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Best Ways to Send Money from Australia to the USA

Country from
Country to
You send
To
  • 400 AUD =
    284.72 USD
    Next day
    ZERO fees on your first TWO transfers up to 3000 AUD with code WELCOME3K
    Best deal
    Monito Score
    8.6
    Go to SingX
    You pay
    400 AUD
    Payment options
    ZERO fees on your first TWO transfers up to 3000 AUD with code WELCOME3K
    New SingX customers only. Apply the code during the transfer process to get the discount.
    • Bank transfer Next day
      5.10 AUD 0 AUD
    Exchange rate
    SingX's exchange rate (1 AUD = 0.7118 USD) is 0.08% worse than the mid-market exchange rate, adding 0.32 AUD to the total cost of this transfer.
    0.31 AUD 0.32 AUD
    284.72 USD
    arrives in United States
  • 400 AUD =
    284.36 USD
    2 days
    0.36 USD less than with SingX
    Monito Score
    8.0
    Go to InstaReM
    You pay
    400 AUD
    Payment options
    • Bank transfer 2 days
      0 AUD
    • Direct bank payment 2 days
      1 AUD
    Exchange rate
    InstaReM's exchange rate (1 AUD = 0.7109 USD) is 0.21% worse than the mid-market exchange rate, adding 0.82 AUD to the total cost of this transfer.
    0.82 AUD
    284.36 USD
    arrives in United States
  • 400 AUD =
    283.15 USD
    3-5 days
    1.57 USD less than with SingX
    Monito Score
    9.5
    Go to Wise
    You pay
    400 AUD
    Payment options
    • Bank transfer 3-5 days
      2.57 AUD
    • Direct bank payment 3-5 days
      4.17 AUD
    • Debit card 2 days
      4.35 AUD
    • Credit card 2 days
      6.39 AUD
    Exchange rate
    Wise's exchange rate (1 AUD = 0.7125 USD) is 0.01% better than the mid-market exchange rate, subtracting -0.05 AUD from the total cost of this transfer.
    -0.05 AUD
    283.15 USD
    arrives in United States
  • 400 AUD =
    281.95 USD
    2 days
    ZERO fees on your first THREE transfers with code 3FREE
    2.77 USD less than with SingX
    Monito Score
    7.8
    Go to WorldRemit
    You pay
    400 AUD
    Payment options
    ZERO fees on your first THREE transfers with code 3FREE
    New WorldRemit customers only. Apply the code during the transfer process in the ‘PROMO CODE’ section for each of first 3 transfers to get the discount.
    • Debit card 2 days
      1.99 AUD 0 AUD
    • Direct bank payment 2 days
      1.99 AUD 0 AUD
    • Credit card 2 days
      1.99 AUD 0 AUD
    Exchange rate
    WorldRemit's exchange rate (1 AUD = 0.7049 USD) is 1.05% worse than the mid-market exchange rate, adding 4.21 AUD to the total cost of this transfer.
    4.19 AUD 4.21 AUD
    281.95 USD
    arrives in United States
  • 400 AUD =
    279.54 USD
    Same day
    5.18 USD less than with SingX
    Monito Score
    8.0
    Go to OrbitRemit
    You pay
    400 AUD
    Payment options
    • Bank transfer Same day
      4 AUD
    Exchange rate
    OrbitRemit's exchange rate (1 AUD = 0.7059 USD) is 0.91% worse than the mid-market exchange rate, adding 3.59 AUD to the total cost of this transfer.
    3.59 AUD
    279.54 USD
    arrives in United States
  • 400 AUD =
    277.36 USD
    Same day
    Preferential exchange rate
    7.36 USD less than with SingX
    Monito Score
    7.8
    Go to XE Money Transfer
    You pay
    400 AUD
    Payment options
    • Bank transfer Same day
      4 AUD
    Exchange rate
    Preferential exchange rate
    Offer valid for XE Money Transfer new customers only
    XE Money Transfer's exchange rate (1 AUD = 0.7004 USD) is 1.68% worse than the mid-market exchange rate, adding 6.65 AUD to the total cost of this transfer.
    6.65 AUD
    277.36 USD
    arrives in United States
  • 400 AUD =
    276.72 USD
    Same day
    8 USD less than with SingX
    Monito Score
    8.4
    Go to Skrill
    You pay
    400 AUD
    Payment options
    • Debit card Same day
      0 AUD
    • Credit card Same day
      7.96 AUD
    Exchange rate
    Skrill's exchange rate (1 AUD = 0.6918 USD) is 2.89% worse than the mid-market exchange rate, adding 11.55 AUD to the total cost of this transfer.
    11.55 AUD
    276.72 USD
    arrives in United States
  • 400 AUD =
    271.77 USD
    3-5 days
    12.95 USD less than with SingX
