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Find the best ways to send money to India from UK

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  • 750 GBP =
    75,094 INR
    Next day
    1st transfer is FREE up to £1000 for Monito users
    Best deal
    Monito Score
    9.5
    Go to Wise
    You pay
    750 GBP
    Payment options
    1st transfer is FREE up to £1000 for Monito users
    Applies to new Wise customers only. Available on first transfer only.
    • Bank transfer Next day
      3.65 GBP 0 GBP
    • Debit card Next day
      5.88 GBP 0 GBP
    • Credit card Next day
      5.88 GBP 0 GBP
    • International bank transfer 3-5 days
      3.65 GBP 0 GBP
    Exchange rate
    Wise's exchange rate (1 GBP = 100.1250 INR) is 0.04% better than the mid-market exchange rate, subtracting -0.27 GBP from the total cost of this transfer.
    -0.26 GBP -0.27 GBP
    75,094 INR
    arrives in India
  • 750 GBP =
    75,068 INR
    Next day
    Preferential fee and/or exchange rate only on your first transfer
    26.25 INR less than with Wise
    Monito Score
    9.0
    Go to Remitly
    You pay
    750 GBP
    Payment options
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    • Bank transfer Next day
      1.99 GBP 0 GBP
    • Direct bank payment Next day
      1.99 GBP 0 GBP
    • Credit card Next day
      1.99 GBP 0 GBP
    • Debit card Next day
      1.99 GBP 0 GBP
    Exchange rate
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    Remitly's exchange rate (1 GBP = 100.0900 INR) is 0% better than the mid-market exchange rate, subtracting 0 GBP from the total cost of this transfer.
    2.16 GBP 0 GBP
    75,068 INR
    arrives in India
  • 750 GBP =
    74,801 INR
    2 days
    Get 5 GBP off your first transfer
    292.80 INR less than with Wise
    Monito Score
    8.4
    Go to Skrill
    Get 5 GBP off your first transfer
    You pay
    750 GBP
    Payment options
    • Cash 2 days
      0 GBP
    • Bank transfer 2 days
      0 GBP
    • Debit card In minutes
      1.35 GBP
    • Credit card In minutes
      2.40 GBP
    Exchange rate
    Skrill's exchange rate (1 GBP = 99.7346 INR) is 0.35% worse than the mid-market exchange rate, adding 2.66 GBP to the total cost of this transfer.
    2.66 GBP
    74,801 INR
    arrives in India
  • 750 GBP =
    74,777 INR
    2 days
    £10 off on your first transfer with code MONIGB10
    316.80 INR less than with Wise
    Monito Score
    8.0
    Go to InstaReM
    £10 off on your first transfer with code MONIGB10
    You pay
    750 GBP
    Payment options
    • Bank transfer 2 days
      0 GBP
    • Debit card Same day
      1.50 GBP
    Exchange rate
    InstaReM's exchange rate (1 GBP = 99.7026 INR) is 0.39% worse than the mid-market exchange rate, adding 2.90 GBP to the total cost of this transfer.
    2.90 GBP
    74,777 INR
    arrives in India
  • 750 GBP =
    74,602 INR
    Same day
    492 INR less than with Wise
    Monito Score
    7.7
    Go to MoneyGram
    You pay
    750 GBP
    Payment options
    • Debit card Same day
      0 GBP
    • Credit card Same day
      0 GBP
    Exchange rate
    MoneyGram's exchange rate (1 GBP = 99.4690 INR) is 0.62% worse than the mid-market exchange rate, adding 4.65 GBP to the total cost of this transfer.
    4.65 GBP
    74,602 INR
    arrives in India
  • 750 GBP =
    74,565 INR
    Next day
    ZERO fees on your first 10 transfers
    528.90 INR less than with Wise
    Monito Score
    8.0
    Go to CurrencyFair
    You pay
    750 GBP
    Payment options
    ZERO fees on your first 10 transfers
    Offer valid for CurrencyFair new customers only. You only pay the exchange rate margin.
    • Bank transfer Next day
      1.21 GBP 0 GBP
    Exchange rate
    CurrencyFair's exchange rate (1 GBP = 99.4198 INR) is 0.67% worse than the mid-market exchange rate, adding 5.02 GBP to the total cost of this transfer.
    5.01 GBP 5.02 GBP
    74,565 INR
    arrives in India
  • 750 GBP =
    74,402 INR
    Same day
    691.46 INR less than with Wise
    Monito Score
    8.0
    Go to OrbitRemit
    You pay
    750 GBP
    Payment options
    • Bank transfer Same day
      2 GBP
    Exchange rate
    OrbitRemit's exchange rate (1 GBP = 99.4683 INR) is 0.62% worse than the mid-market exchange rate, adding 4.64 GBP to the total cost of this transfer.
    4.64 GBP
    74,402 INR
    arrives in India
  • 750 GBP =
    74,376 INR
    3-5 days
    718 INR less than with Wise
    Monito Score
    ?
    Go to State Bank of India UK
    Your transfer
    You pay
    750 GBP
    Payment options
    • Bank transfer 3-5 days
      2.50 GBP
    • Debit card Next day
      5 GBP
    • Cash Next day
      7.25 GBP
    Exchange rate
    State Bank of India UK's exchange rate (1 GBP = 99.4990 INR) is 0.59% worse than the mid-market exchange rate, adding 4.41 GBP to the total cost of this transfer.
    4.41 GBP
    74,376 INR
    arrives in India
  • 750 GBP =
    74,305 INR
    2 days
    788.32 INR less than with Wise
    Monito Score
    9.1
    Go to TransferGo
    You pay
    750 GBP
    Payment options
    • Bank transfer 2 days
      0 GBP
    • Debit card 2 days
      0 GBP
    • Credit card 2 days
      0 GBP
    Exchange rate
    TransferGo's exchange rate (1 GBP = 99.0739 INR) is 1.01% worse than the mid-market exchange rate, adding 7.61 GBP to the total cost of this transfer.
    7.61 GBP
    74,305 INR
    arrives in India
