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Find the best ways to send money to Germany from Switzerland

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Compare 24 results

  • 4,000 CHF =
    3,811 EUR
    3-5 days
    Best deal
    Monito Score
    9.5
    Go to Wise
    You pay
    4,000 CHF
    Payment options
    • Bank transfer 3-5 days
      17.60 CHF
    Exchange rate
    Wise's exchange rate (1 CHF = 0.9568 EUR) is 0% worse than the mid-market exchange rate, adding 0.04 CHF to the total cost of this transfer.
    0.04 CHF
    3,811 EUR
    arrives in Germany
  • 4,000 CHF =
    3,810 EUR
    Next day
    1.02 EUR less than with Wise
    Monito Score
    7.1
    Go to Exchange Market
    You pay
    4,000 CHF
    Payment options
    • Bank transfer Next day
      0 CHF
    Exchange rate
    Exchange Market's exchange rate (1 CHF = 0.9524 EUR) is 0.47% worse than the mid-market exchange rate, adding 18.70 CHF to the total cost of this transfer.
    18.70 CHF
    3,810 EUR
    arrives in Germany
  • 4,000 CHF =
    3,808 EUR
    Next day
    ZERO transfer fees with the code MONITO
    2.10 EUR less than with Wise
    Monito Score
    8.3
    Go to b-Sharpe
    You pay
    4,000 CHF
    Payment options
    ZERO transfer fees with the code MONITO
    Exclusive offer: you only pay the exchange rate margin on your first transfer.
    • Bank transfer Next day
      5 CHF 0 CHF
    Exchange rate
    b-Sharpe's exchange rate (1 CHF = 0.9521 EUR) is 0.50% worse than the mid-market exchange rate, adding 19.84 CHF to the total cost of this transfer.
    19.81 CHF 19.84 CHF
    3,808 EUR
    arrives in Germany
  • 4,000 CHF =
    3,790 EUR
    2 days
    20.82 EUR less than with Wise
    Monito Score
    8.9
    Go to Paysend
    You pay
    4,000 CHF
    Payment options
    • Debit card 2 days
      0 CHF
    Exchange rate
    Paysend's exchange rate (1 CHF = 0.9474 EUR) is 0.98% worse than the mid-market exchange rate, adding 39.40 CHF to the total cost of this transfer.
    39.40 CHF
    3,790 EUR
    arrives in Germany
  • 4,000 CHF =
    3,781 EUR
    2 days
    29.47 EUR less than with Wise
    Monito Score
    ?
    Go to PostFinance
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer 2 days
      0 CHF
    Exchange rate
    PostFinance's exchange rate (1 CHF = 0.9453 EUR) is 1.21% worse than the mid-market exchange rate, adding 48.44 CHF to the total cost of this transfer.
    48.44 CHF
    3,781 EUR
    arrives in Germany
  • 4,000 CHF =
    3,773 EUR
    Next day
    37.67 EUR less than with Wise
    Monito Score
    ?
    Go to Crédit Agricole next bank
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer Next day
      0 CHF
    Exchange rate
    Crédit Agricole next bank's exchange rate (1 CHF = 0.9432 EUR) is 1.43% worse than the mid-market exchange rate, adding 57 CHF to the total cost of this transfer.
    57 CHF
    3,773 EUR
    arrives in Germany
  • 4,000 CHF =
    3,772 EUR
    2 days
    38.67 EUR less than with Wise
    Monito Score
    ?
    Go to Migros Bank Show transfer details
    exclamation point
    Not available in English.
    Go to Migros Bank
    exclamation point
    Migros Bank is not available in English, but is available in 3 other languages: Français, Deutsch, Italiano.
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer 2 days
      0.30 CHF
    Exchange rate
    Migros Bank's exchange rate (1 CHF = 0.9430 EUR) is 1.44% worse than the mid-market exchange rate, adding 57.75 CHF to the total cost of this transfer.
    57.75 CHF
    3,772 EUR
    arrives in Germany
  • 4,000 CHF =
    3,763 EUR
    2 days
    47.40 EUR less than with Wise
    Monito Score
    ?
    Go to UBS
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer 2 days
      0.30 CHF
    Exchange rate
    UBS's exchange rate (1 CHF = 0.9409 EUR) is 1.67% worse than the mid-market exchange rate, adding 66.87 CHF to the total cost of this transfer.
    66.87 CHF
    3,763 EUR
    arrives in Germany
  • 4,000 CHF =
    3,761 EUR
    2 days
    49.20 EUR less than with Wise
    Monito Score
    ?
    Go to Credit Suisse
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer 2 days
      0 CHF
    Exchange rate
    Credit Suisse's exchange rate (1 CHF = 0.9403 EUR) is 1.73% worse than the mid-market exchange rate, adding 69.06 CHF to the total cost of this transfer.
    69.06 CHF
    3,761 EUR
    arrives in Germany
  • 4,000 CHF =
    3,760 EUR
    2 days
    50.31 EUR less than with Wise
    Monito Score
    ?
    Go to Raiffeisen Show transfer details
    exclamation point
    Not available in English.
    Go to Raiffeisen
    exclamation point
    Raiffeisen is not available in English, but is available in 3 other languages: Français, Deutsch, Italiano.
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer 2 days
      1 CHF
    Exchange rate
    Raiffeisen's exchange rate (1 CHF = 0.9403 EUR) is 1.73% worse than the mid-market exchange rate, adding 69.22 CHF to the total cost of this transfer.
