Find the best ways to send money to the Philippines from the USA

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Compare 11 providers for a 450 USD transfer from the USA to the Philippines

Results updated 11 days ago.

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  • Sponsored
    WorldRemit
    7.8
    Over 4 million users
    Over +24,000 pick up locations across Philippines
    Zero fees on your first 4 transfers with code 4FREEMONITO
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card

      24,330 PHP

      24,222 PHP

Compare 5 providers

Sorted by amount received

  • Best deal
    Remitly
    8.8
    Money-back guarantee
    Send to trusted partners like G Cash, BDO, BPI, and more
    Preferential fee and/or exchange rate on your first transfer
    In minutes

    Recipient gets

    • Pay by: Credit card, Debit card

      25,079 PHP

      24,192 PHP


    3 to 5 days

    Recipient gets

    • Pay by: Bank transfer

      25,079 PHP

      24,192 PHP

  • InstaReM
    8.0
    20 USD off your first transfer with code NEW20
    2 to 3 days

    Recipient gets

    • Pay by: Direct bank payment, Bank transfer

      24,757 PHP


    In minutes

    Recipient gets

    • Pay by: Debit card

      24,262 PHP

    • Pay by: Credit card

      24,014 PHP

  • MoneyGram
    7.7
    3 to 5 days

    Recipient gets

    • Pay by: Direct bank payment

      24,517 PHP


    In minutes

    Recipient gets

    • Pay by: Debit card

      24,269 PHP

    • Pay by: Credit card

      23,649 PHP

  • WorldRemit
    7.8
    Over 4 million users
    Over +24,000 pick up locations across Philippines
    Zero fees on your first 4 transfers with code 4FREEMONITO
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card

      24,330 PHP

      24,222 PHP

  • Xoom
    6.4
    2 days

    Recipient gets

    • Pay by: Bank transfer

      23,729 PHP

    • Pay by: Credit card, Debit card

      23,675 PHP

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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How to send money from the USA to the Philippines at the best rate?

We found 11 different money transfer providers available for your transfer from the USA to the Philippines.

If the person you're sending money to wants to receive Philippine pesos in his bank account in the Philippines, then the most competitive provider currently is Remitly, with zero transfer fees and a very competitive USD-PHP conversion rate (current rate: 1 USD = 55.75 PHP).

When taking the exchange rate and the fees into account, the total cost of your transfer with Remitly is 0.13 USD, compared to that, the total cost would be 32.24 USD (around 252x as much) if you were to use Wells Fargo for the very same transaction.

Two other money transfer providers worth considering for your transfer are XE Money Transfer and CurrencyFair.

Cash is the more convenient option for you? We list 5 providers able to send Philippine pesos in cash in the Philippines: the cheapest provider currently is Remitly, with zero transfer fees and a very competitive USD-PHP conversion rate (current rate: 1 USD = 55.73 PHP).

In comparison, you would pay a total cost of 24.34 USD if you were to use Xoom to make the same transaction.

Two other money transfer providers to consider include InstaReM and MoneyGram.

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from the USA to the Philippines

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers {from the USA to the Philippines:

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Best Ways to Send Money from the USA to the Philippines

The Cheapest Ways to Transfer Money to the Philippines From the US

  1. Remitly with <2.00% total fees
  2. Skrill with 1.95% total fees
  3. Wise with 2.11% total fees
  4. WorldRemit with 2.46% total fees
  5. Instarem with 2.86% total fees

Ranked by % total fees (incl. exchange rate margin) to send US$1000.00 on average in the past 30 days.

The Best Payment Method to Transfer Money to the Philippines From the US

  1. Via a bank transfer with Instarem or Wise
  2. By debit card with Remitly
  3. By credit card with Remitly
  4. Via direct ACH bank payment with Wise
  5. In cash at a location with WorldRemit

The Best Ways To Receive Money In the Philippines From the US

  1. Via a bank deposit with Instarem or Wise
  2. Via debit or credit card with Remitly
  3. Via cash pick-up with Remitly
  4. Top-up airtime with Xoom
  5. Pay bills with Xoom
  6. Via home cash delivery with Xoom
  7. Via a mobile wallet (e.g. GCash) with Remitly

Best Rated Providers to Send Money from the USA to the Philippines

FAQ about money transfers from the US to the Philippines

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

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  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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