  • 750 GBP =
    74,259 INR
    In minutes
    Preferential exchange rate
    835.13 INR less than with Wise
    Monito Score
    7.8
    Go to XE Money Transfer
    You pay
    750 GBP
    Payment options
    • Debit card In minutes
      0 GBP
    • Credit card In minutes
      0 GBP
    • Bank transfer In minutes
      0 GBP
    Exchange rate
    Preferential exchange rate
    Offer valid for XE Money Transfer new customers only
    XE Money Transfer's exchange rate (1 GBP = 99.0115 INR) is 1.08% worse than the mid-market exchange rate, adding 8.08 GBP to the total cost of this transfer.
    8.08 GBP
    74,259 INR
    arrives in India
  • 750 GBP =
    74,181 INR
    Same day
    912.75 INR less than with Wise
    Monito Score
    8.1
    Go to Small World
    You pay
    750 GBP
    Payment options
    • Debit card Same day
      0 GBP
    • Credit card Same day
      0 GBP
    • Bank transfer Same day
      0 GBP
    Exchange rate
    Small World's exchange rate (1 GBP = 98.9080 INR) is 1.18% worse than the mid-market exchange rate, adding 8.85 GBP to the total cost of this transfer.
    8.85 GBP
    74,181 INR
    arrives in India
  • 750 GBP =
    74,078 INR
    In minutes
    Preferential exchange rate only on your first transfer
    1,016.20 INR less than with Wise
    Monito Score
    7.5
    Go to Western Union
    You pay
    750 GBP
    Payment options
    • Bank transfer In minutes
      0 GBP
    • Credit card In minutes
      2.90 GBP
    Exchange rate
    Preferential exchange rate only on your first transfer
    Offer valid for Western Union new customers only.
    Western Union's exchange rate (1 GBP = 98.7701 INR) is 1.32% worse than the mid-market exchange rate, adding 9.89 GBP to the total cost of this transfer.
    9.89 GBP
    74,078 INR
    arrives in India
  • 750 GBP =
    73,965 INR
    2 days
    1,129.24 INR less than with Wise
    Monito Score
    8.9
    Go to Paysend
    You pay
    750 GBP
    Payment options
    • Debit card 2 days
      0 GBP
    Exchange rate
    Paysend's exchange rate (1 GBP = 98.6193 INR) is 1.47% worse than the mid-market exchange rate, adding 11.02 GBP to the total cost of this transfer.
    11.02 GBP
    73,965 INR
    arrives in India
  • 750 GBP =
    73,552 INR
    Same day
    ZERO fees on your first THREE transfers with code 3FREE
    1,542.17 INR less than with Wise
    Monito Score
    7.8
    Go to WorldRemit
    You pay
    750 GBP
    Payment options
    ZERO fees on your first THREE transfers with code 3FREE
    New WorldRemit customers only. Apply the code during the transfer process in the ‘PROMO CODE’ section for each of first 3 transfers to get the discount.
    • Credit card Same day
      1.49 GBP 0 GBP
    • Debit card Same day
      1.49 GBP 0 GBP
    • Direct bank payment Same day
      1.49 GBP 0 GBP
    • Bank transfer Same day
      1.49 GBP 0 GBP
    Exchange rate
    WorldRemit's exchange rate (1 GBP = 98.0688 INR) is 2.02% worse than the mid-market exchange rate, adding 15.14 GBP to the total cost of this transfer.
    15.11 GBP 15.14 GBP
    73,552 INR
    arrives in India
  • 750 GBP =
    71,736 INR
    3-5 days
    3,357.86 INR less than with Wise
    Monito Score
    5.4
    Go to PayPal
    You pay
    750 GBP
    Payment options
    • PayPal 3-5 days
      2.99 GBP
    • Bank transfer 3-5 days
      2.99 GBP
    Exchange rate
    PayPal's exchange rate (1 GBP = 96.0307 INR) is 4.06% worse than the mid-market exchange rate, adding 30.29 GBP to the total cost of this transfer.
    30.29 GBP
    71,736 INR
    arrives in India
  • 750 GBP =
    68,759 INR
    5+ days
    6,334.84 INR less than with Wise
    Monito Score
    ?
    Go to Barclays
    Your transfer
    You pay
    750 GBP
    Payment options
    • Bank transfer 5+ days
      28 GBP
    Exchange rate
    Barclays's exchange rate (1 GBP = 97.0068 INR) is 3.08% worse than the mid-market exchange rate, adding 22.24 GBP to the total cost of this transfer.
    22.24 GBP
    Bank fees
    Because Barclays doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 12.79 GBP, however the exact amount varies from bank to bank.
    12.79 GBP
    68,759 INR
    arrives in India
  • 750 GBP =
    60,497 INR
    Next day
    14,597.19 INR less than with Wise
    Monito Score
    ?
    Go to HSBC
    Your transfer
    You pay
    750 GBP
    Payment options
    • Bank transfer Next day
      4 GBP
    Exchange rate
    HSBC's exchange rate (1 GBP = 82.8104 INR) is 17.26% worse than the mid-market exchange rate, adding 128.79 GBP to the total cost of this transfer.
    128.79 GBP
    Bank fees
    Because HSBC doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 12.79 GBP, however the exact amount varies from bank to bank.
    12.79 GBP
    60,497 INR
    arrives in India
  • 750 GBP =
    57,013 INR
    3-5 days
    18,080.33 INR less than with Wise
    Monito Score
    ?
    Go to Lloyds
    Your transfer
    You pay
    750 GBP
    Payment options
    • Bank transfer 3-5 days
      9.50 GBP
    Exchange rate
    Lloyds's exchange rate (1 GBP = 78.7217 INR) is 21.35% worse than the mid-market exchange rate, adding 158.09 GBP to the total cost of this transfer.
    158.09 GBP
    Bank fees
    Because Lloyds doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 12.79 GBP, however the exact amount varies from bank to bank.
    12.79 GBP
    57,013 INR
    arrives in India

