What's the cheapest way to send money from Belgium to China?

The cheapest way to send money from Belgium to China is through an online provider. Among the 8 available, [Instarem](https://go.monito.com/instarem?lng=en) was most often the cheapest provider (in 63.2% of the searches on Monito.com in the past 3 months).

What are the best providers to send money from Belgium to China?

Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com: [Instarem](https://go.monito.com/instarem?lng=en) (cheapest in 63.2% of the searches) [Paysend](https://go.monito.com/paysend?lng=en) (cheapest in 36.2% of the searches) [MoneyGram](https://go.monito.com/moneygram?lng=en) (cheapest in 0.7% of the searches)

How much does it cost to send money from Belgium to China?

If you send money with the cheapest available provider, the total cost of a EUR-CNY transfer was 0.2% of the transfer amount (including all fees and exchange rates) over the past month. In contrast, the cost of the most expensive option was 6.2%.

Is Western Union a good option for sending money from Belgium to China?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Belgium to China with Western Union* is 1.1% of the amount you send, whereas the cheapest online services have an average cost of 0.2%. [Western Union](https://go.monito.com/western-union?lng=en) is the provider that is most often the cheapest for money transfers to a cash pick-up location in China. *Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.

What's the cheapest provider to send money from Belgium to a cash pick-up location in China?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in China was [Western Union](https://go.monito.com/western-union?lng=en), with an average cost of 3.0% of the amount you send (includes fees + exchange rate margin). The average total cost to send to a bank account rather than to a pick-up location during the same period was 0.2%. [Instarem](https://go.monito.com/instarem?lng=en) was the provider most often the cheapest for transfers to bank accounts in China.

What is the fastest option to send money from Belgium to China

The provider that was most often the fastest provider in comparisons of the past 30 days was [Instarem](https://go.monito.com/instarem?lng=en) (average fastest transfer time: In minutes)

The world's best money transfer comparison app

Get the app Continue in your browser

Find low fees instantly with the Monito app

Never Overpay Again

Instant Rate Alerts

Exclusive Deals

Local Insights

★★★★★

5.0

App Store

★★★★★

4.9

Google Play

Scan me!

★★★★★

5.0

App Store

★★★★★

4.9

Google Play

Monito's comparison engine is trusted by 6 million users every year
Monito users have saved nearly $40 million in fees to date!
We only recommend regulated and secure companies.

As featured on

Top Providers For transfers from Belgium to China

Based on 152 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Cheapest
8.3

Cheapest

in 63% of all comparisons
Fastest

in 100% of all comparisons
Go to Instarem
Top rated
9.0

Top rated

in 100% of all comparisons
Go to Wise

Best of 7 providers. Compare all

Best for Transfers to Cash Pickup

Top provider
8.6

Cheapest

in 100% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 100% of all comparisons
Go to Western Union
Cheapest

in 100% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 100% of all comparisons

Best of 1 provider. Compare all

Stay on top of the market

1 EUR = CNY Mid-market exchange rate

Get our email alerts

We'll send you the exchange rate, best deal, and other helpful tips.

Compare 7 providers for a 100 EUR transfer from Belgium to China

Results updated . 20 hours ago

For the most up-to-date and accurate results, start a new search

Best rated provider
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 7.3747

1.73% worse than mid‑market rate

737.47 CNY

730.17 CNY

You pay

100.00 EUR

Fee

0.00 EUR

0.99 EUR

Exchange rate

7.3747

1 EUR = 7.3747 CNY

1.73% worse than mid‑market rate 7.5044

Recipient gets
737.47 CNY

730.17 CNY

Transferred to a bank account

Details Go to Western Union Go

Compare 3 providers

Sorted by amount received

Report a problem

Best deal
8.3
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

6.7
Fees & Exchange Rates

9.3
Customer Satisfaction

8.4
Read the full review
Includes preferential pricing for new users Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 7.4795

0.33% worse than mid‑market rate

747.95 CNY

744.95 CNY

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

7.4795

7.4495

1 EUR = 7.4795 CNY

0.33% worse than mid‑market rate 7.5044

Recipient gets
747.95 CNY

744.95 CNY

Transferred to a bank account

Details Go to Instarem Go
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

Same day

Pay by Credit card, Debit card, Bank transfer, Mobile wallet

Recipient gets

Fee Free

Exchange rate 7.3969

1.43% worse than mid‑market rate

739.69 CNY

728.98 CNY

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

7.3969

7.2898

1 EUR = 7.3969 CNY

1.43% worse than mid‑market rate 7.5044

Recipient gets
739.69 CNY

728.98 CNY

Transferred to a bank account

Details Go to MoneyGram Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 7.3747

1.73% worse than mid‑market rate

737.47 CNY

730.17 CNY

You pay

100.00 EUR

Fee

0.00 EUR

0.99 EUR

Exchange rate

7.3747

1 EUR = 7.3747 CNY

1.73% worse than mid‑market rate 7.5044

Recipient gets
737.47 CNY

730.17 CNY

Transferred to a bank account

Details Go to Western Union Go

Best deal
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Includes preferential fee and/or exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 7.4263

1.04% worse than mid‑market rate

742.63 CNY

709.46 CNY

You pay

100.00 EUR

Fee

0.00 EUR

3.99 EUR

Exchange rate

7.4263

7.3894

1 EUR = 7.4263 CNY

1.04% worse than mid‑market rate 7.5044

Recipient gets
742.63 CNY

709.46 CNY

Transferred to a mobile wallet

Details Go to Remitly Go
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

Same day

Pay by Credit card, Debit card, Bank transfer, Mobile wallet

Recipient gets

Fee Free

Exchange rate 7.3970

1.43% worse than mid‑market rate

739.70 CNY

731.23 CNY

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

7.3970

7.3123

1 EUR = 7.3970 CNY

1.43% worse than mid‑market rate 7.5044

Recipient gets
739.70 CNY

731.23 CNY

Transferred to a mobile wallet

Details Go to MoneyGram Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Send to Alipay

