10M+ money transfer comparisons made
$38M+ in Transfer fees saved
200 services reviewed and compared
650 guides to help you avoid hidden fees
Best Rated Providers to Send Money from UAE to the Philippines
FAQs about money transfers from the United Arab Emirates (UAE) to the Philippines
What is the best way to send money to the Philippines from the UAE? 💸
It’s easy to send money to the Philippines through a specialist online money transfer provider. Whether you’re in Dubai, Ajman, Fujairah, or another part of the Emirates, you can quickly and safely send money overseas. One of the very best ways to transfer your UAE dirhams to Philippine pesos is through TransferWise.
TransferWise makes it fast, simple and secure to send money from a bank account in the UAE to a bank account in the Philippines. TransferWise is trusted by millions of customers around the world, and you can easily make an online money transfer using the website or mobile app. TransferWise also allows you to send money to PayMaya and GCash mobile wallets.
What are the charges and costs to transfer money from the UAE to the Philippines? 💰
There are three main ways you might be charged to send money to the Philippines from the UAE, depending on how you make a transfer:
- Fixed fees are commonly charged by UAE banks for making transfers out of the country, and they can be expensive.
- Hidden costs due to the difference in actual exchange rate between UAE dirhams and Philippine pesos, and the exchange rate provided by a bank or transfer provider. If the exchange rate is worse, you’ll end up paying more in exchange rate fees.
- Commission charges are made depending on the amount you’re sending from the UAE to the Philippines.
The Monito comparison tool compares money transfer providers to keep your fees to a minimum. We show you what all the fees are, the total cost for your transfer and how much the beneficiary will get.
What is the cheapest way to send money to the Philippines from the UAE? 🏦
The cheapest way to send money from the UAE will always be a specialist money transfer provider like TransferWise. You will get a much better exchange rate between UAE dirhams and Philippine pesos. You will also pay much lower fees than if you use a bank in the UAE. We also recommend avoiding services like PayPal or Xoom as there are hidden charges which means your money transfer will be expensive.
TransferWise provides the base exchange rate and charges a low commission fee, depending on how much you’re sending. TransferWise charges a fee of around 1.6 percent to send money from the UAE to the Philippines. For example, if you’re sending 1,000 AED to PHP, you can expect to pay around 16 dirhams in fees.
How do I send money online from the UAE to the Philippines?
An online money transfer provider makes it fast and simple to send and track your dirhams and pesos. It’s easy to set up an account and use the website or a mobile app when you send money between the UAE and the Philippines. Depending on if you want to send money to a Philippines bank account or mobile wallet, this is what you need to do:
- Find the best deal for sending money from the UAE to the Philippines using Monito’s tool.
- Create an online account with the provider you’ve chosen.
- Provide information like your name, address and bank details.
- Decide on how much in UAE dirhams that you want to send to the Philippines.
- Start an online transfer with the money provider, using a website or app.
- If you’re sending to a bank account in the Philippines, you will need the bank details of the person or organization you want to send money to. Enter their full name, address, bank name and their 6-18 digit bank account number.
- If you’re sending to a PayMaya or GCash mobile wallet, you will need their international mobile phone number, starting with the country code which is +63.
- Pay for your transfer. Depending on your provider, you might use a bank transfer, credit card or debit card.
- The provider will convert your money between UAE dirhams and Philippine pesos.
- The beneficiary will get the money in their bank account or mobile wallet.
You can send money online, directly through a provider’s website, or by downloading their dedicated mobile app. Please note that many money transfer providers won’t let you send AED from a business bank account.
What is the best time to send money to the Philippines from the UAE?
The best days to send transfers from the UAE to the Philippines are between Sunday and Thursday. The earlier in the week you can start the transfer, the sooner the beneficiary will receive it. If you start a transfer later in the week, or on a Friday or Saturday, your transfer may be delayed by the weekend. The earlier in the day (UAE time) that you can send money, the sooner it is likely to get to the beneficiary.
Typically, a money transfer provider will wait for your payment before converting money, and that can take around a day or two. Converting the money itself normally takes a couple of days, and then it might take a couple of days to get to the Philippines bank account.
How much money can I send from the UAE to the Philippines?
The UAE lets you send up to around 235,000 UAE dirhams out of the country when you pay by bank transfer, that’s over 3.2 million Philippine pesos. If you want to pay with a credit or debit card, you can send up to 15,000 AED a year (around 200,000 PHP) if you’ve never sent dirhams by bank transfer before. If you have already used bank transfer, you can send up to 47,000 AED (almost 650,000 PHP) with a debit or credit card.
The Philippines or money transfer providers do limit how much you can send into the country. You can send up to 100,000 PHP per transfer to mobile wallets and up to 480,000 PHP per transfer to bank accounts.
See Monito's In-Depth Money Transfer Guides
Questions you may have
How can I use Monito to find the best option to send money to the Philippines?
Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to the Philippines, do I really need to compare other options?
Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?
Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?
Monito is not a money transfer company. We’re here to help you find the best way to send money to the Philippines.
- Send money from UK to Nigeria
- Send money from the USA to Vietnam
- Send money from Australia to China
- Send money from India to Bangladesh
- Send money from UK to Lithuania
- Send money from Italy to Senegal
- Send money from Sweden to Finland
- Send money from the USA to Singapore
- Send money from the USA to New Zealand
- Send money from the USA to Sri Lanka
Mid-market exchange rate
To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.