Best Ways to Send Money from the USA to Nigeria

Country from
Country to
You send
  • 300 USD =
    300 USD
    Same day
    0 USD less than with Remitly
    Monito Score
    Go to Small World
    You pay
    300 USD
    Payment options
    • Credit card Same day
      0 USD
    • Bank transfer Same day
      0 USD
    • Debit card Same day
      0 USD
    Exchange rate
    Small World's exchange rate (1 USD = 1 USD) is 0% better than the mid-market exchange rate, subtracting 0 USD from the total cost of this transfer.
    0 USD
    300 USD
    arrives in Nigeria

How to send money from the USA to Nigeria at the best rate?

If you want to transfer US dollars to a bank account in US dollars in Nigeria, Small World is at the moment the most competitive option with zero transfer fees and a competitive USD-USD exchange rate (currently at 1 USD = 1 USD).

If your recipient wants to receive US dollars in cash at an agent location in Nigeria, then the most competitive provider currently is Small World, with zero transfer fees and a very competitive USD-USD exchange rate (their current rate is 1 USD = 1 USD).

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from the USA to Nigeria

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Nigeria:

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We couldn't find any providers to recommend for a transfer from the USA to Nigeria

How Fast Can I Send Money to Nigeria From the US?

  • With WorldRemit, you can send money to a Nigerian bank account within two to three working days.
  • With Remitly, you can send money to a Nigerian bank account within two to three working days.
  • With Paysend, you can send money to a Nigerian bank account within twenty-four hours.

Can I Send Money to Nigeria From the US?

Yes. Following November 2020 decision by the central bank, money transfer operators sending money into Nigeria were heavily restricted and only permitted to issue remittances to the country in US dollars. Since then, only a small number of operators are authorised to handle transfers to Nigeria. From the US, these include Paysend, Remitly, and WorldRemit.

How To Send Money to Nigeria From the US Online?

  1. Compare money transfer services on Monito’s real-time comparison engine
  2. Open an account online
  3. Set up your transfer using your beneficiary's bank details in Nigeria
  4. Fund your transfer by transfer, debit or credit card
  5. Click 'Send' and — voilà! Your money is on its way 💸

FAQ about money transfers from the United States to Nigeria

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.