Top Travel Insurances For Taiwan You Should Know in 2024
Byron Mühlberg
Guide
Taiwan is famous for its natural beauty (including the mountains in its interior and the beaches along its coast) and its modern, vibrant cultural scene which includes street markets and traditional festivals. Although travelling to Taiwan can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.
Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Taiwan and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.
Taiwan Insurance Profile
Here are a few of the many factors influencing the scope and cost of travel insurances for Taiwan:
| 👥 Number of Visitors | Around 12 million /year |
|---|---|
| ✅ Travel Highlight | Seafood and night markets |
| 💸 Healthcare Cost | 105th globally (below average) |
| 🩺 Healthcare Quality | Good |
| ⚠ Main Travel Risks | Petty crime, scams, fraud |
| 🛡 Safety | Very safe |
| 🚑 Travel Insurance Required? | No |
| 🏆 Best Insurer |
Best Travel Insurances for Taiwan
Heading to Taiwan soon? Don't forget to check the following list before you travel:
- 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
- 🛂 Need a visa? Let iVisa take care of it for you.
- ✈ Looking for flights? Compare on Skyscanner!
- 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
- 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.
Is Travel Insurance Mandatory in Taiwan?
No, there's currently no legal requirement to take out travel insurance for travel to or through Taiwan.
However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Taiwan or anywhere else. For what's usually an affordable cost, taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.
With that said, here are the top three travel insurances for Taiwan:
VisitorsCoverage: Best Medical Coverage
Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Taiwan, no matter whether you're planning to rub shoulders in the Keelung night market for some xiao long bao or hike up the Jade Mountain to watch the sunrise.
VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Taiwan, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.
VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Taiwan:
- Policy Names: Varies
- Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
- Trip Coverage: Excellent - but only available for US residents.
- Customer Support: FAQ, live chat and phone support
- Pricing Range: USD 25 to USD 150 /traveller /month
- Insurance Underwriter: Lloyd's, Petersen, and others
- Best For: Value for money and overall medical coverage
Insured Nomads: Best Trip Coverage
Insured Nomads is another very good travel insurance option for Taiwan, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.
Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:
- Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
- Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
- Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
- Customer Support: FAQ, live chat, phone support
- Pricing Range: USD 80 to USD 420 /traveller /month
- Insurance Underwriter: David Shield Insurance Company Ltd.
- Best For: Adventure seekers wanting comprehensive trip insurance
SafetyWing: Best Combination For Youth
SafetyWing is a good insurance option for younger travellers or digital nomads in Taiwan because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!
SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:
- Policy Names: Nomad Insurance, Remote Health
- Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
- Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
- Customer Support: FAQ, live chat, phone support
- Pricing Range: USD 45 to USD 160 /traveller /month
- Insurance Underwriter: Tokyo Marine HCC
- Best For: Digital nomads, youth, long-term travellers
How Do They Compare?
Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Taiwan? Take a look at the side-by-side chart below:
 |  |  | |
| No. of Plans | 50+ | 2 | 3 |
| Coverage |
|
|
|
| Major Exclusions |
|
|
|
| Limits | $50,000 - $5,000,000 | 250000 | 2000000 |
| Deductibles | $0 - $25,000 | 250 | $0 - $500 |
| Pricing | $25 - $150 /month | $45 - $160 /month | $80 - $200 /month |
| Customer Service |
|
|
|
| Reputation | Excellent | Decent | Very good |
| Ease of Use | Easy | Decent | Easy |
| Get your quote | Get your quote | Get your quote |
Data correct as of 4/1/2024
FAQ About Travel Insurance to Taiwan
See Our Other Travel Insurance Guides
Looking for Travel Insurance to Another Country?
See our recommendations for travel insurance to other countries worldwide:
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