonwealth Bank for the very same transfer.

For this transfer to India, you can also consider two other competitive money transfer providers: Remitly and Panda Remit.

The recipient of your transfer doesn't have a bank account? We also compare several money transfer companies able to send Indian rupees for cash pick-up in India: Remitly is at the moment the most competitive option with no transfer fees and a very competitive AUD-INR conversion rate (currently at 1 AUD = 56.06 INR).

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from Australia to India

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Australia to India:

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Best Ways to Send Money from Australia to India

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Living in India?

If you are living in India and want to receive money cheaply from your friends and loved ones abroad, then take a look at our in-depth guide here.

Best Rated Providers to Send Money from Australia to India

The Best Ways to Transfer Money from Australia to India

When you’re transferring money from Australian dollars (AUD) to rupees (INR), you want to keep your currency exchange fees to an absolute minimum. Monito helps you find the simplest, quickest, and most secure ways to convert your Australian dollars into rupees based on your specific needs. 

Whatever your situation, Monito is dedicated to minimizing your fees and saving you money. Whether you’re going on holiday in India, helping out your family and friends, or handling daily expenses, we’ll share the cheapest and best money transfer providers. That way, you save on transfer fees and more rupees make it to your destination – making everyone happier!

You’re Probably Paying Too Much to Send Australian Dollars to India

Australian residents send around $2.8 billion AUD to India every year. Traditional banks, PayPal, and many currency exchange businesses charge unnecessarily high fees. Combined, these charges can add up to $140 million AUD in unnecessary fees every year — meaning that on average, each of Australia’s 600,000 Indian residents loses an extra $240 AUD in transfers. 

What You Need to Know About Sending Money Internationally from Australia to India 

Sending money to India from Australia is fast and simple, but it’s good to keep a couple of tips, tricks, and simple facts in mind when deciding how to make your international transfer. 

How You Get Charged When You Transfer from AUD to INR

There are three main ways you overpay when you transfer money internationally:

  • Fixed Fee — this is a fixed AUD fee that banks and some other providers charge to convert and transfer money to India. It can be as much as $35 AUD.
  • Percentage Fee — this is a commission that you pay on the total amount you transfer, which means that the more you send, the more you pay. These percentage fees can range from under 0.5% to 2% or more.
  • Difference to Exchange Rate — this is where a currency provider offers a worse exchange rate than the standard exchange rate. This is what’s in play when for example, the standard exchange rate states that 1000 AUD is worth 49,300 INR, but a currency provider only sends 44,900 rupees to the beneficiary.

These fees can quickly add up, and your Australian bank is going to be one of the most expensive ways to transfer money. The way to significantly save on fees and find better offers is to use a specialist currency provider to send money from Australia to India. For example, sending $1,000 AUD to India will cost you just around $10 in fees with TransferWise, but over $40 in fees NAB, and over $80 in fees with ANZ. 

When Monito compares money transfer providers, we take all the fees into account, and recommend the ones where your Australian dollars go furthest, while also letting you know who can make your transfer the fastest and give you more delivery options. 

Note that the least expensive and fastest ways to transfer money between Australia and India changes over time, and can vary depending on how much you’re sending. The fastest provider right now might not be the fastest one next month. 

That’s why the simplest and easiest way to make sure you’re getting the best deal is to use Monito’s money transfer comparison tool

Paying In and Funding Options in Australia

Australian residents have a few ways to pay for a money transfer. Depending on the provider you choose to use, you can fund your transfer via credit card, debit card, bank transfer, or direct bank payment. 

Money Collection Options in India

Unfortunately, when sending money from Australia to India, there are very few options for how your beneficiary can access their money. Due to Indian regulations, the beneficiary will need to have a bank account in India, in every case, where they can receive the money you send. As almost 200 million Indian residents don’t have a bank account, this could be an issue, so make sure to check with the beneficiary before sending!

Using a FOREX Provider for Sending Money from Australia to India

For higher-value transactions to India, you may choose to transfer funds using a foreign exchange (FOREX) broker, as you will receive personalized phone or email service and may be assigned a specialist account manager. A FOREX broker may offer multiple collection options for the person receiving the funds.

The Fastest and Cheapest Providers for Sending Money to India from Australia Right Now  

The fees you pay to send money to India can change, depending on how much you’re transferring. Because of this, we’ve compared money transfer specialists over four different amounts:

  • Very low-value transfers of $200 AUD or less
  • Low-value transfers of $1,000 AUD
  • Medium-value transfers of $3,000 AUD
  • High-value transfers of $15,000 AUD or more

FAQ About Money Transfers to India from Australia

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.