How to send money from UK to India at the best rate?

We currently compare 24 options available for sending money from UK to India.

If the recipient of the transfer wants to receive Indian rupees in a bank account in India, then the most competitive provider at the moment is Wise, with zero transfer fees and a good GBP-INR conversion rate (their current rate is 1 GBP = 100.125 INR).

In comparison, the total cost would be 180.38 GBP (roughly -679x as much) if you were to use Lloyds for the very same transaction.

For your transfer to India, it could be interesting to also have a look at two other alternatives to Wise: Remitly and Skrill.

The recipient of your transfer doesn't have a bank account? No problem, we compare 4 providers able to send Indian rupees in cash in India: Remitly is the provider giving you the most Indian rupees for your money with no transfer fees and a good GBP-INR exchange rate (currently at 1 GBP = 100.09 INR).

In comparison, the total cost would be 25.59 GBP if you wanted to use Western Union to make the same transaction.

This recommendation was updated a few minutes ago.

  • 10M+ money transfer comparisons made

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Monito's Recommendations for Sending Money from UK to India

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from UK to India:

recommendation icon

Best Ways to Send Money from UK to India

The Cheapest Ways to Transfer Money From the UK to India

  1. CurrencyFair with 0.60% total fees
  2. TransferGo with 0.73% total fees
  3. WorldRemit with 0.82% total fees
  4. Instarem with 1.12% total fees
  5. Wise with 1.36% total fees

Ranked by total fees (incl. exchange rate margin) to send 1,000.00 GBP on average in the past 30 days.

