Chase SWIFT/BIC Codes

The SWIFT/BIC code for Chase is CHASUS33XXX. If you're sending money to the US from overseas, you will need to provide this number, plus your recipient's full name and bank account number.

If you're looking for Chase's SWIFT/BIC code, you probably are either:

1. sending money to the US from abroad, or
2. receiving money to your Chase account from abroad.

If so, then you should beware of hidden bank fees and consider using a digital provider to save money instead. To see why we recommend most people avoid the bank for international money transfers, select the link below that applies to your situation:

Sending Money to the US

If you're sending money internationally to a Chase bank account in the US through your local bank, the transaction will likely be much pricier than it ought to be. —

This is because fixed international bank transfer fees, bad exchange rates, and correspondent banking fees can stack up very quickly. At Monito, we analyzed the cost of sending money with around 50 major banks in eight countries around the world, and we can confidently say that we don't recommend using your bank to send money to the US.

Additionally, bank transfers via the SWIFT network tend to take quite long (between one and five business days on average), meaning they're not a good option if you want to make a speedy transfer.

Fortunately for you, much smarter alternatives exist. Using a digital money transfer provider, not only could you up to 95% in fees compared to the bank, but you'll also be able to send money more quickly to your beneficiary's account at Chase. Compare now on Monito's live comparison engine, or even better, by downloading our app below! 👇

Receiving Money From Abroad

Are you expecting a transfer from abroad and is the sender asking you to provide a Chase SWIFT/BIC code? Then you're likely going to receive less than you should because of the high international bank transfer fees and bad exchange rates that are usually applied by the senders' bank.

For example, a typical foreign bank will charge between 5% and 10% in total fees for sending a $1,000 equivalent to the US. With costs like this, you'd easily receive $50 to $100 less per $1,000 sent than you would've had transferred at the real, mid-market exchange rate.

Luckily, a much better alternative exists to save money when receiving money in the US from abroad. It's called the Revolut and it's available for both individuals and businesses

Revolut offers a strong alternative for international money transfers with transparent pricing. Local USD transfers are free, while international wire transfers incur a flat $10 fee. For other international transfers, Revolut applies a small variable fee that depends on the destination and method, always shown upfront in the app before you confirm, with no hidden charges or mark-ups.

Supporting transfers to over 140+ countries, Revolut processes wire transfers typically within 1 business day, ACH transfers between 1-5 days, and international transfers in 1-3 business days. Transfer limits are generous, allowing up to $1 million per transaction.

Revolut is best for these use cases:

• Revolut-to-Revolut peer-to-peer transfers with zero fees
• Highly competitive rates for sending USD to Canada and Australia
• USD transfers directly to Nigeria and Ghana with no foreign exchange margin

Revolut is not a bank. Fees may apply. Banking services are provided by Lead Bank, Member FDIC. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Your funds are FDIC insured up to $250,000 through Lead Bank, Member FDIC, in the event Lead Bank fails. See revolut.com/en-US/ for more details.

Chase SWIFT/BIC Codes

To learn more about Chase SWIFT/BIC codes, take a look at the table below, which breaks things down further for your convenience:

References

1. Chase: Wires and global transfers