💸 What's the best way to transfer money from the US to the Philippines?

There are plenty of options when it comes to money transfers from the US to the Philippines. The best way to send money depends on the amount you send, the delivery method, and the transfer speed. Sounds too complicated? Compare your options on Monito to find the best money transfer from the US to the Philippines with just a few clicks.

What's the cheapest way to send money from the US to the Philippines?

A good rule of thumb 👍🏻: never use your bank to send money from the US to the Philippines. Banks offer unfavorable conditions for the transaction – high and hidden exchange rate charges. Check out your options on Monito and find money operators that are less expensive than banks.

Is it possible to send money online from the US to a cash pick-up location in the Philippines?

Yes, a beneficiary can pick up a money transfer in cash in the Philippines. It's a quick and hassle-free option, especially when a recipient doesn't have a bank account. With WorldRemit you can get access to funds from any branch of: LBC (LBC Express, Metrobank, Palawan Express, PS Bank) M Lhuillier: more than 2,500 locations all over the country (150 offices operate 24/7) Cebuana Lhuillier (also known as Cebuana): the beneficiary can pick up the money in more than 2,500 branches in almost all 81 Philippine provinces Palawan Pawnshop: leading pawn shops with more than 2,500 offices located in all major Philippine cities Bank of Commerce: more than 100 offices located in ex. Bacolod, Caloocan, Cebu, Iloilo, Makati, Manila, Pasig and other cities across the Philippines True Money Philippines: more than 6,600 branches in all major cities in the Philippines BDO - any branch of the following banks: 1st Valley Bank, Banco de Oro, Banco Lagawe, Banco ng Masa, Bangko Kabayan, Bangko Mabuhay, Bank of Florida, BDO Remit Counters - SM Department Stores, SM Business Services, SM Global Pinoy Centers, Waltermart Malls, Camalig Bank, Cantilan Bank, CARD Bank, First Isabela Cooperative Bank, GM Bank, Guagua Rural Bank, Mt. Carmel Rural Bank, One Network Bank, PENBANK, Quezon Capital Rural Bank, Rang-Ay Bank, RD Pawnshop, Rural Bank of Cauayan, Rural Bank of Central Pangasinan.

🏦 How to send money from the US to bank account in the Philippines at the best rate?

Banks offer convenient transfer solutions to the Philippines, but this convenience will cost you A LOT of money. With Monito ,you can find money transfer operators which offer cheaper and faster transfers from the United States to the Philippines. Here's how to send money from the US to the Philippines with a money transfer specialist: Compare & find the cheapest money transfer provider on Monito Open an account online or log in (if you have an account) Set-up your transfer and provide the beneficiary's bank details in the Philippines Fund your transfer by wire transfer, debit or credit card Click "send" - your money is on its way from the US to the Philippines 💸

Find the best ways to send money to the Philippines from the USA

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Top Providers For transfers from the USA to the Philippines

Based on 19,439 comparisons made by Monito users in the past 3 months.

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Best for Transfers to a Bank Account

Cheapest
9.1

Cheapest

in 53% of all comparisons
Go to Remitly
Top rated
9.5

Top rated

in 100% of all comparisons
Go to Wise
Fastest
8.7

Fastest

in 58% of all comparisons
Go to Panda Remit

Best of 11 providers. Compare all

Best for Transfers to Cash Pickup

Top provider
9.1

Cheapest

in 56% of all comparisons
Top rated

in 98% of all comparisons
Fastest

in 56% of all comparisons
Go to Remitly
Cheapest

in 56% of all comparisons
Top rated

in 98% of all comparisons
Fastest

in 56% of all comparisons

Best of 6 providers. Compare all

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1 USD = PHP Mid-market exchange rate

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25M+ comparisons made

With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
$80M+ in transfer fees saved

By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
200+ providers compared

For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
2,000+ in-depth guides

Far too often, sending money abroad is both pricey and problematic. That's exactly why our team of experts works tirelessly to offer the most in-depth, up-to-date, and helpful consumer advice.

Monito's Recommendations for Sending Money from the USA to the Philippines

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to the Philippines:

Best Ways to Send Money from the USA to the Philippines

The best rated: Wise (9.5/10)
The cheapest: WorldRemit
The fastest: WorldRemit
The best rated (transfer to cash pickup): Remitly (9.1/10)
The fastest (transfer to a bank account): Panda Remit

About Money Transfers from the USA to the Philippines

Monito compares 12 providers offering international money transfer services from the USA to the Philippines. The total cost of the cheapest available option at any given point in the past month was -0.9% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 10.6%.