How to Transfer Money From the UK to India

For millions of NRIs, keeping currency exchange fees as low as possible when sending money home from the UK will be a top priority. The good news is this is easy to do through Monito’s comparison tools and handy how-to guides. You’ll be able to clearly see which options are available to you and take advantage of the quickest, simplest and most secure ways to transfer money from the UK to India. 

When comparing your options, it’s really important that you assess exactly which transfer method best matches your needs. Wire transfers with traditional banks, for example, can be slow and expensive, while other options might not offer the best fees and exchange rates, or the fastest transfer speeds.

If you’re feeling a little overwhelmed about the choices available, take a look at the overview below to learn more about transferring funds from the UK to India for both bank deposits and cash pickups. 

Bank Transfers From the UK to India

One of the most popular ways to transfer money from the UK to India is to carry out a wire transfer from your bank account in the UK to an account in India. Wire transfers take place over the SWIFT network which is an international funds transfer protocol allowing banks around the world to exchange money between one another. You can read more about wire transfers in our guide

But while many high street banks tend to prefer this method, the major drawback is that the SWIFT network charges banks to use it. Much of this cost is then passed on to the customer, making wire transfers rather expensive. On top of this, they can also be very slow.

For this reason, you may prefer to carry out an ordinary bank transfer to the local bank account of an international money transfer specialist service. These services are much faster but just as secure as the banks. What’s more, because they don’t rely on the SWIFT network, the overall cost is significantly reduced. 

Sending Very Large Bank Transfers from the UK to India

Should you wish to send a substantial sum of money, say more than £50,000.00, from the UK to an Indian bank account, you will generally be better off using a foreign exchange broker. 

Foreign exchange brokers offer similar services to your standard money transfer and remittance services, but they specialise in large transfers and can negotiate more competitive exchange rates on behalf of the client. 

Cash Pickup Transfers from the UK to India

Another option worth considering when sending money from the UK to India is a cash pickup. These services allow the transfer recipient to collect their funds in cash from a physical location in India, rather than having them deposited electronically into their bank account. 

We’ve taken a look at the cheapest options below:

Smaller Cash Transfers (<1,000 GBP)

Cheapest service: MoneyGram

Larger Cash Transfers (>10,000 GBP)

Cheapest service: Small World

Looking To Save on Every Transfer?

We recommend using our comparison engine every time you transfer money from the UK to India to ensure you always get the best possible deal. This applies no matter how much or how little you want to send, or which receiving method you choose. By doing so, you’ll be able to determine which services are the quickest and most reliable, and which are the cheapest. 

What’s the Best Way To Send Money to India From the UK?

The ‘best’ way to send money to India from the UK will depend on whether speed, security or cost is most important to you – or whether it’s a combination of all three. 

When it comes to security, you can rest assured that all services shown on Monito are fully authorised money transfer operators that have been vetted against the highest standards of security and reputability even before appearing on our comparison engine. 

Just remember that while all services are equally secure on Monito, they won’t all be as cheap or as fast as each other when transferring money from the UK to India. 

Best-Rated Services

When comparing your options, you’ll also come across the ‘Monito score’. As part of our in-depth reviews, we weigh up factors such as trust and credibility, service and quality, fees and exchange rates, and customer satisfaction to give each service a score out of 10.

Some of the highest-scoring services include Wise, TransferGo, Remitly and PaySend, so this may also help sway your decision. 

The Fastest Way to Send Money to India From the UK

If you’re carrying out a bank transfer from the UK to India, Remitly comes up trumps in terms of speed. In fact, transferred funds will arrive in the recipient’s account in just a matter of minutes. 

Alternatively, if you’re looking for a cash pickup, MoneyGram and Small World offer the speediest services. With MoneyGram, your money will be ready to collect just minutes after making the transfer, while Small World transfers go through the same day.

For Monito's top tips for sending money abroad quickly, check out our how-to guide here.

The Cheapest Way to Send Money to India From the UK

Let's start with the most expensive solutions: Banks, cash-based money transfer and e-wallets like Paypal are in general really expensive when you take all fees into consideration (incl. hidden currency exchange rate margin). Thankfully, there are plenty of online money transfer services with transparent & cheap fees and good exchange rates. You can compare them all and find the cheapest way to send money to India from the UK with Monito.

Frequently Asked Questions About Money Transfers to India From the UK

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.