    69.22 CHF
    3,760 EUR
    arrives in Germany
  • 4,000 CHF =
    3,750 EUR
    Same day
    60.54 EUR less than with Wise
    Monito Score
    8.1
    Go to Small World
    You pay
    4,000 CHF
    Payment options
    • Bank transfer Same day
      0 CHF
    Exchange rate
    Small World's exchange rate (1 CHF = 0.9375 EUR) is 2.02% worse than the mid-market exchange rate, adding 80.91 CHF to the total cost of this transfer.
    80.91 CHF
    3,750 EUR
    arrives in Germany
  • 4,000 CHF =
    3,749 EUR
    Next day
    61.06 EUR less than with Wise
    Monito Score
    ?
    Go to Banque Cantonale Vaudoise
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer Next day
      0 CHF
    Exchange rate
    Banque Cantonale Vaudoise's exchange rate (1 CHF = 0.9416 EUR) is 1.59% worse than the mid-market exchange rate, adding 63.69 CHF to the total cost of this transfer.
    63.69 CHF
    Bank fees
    Because Banque Cantonale Vaudoise doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 17.77 CHF, however the exact amount varies from bank to bank.
    17.77 CHF
    3,749 EUR
    arrives in Germany
  • 4,000 CHF =
    3,716 EUR
    Same day
    94.54 EUR less than with Wise
    Monito Score
    8.4
    Go to Skrill
    You pay
    4,000 CHF
    Payment options
    • Debit card Same day
      0 CHF
    • Cash 3-5 days
      0 CHF
    • Credit card Same day
      79.60 CHF
    Exchange rate
    Skrill's exchange rate (1 CHF = 0.9290 EUR) is 2.91% worse than the mid-market exchange rate, adding 116.44 CHF to the total cost of this transfer.
    116.44 CHF
    3,716 EUR
    arrives in Germany
  • 4,000 CHF =
    3,695 EUR
    3-5 days
    115.14 EUR less than with Wise
    Monito Score
    5.4
    Go to PayPal
    You pay
    4,000 CHF
    Payment options
    • PayPal 3-5 days
      2.49 CHF
    • Bank transfer 3-5 days
      2.49 CHF
    Exchange rate
    PayPal's exchange rate (1 CHF = 0.9244 EUR) is 3.39% worse than the mid-market exchange rate, adding 135.48 CHF to the total cost of this transfer.
    135.48 CHF
    3,695 EUR
    arrives in Germany
  • 4,000 CHF =
    3,645 EUR
    2 days
    165.74 EUR less than with Wise
    Monito Score
    ?
    Go to Zürcher Kantonalbank
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer 2 days
      0 CHF
    Exchange rate
    Zürcher Kantonalbank's exchange rate (1 CHF = 0.9112 EUR) is 4.77% worse than the mid-market exchange rate, adding 190.85 CHF to the total cost of this transfer.
    190.85 CHF
    3,645 EUR
    arrives in Germany
  • 4,000 CHF =
    3,629 EUR
    2 days
    181.45 EUR less than with Wise
    Monito Score
    ?
    Go to Banque Cantonale de Genève
    Your transfer
    You pay
    4,000 CHF
    Payment options
    • Bank transfer 2 days
      1 CHF
    Exchange rate
    Banque Cantonale de Genève's exchange rate (1 CHF = 0.9075 EUR) is 5.16% worse than the mid-market exchange rate, adding 206.27 CHF to the total cost of this transfer.
    206.27 CHF
    3,629 EUR
    arrives in Germany

How to send money from Switzerland to Germany at the best rate?

Monito compares 23 options available for sending money to Germany from Switzerland.

If you want to transfer Swiss francs to a bank account in euros in Germany, the most competitive option is currently Wise, with competitive fees of 17.6 CHF and a competitive CHF-EUR exchange rate (their current rate is 1 CHF = 0.9568 EUR).

The total cost of your transfer with Wise is 17.64 CHF, but the total cost of your transfer would be 207.27 CHF (which is roughly 12x more) if you wanted to use Banque Cantonale de Genève to make the same transaction.

For your transfer to Germany, you can also have a look at two other competitive money transfer providers: Exchange Market and b-Sharpe.

If you would like the recipient of your transfer to get euros in cash where they live in Germany, then the most competitive provider currently is Small World, with no transfer fees and a very competitive CHF-EUR exchange rate (current rate: 1 CHF = 0.9375 EUR).

In comparison, the total cost of your transfer would be 96.57 CHF if you chose to use Change CFF to make the same transaction.

This recommendation was updated a few minutes ago.

Last Updated 21 hours ago - Source XE.com
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Monito's Recommendations for Sending Money from Switzerland to Germany

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Switzerland to Germany:

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Best Ways to Send Money from Switzerland to Germany

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

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Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
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Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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