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 7.3113

2.57% worse than mid‑market rate

731.13 CNY

716.58 CNY

You pay

100.00 EUR

Fee

0.00 EUR

1.99 EUR

Exchange rate

7.3113

1 EUR = 7.3113 CNY

2.57% worse than mid‑market rate 7.5044

Recipient gets
731.13 CNY

716.58 CNY

Transferred to a mobile wallet

Details Go to Western Union Go
9.0
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.5
Service & Quality

9.2
Fees & Exchange Rates

8.7
Customer Satisfaction

9.6
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Credit card, Direct bank payment

Recipient gets

Fee Free

Exchange rate 7.2900

2.86% worse than mid‑market rate

729.00 CNY

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

7.2900

1 EUR = 7.2900 CNY

2.86% worse than mid‑market rate 7.5044

Recipient gets
729.00 CNY

Transferred to a mobile wallet

Details Go to Taptap Send Go

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to Belgium from China instead?

Report a problem

25M+ comparisons made

With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
$80M+ in transfer fees saved

By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
200+ providers compared

For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
2,000+ in-depth guides

Far too often, sending money abroad is both pricey and problematic. That's exactly why our team of experts works tirelessly to offer the most in-depth, up-to-date, and helpful consumer advice.

Monito's Recommendations for Sending Money from Belgium to China

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Belgium to China:

Best Ways to Send Money from Belgium to China

The best rated: Wise (9/10)
The cheapest: Instarem and Paysend
The fastest: Instarem
The best rated (transfer to cash pickup): Western Union (8.6/10)
The best rated (transfer to a mobile wallet): Remitly (9.1/10)
The cheapest (transfer to a mobile wallet): MoneyGram

Frequently Asked Questions

What's the cheapest way to send money from Belgium to China?

The cheapest way to send money from Belgium to China is through an online provider. Among the 8 available, Instarem was most often the cheapest provider (in 63.2% of the searches on Monito.com in the past 3 months).
What are the best providers to send money from Belgium to China?
Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com:
- Instarem (cheapest in 63.2% of the searches)
- Paysend (cheapest in 36.2% of the searches)
- MoneyGram (cheapest in 0.7% of the searches)
How much does it cost to send money from Belgium to China?

If you send money with the cheapest available provider, the total cost of a EUR-CNY transfer was 0.2% of the transfer amount (including all fees and exchange rates) over the past month.
In contrast, the cost of the most expensive option was 6.2%.
Is Western Union a good option for sending money from Belgium to China?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Belgium to China with Western Union* is 1.1% of the amount you send, whereas the cheapest online services have an average cost of 0.2%.

Western Union is the provider that is most often the cheapest for money transfers to a cash pick-up location in China.

*Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.
What's the cheapest provider to send money from Belgium to a cash pick-up location in China?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in China was Western Union, with an average cost of 3.0% of the amount you send (includes fees + exchange rate margin).

The average total cost to send to a bank account rather than to a pick-up location during the same period was 0.2%. Instarem was the provider most often the cheapest for transfers to bank accounts in China.
What is the fastest option to send money from Belgium to China

The provider that was most often the fastest provider in comparisons of the past 30 days was Instarem (average fastest transfer time: In minutes)

About Money Transfers from Belgium to China

Monito compares 8 providers offering international money transfer services from Belgium to China. The total cost of the cheapest available option at any given point in the past month was 0.2% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 6.2%.

💸 Number of providers	8
🏆 Cheapest provider (on average)	Instarem
💰 Lowest total cost (on average)	0.2%
💰 Highest total cost (on average)	6.2%
💸 Most transferred amount	100 EUR
⚡ ️Fastest transfer time	In minutes
💳 Pay-in options	Debit card, Credit card, Bank transfer, Mobile wallet, International bank transfer
💵 Pay-out options	Mobile wallet, Bank account, Cash pickup, Card
👍 Recommended providers	Remitly, MoneyGram, Paysend, XE Money Transfer, Instarem, Wise, OFX

Best Rated Providers to Send Money from Belgium to China

9.1

9.0

8.8

8.6

8.5

8.4

8.3

7.6

See Monito's In-Depth Money Transfer Guides

Best Ways To Send Money Internationally

July 16, 2026 - by François Briod

illustration of time to transfer money abroad

Fastest Ways To Send Abroad

August 4, 2026 - by François Briod

Transfer Specialists vs Banks

November 22, 2022 - by Byron Mühlberg

Best Money Transfer Services

November 4, 2026 - by François Briod

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

How can I use Monito to find the best option to send money to China?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to China, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to China.

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Why You Can Trust Us

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.

Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.

Learn more about Monito

15+ million people across the globe trust Monito.
Monito's experts spend hours researching and testing services
Commissions we may receive never impact our independence.

The world's best money transfer comparison app

Find the best ways to send money to China from Belgium

Top Providers For transfers from Belgium to China

Best for Transfers to a Bank Account

Best for Transfers to Cash Pickup

Stay on top of the market

Get our email alerts

Compare 7 providers for a 100 EUR transfer from Belgium to China

Monito's Recommendations for Sending Money from Belgium to China

Best Ways to Send Money from Belgium to China

Frequently Asked Questions

About Money Transfers from Belgium to China

Best Rated Providers to Send Money from Belgium to China

See Monito's In-Depth Money Transfer Guides

Everyone wins, except expensive solutions

Questions you may have

Mid-market exchange rate

Why You Can Trust Us