Don't send money to HSBC UK with your bank. First, compare your options

The SWIFT/BIC code for HSBC UK is:


The SWIFT/BIC code for HSBC UK is HBUKGB4BXXX. If you're sending money to the UK from overseas, you will need to provide this number, plus your recipient's full name and bank account number.

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HSBC UK uses different SWIFT codes for different banking services. We recommend double-checking to make sure your transfer is going to the right place.

If you're looking for HSBC UK's SWIFT/BIC code, you probably are either:

  1. sending money to the UK from abroad, or
  2. receiving money to your HSBC UK account from abroad.

If so, then you should beware of hidden bank fees and consider using a digital provider to save money instead. To see why we recommend most people avoid the bank for international money transfers, select the link below that applies to your situation:

Sending Money to the UK

If you're sending money internationally to an HSBC bank account in the UK through your local bank, the transaction will likely be much pricier than it ought to be. —

This is because fixed international bank transfer fees, bad exchange rates, and correspondent banking fees can stack up very quickly. At Monito, we analyzed the cost of sending money with around 50 major banks in eight countries around the world, and we can confidently say that we don't recommend using your bank to send money to the UK.

Additionally, bank transfers via the SWIFT network tend to take quite long (between one and five business days on average), meaning they're not a good option if you want to make a speedy transfer.

Fortunately for you, much smarter alternatives exist. Using a digital money transfer provider, not only could you up to 95% in fees compared to the bank, but you'll also be able to send money more quickly to your beneficiary's account at HSBC. Compare now on Monito's real-time comparison engine to find the cheapest way to send to any HSBC account in the UK:

Compare better ways to send money to HSBC in the UK:

Receiving Money From Abroad

Are you expecting a transfer from abroad and is the sender asking you to provide an HSBC SWIFT/BIC code? Then you're likely going to receive less than you should because of the high international bank transfer fees and bad exchange rates that are usually applied by the senders' bank.

For example, a typical foreign bank will charge between 5% and 10% in total fees for sending a £1,000 equivalent to the UK. With costs like this, you'd easily receive £50 to £100 less per £1,000 sent than you would've had you transferred at the real, mid-market exchange rate.

Luckily, a much better alternative exists to save money when receiving money in the UK from abroad. It's called the Wise Account and it's available for both individuals and businesses. Using a Wise Account (available in the UK), you'll get local bank account details for 10 different currencies. What's more, you'll be able to send, hold, spend, and receive British pounds and other foreign currency at the mid-market exchange rate with low, transparent fees. This means you'll be able to use Wise to receive money like a local in the UK (and other currencies), making it an excellent online account for this purpose.


To learn more about HSBC SWIFT/BIC codes, take a look at the table below, which breaks things down further for your convenience:

Bank Name

Hongkong and Shanghai Banking Corporation (HSBC)



SWIFT Branch

Head Office


8 Canada Square



Postal Code

E14 5HQ


United Kingdom

Other Branches

📍 HSBC Branch Finder

Last updated: 6/9/2022

Frequently Asked Questions about SWIFT / BIC Codes

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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