We're comparing all your options in real time for a
4,000 CHF-EUR transfer

Transfers to a bank account

[ ↓ Jump to cash pick-up options ]

The 12 best options to transfer CHF to a bank account in Germany

  • See cost breakdown

    Total cost

    14.32 CHF
    Exchange rate 0.8795 
    (-0.02%
    Fees 13.65 CHF

    Payment options

    Speed

    • Bank transfer
      3-5 days
  • See cost breakdown

    Total cost

    15.26 CHF
    Exchange rate 0.8763 
    (-0.38%
    Fees 0 CHF 3.41 CHF
    ZERO fees on your first 5 transfers
    You only pay the exchange rate margin

    Payment options

    Speed

    • Bank transfer
      3-5 days
  • See cost breakdown

    Total cost

    17.84 CHF
    Exchange rate 0.8757 
    (-0.45%
    Fees 0 CHF

    Payment options

    Speed

    • Bank transfer
      2 days
  • See cost breakdown

    Total cost

    20.98 CHF
    Exchange rate 0.8750 
    (-0.52%
    Fees 0 CHF 5.00 CHF
    ZERO transfer fees with the code TWP2016
    Exclusive offer: you only pay the exchange rate margin on your first transfer.

    Payment options

    Speed

    • Bank transfer
      2 days
  • See cost breakdown

    Total cost

    31.04 CHF
    Exchange rate 0.8728 
    (-0.78%
    Fees 0 CHF

    Payment options

    Speed

    • Credit card
      Next day
  • See cost breakdown

    Total cost

    39.43 CHF
    Exchange rate 0.8710 
    (-0.99%
    Fees 0 CHF

    Payment options

    Speed

    • Bank transfer
      2 days
  • See cost breakdown

    Total cost

    47.18 CHF
    Exchange rate 0.8789 
    (-0.09%
    Fees 24.65 CHF
    Bank fees (estimate) 19.00 CHF

    Payment options

    Speed

    • International bank transfer
      3-5 days
    • Credit card
      (+ CHF 77.36)
      2 days
  • See cost breakdown

    Total cost

    49.17 CHF
    Exchange rate 0.8688 
    (-1.23%
    Fees 0 CHF

    Payment options

    Speed

    • Bank transfer
      2 days
  • See cost breakdown

    Total cost

    50.78 CHF
    Exchange rate 0.8685 
    (-1.27%
    Fees 0 CHF 3.99 CHF
    Zero transfer fees with code MONITO

    Payment options

    Speed

    • Credit card
      Next day
  • See cost breakdown

    Total cost

    59.22 CHF
    Exchange rate 0.8669 
    (-1.46%
    Fees 1.00 CHF

    Payment options

    Speed

    • Bank transfer
      2 days
  • See cost breakdown

    Total cost

    67.79 CHF
    Exchange rate 0.8648 
    (-1.69%
    Fees 0.30 CHF

    Payment options

    Speed

    • Bank transfer
      2 days

Cash pick-up at an agent location

[ ↓ Jump to forex broker options ]

The 2 best options to send CHF for cash pick-up at agent locations in Germany

  • See cost breakdown

    Total cost

    79.75 CHF
    Exchange rate 0.8621 
    (-1.99%
    Fees 0 CHF

    Payment options

    Speed

    • Cash
      In minutes
  • See cost breakdown

    Total cost

    127.44 CHF
    Exchange rate 0.8516 
    (-3.19%
    Fees 0 CHF

    Payment options

    Speed

    • Cash
      In minutes

Transfers via a foreign exchange company

Foreign exchange companies (also known as "forex brokers") are usually the best options for large transactions and offer personalized phone or email service. The rates we list are indicative only, to make sure you get the best deal we recommend requesting a quote from multiple providers.

  • See cost breakdown

    Total cost

    35.00 CHF
    Exchange rate 0.8761 
    (-0.40%
    Fees 0 CHF
    Bank fees (estimate) 19.00 CHF

    Payment options

    Speed

    • International bank transfer
      3-5 days
  • See cost breakdown

    Total cost

    35.76 CHF
    Exchange rate 0.8760 
    (-0.42%
    Fees 0 CHF
    Bank fees (estimate) 19.00 CHF

    Payment options

    Speed

    • International bank transfer
      3-5 days
  • See cost breakdown

    Total cost

    51.00 CHF
    Exchange rate 0.8726 
    (-0.80%
    Fees 0 CHF
    Bank fees (estimate) 19.00 CHF

    Payment options

    Speed

    • International bank transfer
      3-5 days
  • See cost breakdown

    Total cost

    51.00 CHF
    Exchange rate 0.8726 
    (-0.80%
    Fees 0 CHF
    Bank fees (estimate) 19.00 CHF

    Payment options

    Speed

    • International bank transfer
      3-5 days
  • See cost breakdown

    Total cost

    59.00 CHF
    Exchange rate 0.8709 
    (-1.00%
    Fees 0 CHF
    Bank fees (estimate) 19.00 CHF

    Payment options

    Speed

    • International bank transfer
      3-5 days
  • See cost breakdown

    Total cost

    78.47 CHF
    Exchange rate 0.8624 
    (-1.96%
    Fees 0 CHF

    Payment options

    Speed

    • Bank transfer
      2 days


Show graph

What are the best options for your transfer from Switzerland to Germany?

We currently compare 19 providers available for sending money to Germany from Switzerland.

If your recipient wants to receive in a bank account in Germany, then TransferWise is at the moment the most competitive option with competitive fees of 13.65 CHF and a very competitive CHF-EUR exchange rate (current rate: 1 CHF = 0.9207 EUR).

When taking the exchange rate and the fees into account, the total cost of your transfer with TransferWise is 14.32 CHF, compared to that, the total cost would be 78.47 CHF (which is approximately 5x more) if you selected to use OFX to make the same transfer.

For your transfer to Germany, you can also have a look at two other competitive money transfer solutions: CurrencyFair and Exchange Market.

Cash is the more convenient option for you? We also compare 2 money transfer companies able to send in cash in Germany: the most competitive option currently is Change CFF, with no transfer fees and a very competitive CHF-EUR exchange rate (their current rate is 1 CHF = 0.8653 EUR).

In comparison, the total cost of your transfer would be 127.44 CHF if you wanted to use Banque Cantonale Vaudoise to make the same transfer.

This recommendation was updated a few minutes ago.

We're here to help

Pascal Briod

Hi! I'm Pascal and I am in charge of making Monito as helpful as possible for you. Don't hesitate to drop me a line if you have a question, if you need help to understand the results or to find the best operator for your transfer.

Questions you may have

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. Once you fill out the above form and click on compare, you’ll see a list of all the options to send money between two countries. The cheapest option is at the top, but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.

Monito is not a money transfer company. We’re here to help you find the best way to send money abroad. Just tell us which country you’re sending money from and which country you want to send money to, and we’ll show you a list of all available services. Once you select the best one for your needs, you'll be redirected to their website to get started with your money transfer.

As much as we try to have complete information and to include as many money transfer companies in our results, we sometimes miss a few. In this case, the best solution would be to write us a short message to let us know what’s missing!