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Find the best ways to send money to the Philippines from Australia

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Compare 12 providers for a 400 AUD transfer from Australia to the Philippines

Results updated 19 days ago.

For the most up-to-date and accurate results, start a new search

  • Sponsored
    WorldRemit
    7.8
    Over 4 million users
    Over +24,000 pick up locations across Philippines
    Zero fees on your first 4 transfers with code 4FREEMONITO
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card, Direct bank payment

      15,136 PHP

      15,061 PHP

Compare 5 providers

Sorted by amount received

  • Best deal
    Remitly
    8.8
    Money-back guarantee
    Send to trusted partners like G Cash, BDO, BPI, and more
    Preferential fee and/or exchange rate on your first transfer
    In minutes

    Recipient gets

    • Pay by: Credit card, Debit card

      15,840 PHP

      15,156 PHP


    3 to 5 days

    Recipient gets

    • Pay by: Bank transfer

      15,840 PHP

      15,156 PHP

  • SingX
    8.6
    Zero transfer fees on your first 2 transfers with code WELCOME3K
    Same day

    Recipient gets

    • Pay by: Bank transfer

      15,434 PHP

      15,226 PHP

  • InstaReM
    8.0
    30 AUD off your first transfer with code MONITO30
    Same day

    Recipient gets

    • Pay by: Bank transfer

      15,328 PHP


    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card

      15,282 PHP

    • Pay by: Direct bank payment

      15,274 PHP

  • MoneyGram
    7.7
    In minutes

    Recipient gets

    • Pay by: Debit card

      15,146 PHP

    • Pay by: Credit card

      14,917 PHP

  • WorldRemit
    7.8
    Over 4 million users
    Over +24,000 pick up locations across Philippines
    Zero fees on your first 4 transfers with code 4FREEMONITO
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card, Direct bank payment

      15,136 PHP

      15,061 PHP

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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How to send money from Australia to the Philippines at the best rate?

Our comparison engine found 12 money transfer providers to send money to the Philippines from Australia.

If the recipient of the transfer wants to receive Philippine pesos in a bank account in the Philippines, then the cheapest provider at the moment is Remitly, with no transfer fees and a competitive AUD-PHP conversion rate (their current exchange rate is 1 AUD = 39.6 PHP).

Adding the fees and exchange rate margin, the total cost with Remitly is -10.4 AUD, compared to that, the total cost of your transfer would be 54.43 AUD (roughly -5x more expensive) if you were to use Commonwealth Bank for the very same transaction.

For this transfer to the Philippines, it might be interesting to also check out two other alternatives to Remitly: SingX and XE Money Transfer.

The recipient of your transfer doesn't have a bank account? We currently compare 5 money transfer companies able to send Philippine pesos in cash in the Philippines: Remitly currently offers the best deal you can get with zero transfer fees and a very competitive AUD-PHP conversion rate (their current rate is 1 AUD = 39.6 PHP).

Adding the fees and exchange rate margin, the total cost for a cash transfer with Remitly is -10.4 AUD, but the total cost of your transfer would be 7.84 AUD if you chose to use WorldRemit for the very same transfer with cash pick-up as the pay-out option.

For this transfer in cash to the Philippines, you should also have a look at two other alternatives to Remitly: SingX and InstaReM.

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from Australia to the Philippines

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Australia to the Philippines:

recommendation icon

Best Ways to Send Money from Australia to the Philippines

  • The cheapest: Remitly
  • The fastest: Remitly
  • The best mobile app: Wise
  • Best cash pick-up network in the Philippines: WorldRemit
  • The cheapest for large transfers: SingX

Best Rated Providers to Send Money from Australia to the Philippines

FAQ about money transfers to the Philippines from Australia

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
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Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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