💸 Number of providers	12
🏆 Most often cheapest provider	WorldRemit
💰 Average Lowest Total Cost	-0.9%
💰 Highest Total Cost	10.6%
👍 Recommended Providers	WorldRemit, XE Money Transfer, Xoom, Instarem, Wise, Panda Remit, Remitly, Revolut, Paysend, CurrencyFair, OFX
⚡ ️Fastest Transfer Time	In minutes
💳 Pay-in Options	Debit card, Credit card, Bank transfer, Direct bank payment
💵 Pay-out Options	Mobile wallet, Cash delivery, Bank account, Cash pickup, Card, payout.BILL, Bank account (via international transfer), Airtime top-up
💸 Most transferred amount	100 USD

FAQ About Money Transfers From the US to the Philippines

💸 What's the best way to transfer money from the US to the Philippines?

There are plenty of options when it comes to money transfers from the US to the Philippines. The best way to send money depends on the amount you send, the delivery method, and the transfer speed. Sounds too complicated?
Compare your options on Monito to find the best money transfer from the US to the Philippines with just a few clicks.
What's the cheapest way to send money from the US to the Philippines?

A good rule of thumb 👍🏻: never use your bank to send money from the US to the Philippines. Banks offer unfavorable conditions for the transaction – high and hidden exchange rate charges.
Check out your options on Monito and find money operators that are less expensive than banks.
Is it possible to send money online from the US to a cash pick-up location in the Philippines?
Yes, a beneficiary can pick up a money transfer in cash in the Philippines. It's a quick and hassle-free option, especially when a recipient doesn't have a bank account.
With WorldRemit you can get access to funds from any branch of:
- LBC (LBC Express, Metrobank, Palawan Express, PS Bank)
- M Lhuillier: more than 2,500 locations all over the country (150 offices operate 24/7)
- Cebuana Lhuillier (also known as Cebuana): the beneficiary can pick up the money in more than 2,500 branches in almost all 81 Philippine provinces
- Palawan Pawnshop: leading pawn shops with more than 2,500 offices located in all major Philippine cities
- Bank of Commerce: more than 100 offices located in ex. Bacolod, Caloocan, Cebu, Iloilo, Makati, Manila, Pasig and other cities across the Philippines
- True Money Philippines: more than 6,600 branches in all major cities in the Philippines
- BDO - any branch of the following banks: 1st Valley Bank, Banco de Oro, Banco Lagawe, Banco ng Masa, Bangko Kabayan, Bangko Mabuhay, Bank of Florida, BDO Remit Counters - SM Department Stores, SM Business Services, SM Global Pinoy Centers, Waltermart Malls, Camalig Bank, Cantilan Bank, CARD Bank, First Isabela Cooperative Bank, GM Bank, Guagua Rural Bank, Mt. Carmel Rural Bank, One Network Bank, PENBANK, Quezon Capital Rural Bank, Rang-Ay Bank, RD Pawnshop, Rural Bank of Cauayan, Rural Bank of Central Pangasinan.
🏦 How to send money from the US to bank account in the Philippines at the best rate?
Banks offer convenient transfer solutions to the Philippines, but this convenience will cost you A LOT of money. With Monito ,you can find money transfer operators which offer cheaper and faster transfers from the United States to the Philippines.
Here's how to send money from the US to the Philippines with a money transfer specialist:
1. Compare & find the cheapest money transfer provider on Monito
2. Open an account online or log in (if you have an account)
3. Set-up your transfer and provide the beneficiary's bank details in the Philippines
4. Fund your transfer by wire transfer, debit or credit card
5. Click "send" - your money is on its way from the US to the Philippines 💸

Best Rated Providers to Send Money from the USA to the Philippines

9.5

9.1

9.1

9.0

8.7

8.5

8.5

8.4

8.1

8.0

6.6

See Monito's In-Depth Money Transfer Guides

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Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

How can I use Monito to find the best option to send money to the Philippines?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to the Philippines, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to the Philippines.

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito

Monito is Trusted by 15+ Millions Users across the globe.
Monito's experts spend hours researching and testing services
Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Find the best ways to send money to the Philippines from the USA

Top Providers For transfers from the USA to the Philippines

Best for Transfers to a Bank Account

Best for Transfers to Cash Pickup

Stay on top of the market

Get our email alerts

Compare 9 providers for a 100 USD transfer from the USA to the Philippines

Monito's Recommendations for Sending Money from the USA to the Philippines

Best Ways to Send Money from the USA to the Philippines

About Money Transfers from the USA to the Philippines

FAQ About Money Transfers From the US to the Philippines

Best Rated Providers to Send Money from the USA to the Philippines

See Monito's In-Depth Money Transfer Guides

Everyone wins, except expensive solutions

Questions you may have

Why Trust Monito?

Mid-market exchange rate