Top Three Options for Travel Insurance to Greece
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Greece is a land of wonders and ancient treasures that has captured the imaginations of foreign visitors for centuries. These days, travelling to Greece is an accessible and affordable holiday for many people, and although healthcare costs in the country are lower than in the US or many other European countries, they can still stack up extremely fast, so it's still a very good idea to arrive in the country with travel insurance anyway.
Fortunately, there are many online international insurance companies (known as 'insurtechs') that specialize in cost-savvy travel insurance to Greece and other countries worldwide. In our list below, we explore the three that we think offer the best deals for younger travellers, adventurers, and everyday holidaymakers looking for wide but affordable coverage.
Heading to Greece soon? Don't forget to check the following list before you travel:
- 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2023.
- 🛂 Need a visa? Let iVisa take care of it for you.
- ✈ Looking for flights? Compare on Skyscanner!
- 💬 Want to learn Greek? italki is an excellent way to take one-on-one online lessons.
- 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.
- 🏦 Wondering when to go? See the best months to travel.
Best for Youth — SafetyWing
World-famous for its beaches, resorts, food, sailing, nightlife, and outdoor experiences, it should come as no surprise that Greece is a popular destination for young holidaymakers too. However, when it comes to travel insurance, young people are the most likely age category to neglect taking out a policy before travelling — largely because of the costs involved.
Fortunately, not all travel and travel insurance providers are expensive, and some, such as SafetyWing, are geared toward a younger age group altogether. Known for its focus on insuring nomads and remote teams, SafetyWing is an online insurance provider offering some of the best pricing for international travel insurance on the market. It offers decent coverage at a very affordable rate, which makes it stand out as an excellent choice for travel insurance in Greece — no matter where you're travelling from!
SafetyWing offers one standard plan for international travellers, though the pricing differs by age group. Below, we focus only on the youth category (18 to 39 years old) as we believe this is where SafetyWing's offer is most interesting.
Plan: Insurance for nomads
Price: Starting at $42 per person, per month.
Term duration: Up to 364 days.
- Between 18 and 39 years (for the basic plan).
- You cannot be travelling in the US during your trip.
Coverage: SafetyWing's basic travel is comprehensive and includes both medical- and travel-related benefits. A few highlights include:
- COVID-19 coverage¹.
- Hospital, ICU, and ambulance coverage².
- Emergency dental coverage.
- Physical therapy and chiropractic coverage.
- Travel interruption and delay coverage.
- Evacuation (medical or emergency political) coverage.
- Lost luggage up to $3,000.
Maximum limit: $250,000.
Best for: Because of its low costs and low barrier to entry (you only need to sign up online — which you can even do when you're already travelling!), we think SafetyWing is the best travel insurance for Greece for younger travellers looking to keep costs low while still getting decent coverage. However, if you're older than 39 years or you're looking for more coverage and don't mind paying a higher price, then we recommend looking at the options below.
¹ Covers testing and quarantine under certain conditions
² High-risk sports, pre-existing conditions, and cancer treatment aren't covered.
Best for Adventure — PassportCard
Although not its most famous draw, Greece attracts many visitors every year for its outdoor adventure, from skiing in Parnassos to kayaking around Crete. However, many travel insurance providers don't cover sports accidents — especially if they're risk-prone sports such as skiing or hiking.
PassportCard Nomads is an online travel insurance provider aimed at expats and digital nomads which includes sports accident coverage. On its most basic plan — PassportCard for Digital Nomads — customers benefit from travel insurance in Greece up to six months, during which time they enjoy a range of unique insurance perks for people on the go, including camera, baggage, and laptop insurance, as well as search and rescue coverage.
PassportCard comes with three plans, all of which come with a red travel insurance card and a unique insurance number to show to the doctor. Below, we break down the Starter Plan:
Plan: PassportCard for Digital Nomads
Price: Starting at $59 per person, per month.
Term duration: Up to six months.
Coverage: PassportCard covers all the basics and goes above and beyond when it comes to travel:
- Emergency coverage.
- Medical coverage.
- Pregnancy (up to 12 weeks).
- Search and rescue.
- Sports accident coverage.
- Theft of camera, laptop, or baggage.
Maximum limit: $500,000.
Best for: Because of its higher limit of liability and no deductible, we think PassportCard Nomads is best for travellers looking for a low-cost travel insurance plan with wide coverage — especially if they stand to benefit from more adventurous coverage such as outdoor sports and camera and laptop insurance.
Best Overall Coverage — Insured Nomads
For most people, visiting Greece is all about relaxation, fine food, and cultural heritage. From relaxing on a Cycladic island to trying out regional variations of souflaki to ascending the Acropolis itself, Greece offers a lot to the everyday tourist.
Aimed at travellers, remote workers, and globetrotters alike, Insured Nomads is another savvy insurtech platform offering travel insurance for Greece that's ideal for extensive medical- and travel-related coverage. Founded and run by expats around the globe, Insured Nomads offers an impressive range of travel insurances, including a larger scope of medical-related coverages than the other providers in this article.
We go over Insured Nomads' basic plan below:
Plan: Travel Insurance World Explorer
Price: Starting at $84 per person, per month.
Term duration: One trip of between 7 and 364 days.
- You cannot travel to Greece via Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region.
Coverage: This plan offers a fairly comprehensive set of medal benefits and coverage for a basic travel insurance plan in Greece. These include:
- Online consultation (telemedicine).
- Medical, emergency, and accident coverage.
- Outpatient and inpatient care.
- Medical transportation coverage
- Evacuation and repatriation.
- Life insurance.
- Adventure sports and marine activity coverage.
- Electronics, camera, cellphone, and sports equipment coverage.
- Flight delay provisions.
Deductible: $0, $100, $250, or $500 based on selection.
Maximum limit: $250,000, $1,000,000, or $2,000,000 based on selection.
Best for: Although easily the priciest of the three plans on this list, we think Insured Nomads gives the best combination of medical- and travel-related coverage, making it an ideal option for travellers to Greece looking for comprehensive benefits all around. (Insured Nomads also offers an even more comprehensive global health insurance plan for expats for those who plan to live in Greece for an extended period of time.)
Frequently Asked Questions About Travel Insurance for Greece
Do I need travel insurance to travel to Greece? 🏛
No, you'll not be required to take out travel insurance for Greece. However, we strongly encourage you to do so anyway, because the cost of healthcare in Greece can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.
Is medical travel insurance worth it? 🩺
Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of having to cover those costs yourself in case you need medical attention during your stay.
Does health insurance cover travel expenses? 🚑
Health insurance doesn't cover normal holiday expenses, such as flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.
Is health and travel insurance the same? 🌴
Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers costs that are commonly associated with travelling. This can (and usually does) include medical expenses, but it also often includes coverage for personal belongings, as well as other benefits.
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