    Monito Score
    5.4
    Go to PayPal
    You pay
    400 AUD
    Payment options
    • PayPal 3-5 days
      5.99 AUD
    • Bank transfer 3-5 days
      5.99 AUD
    Exchange rate
    PayPal's exchange rate (1 AUD = 0.6898 USD) is 3.17% worse than the mid-market exchange rate, adding 12.51 AUD to the total cost of this transfer.
    12.51 AUD
    271.77 USD
    arrives in United States
  • 400 AUD =
    260.68 USD
    3-5 days
    24.04 USD less than with SingX
    Monito Score
    ?
    Go to ANZ
    Your transfer
    You pay
    400 AUD
    Payment options
    • Bank transfer 3-5 days
      12 AUD
    Exchange rate
    ANZ's exchange rate (1 AUD = 0.7234 USD) is 1.55% better than the mid-market exchange rate, subtracting -6.01 AUD from the total cost of this transfer.
    -6.01 AUD
    Bank fees
    Because ANZ doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 28.08 AUD, however the exact amount varies from bank to bank.
    28.08 AUD
    260.68 USD
    arrives in United States
  • 400 AUD =
    256.63 USD
    2 days
    28.09 USD less than with SingX
    Monito Score
    ?
    Go to Westpac
    Your transfer
    You pay
    400 AUD
    Payment options
    • Bank transfer 2 days
      10 AUD
    Exchange rate
    Westpac's exchange rate (1 AUD = 0.7093 USD) is 0.43% worse than the mid-market exchange rate, adding 1.68 AUD to the total cost of this transfer.
    1.68 AUD
    Bank fees
    Because Westpac doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 28.08 AUD, however the exact amount varies from bank to bank.
    28.08 AUD
    256.63 USD
    arrives in United States
  • 400 AUD =
    248.71 USD
    2 days
    36.01 USD less than with SingX
    Monito Score
    ?
    Go to NAB
    Your transfer
    You pay
    400 AUD
    Payment options
    • Bank transfer 2 days
      10 AUD
    Exchange rate
    NAB's exchange rate (1 AUD = 0.6890 USD) is 3.28% worse than the mid-market exchange rate, adding 12.79 AUD to the total cost of this transfer.
    12.79 AUD
    Bank fees
    Because NAB doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 28.08 AUD, however the exact amount varies from bank to bank.
    28.08 AUD
    248.71 USD
    arrives in United States
  • 400 AUD =
    248.59 USD
    2 days
    36.13 USD less than with SingX
    Monito Score
    ?
    Go to Commonwealth Bank
    Your transfer
    You pay
    400 AUD
    Payment options
    • Bank transfer 2 days
      6 AUD
    Exchange rate
    Commonwealth Bank's exchange rate (1 AUD = 0.6817 USD) is 4.30% worse than the mid-market exchange rate, adding 16.96 AUD to the total cost of this transfer.
    16.96 AUD
    Bank fees
    Because Commonwealth Bank doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 28.08 AUD, however the exact amount varies from bank to bank.
    28.08 AUD
    248.59 USD
    arrives in United States

How to send money from Australia to the USA at the best rate?

Monito compares 16 options available for your transfer from Australia to the USA.

If the recipient of the transfer wants to receive US dollars in a bank account in the USA, then SingX currently offer the best deal you can get with zero transfer fees and a good AUD-USD conversion rate (their current rate is 1 AUD = 0.7234 USD).

In comparison, the total cost would be 51.04 AUD (which is roughly 161x as much) if you were to use Commonwealth Bank to make the same transfer.

Two other money transfer providers could also be good alternatives to SingX: InstaReM and CurrencyFair.

This recommendation was updated a few minutes ago.

Last Updated 20 hours ago - Source XE.com
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Monito's Recommendations for Sending Money from Australia to the USA

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Australia to the USA:

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Best Ways to Send Money from Australia to the USA

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

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Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

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Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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