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How to send money from Canada to Pakistan

You don’t want to pay high fees when you’re transferring money from Canada to Pakistan. We’ll share the fastest, easiest, and most secure ways to convert Canadian dollars to Pakistani rupees and help you keep your fees to an absolute minimum.

 

Whether you’re travelling to Pakistan, sending money to family and friends, paying living expenses, investing, buying or selling property or something else, we’ll recommend the best money transfer providers. That way, the person getting the rupees has more cash in their pockets, and that’s good for both of you.



You could be paying too much to send Canadian dollars to Pakistan

Canadian residents send around $565,000,000 USD to Pakistan every year. High currency exchange fees charged by traditional banks, PayPal and some of the more expensive currency exchange businesses could mean up to $30,000,000 USD in unnecessary fees — or $300 each if 100,000 residents are converting their dollars to rupees.

 

How you get charged when you transfer money to Pakistan from Canada

There are three main ways you could be overpaying when you’re converting Canadian currency:

 

  • Fixed fee — this is a fixed CAD fee that banks and some other providers charge to convert and transfer money. It could be as much as $40 CAD.

  • Percentage fee — this is a commission that you pay on the total amount you transfer, so the less you send, the less you pay. These can range between under half a percent to two percent or more.

  • Difference to exchange rate — this is where you get a worse exchange rate than the standard exchange rate. For example, the standard exchange rate states that $100 CAD is worth 10,480 rupees, but a currency provider sends 10,350 rupees to the beneficiary.

 

We keep things simple. When we compare money transfer providers, we take all the fees into account, and recommend the ones where your Canadian dollars go furthest.

 

Payment and Collection Options when Exchanging from Canada to Pakistan

 

Paying in and Funding Options in Canada

Canadian residents funding a currency exchange will normally choose to pay through a direct bank payment, their debit or credit card or a bank transfer.

 

Money collection options in Pakistan

Around 100 million Pakistanis don’t have a bank account, this means cash pickup or transfers to mobile wallets are a good option. We’ve shown these details below.

 

Using a FOREX provider for sending money from Canada to Pakistan

For higher-value transactions, you may choose to transfer funds using a foreign exchange (FOREX) broker, as you will receive personalized phone or email service and may be assigned a specialist account manager. A FOREX broker may offer multiple collection options for the person receiving the funds.

 

The Best Providers for Sending Money to Pakistan from Canada

The fees you pay can change, depending on how much you’re transferring. Because of this, we’ve compared money transfer specialists over four different amounts:

 

  • Very low-value transfers of $100 CAD or less

  • Low-value transfers of $500 CAD

  • Medium-value transfers of $2,000 CAD

  • High-value transfers of $10,000 CAD or more

 

Best money transfer providers for sending $100 Canadian dollars to Pakistan

Best providers to send $100 CAD to Pakistan

Provider

WorldRemit

Transfast

Transferwise

Paying in options

  • Credit card

  • Debit card

  • Direct bank payment

  • Direct bank payment

  • Credit card*

  • Debit card*

  • Direct bank payment*

  • Bank transfer

Collection options

  • Bank account deposit

  • Cash pickup

  • Transfer to mobile wallet

  • Bank account deposit

  • Cash pickup

  • Bank account deposit

Speed of transfer

  • Same day to two days

  • Same day

  • Two to five days

*There may be an additional fee for funding a transaction using this method.



Best money transfer providers for sending $500 Canadian dollars to Pakistan

Best providers to send $500 CAD to Pakistan

Provider

WorldRemit

Transferwise

Transfast

Paying in options

  • Credit card

  • Debit card

  • Direct bank payment

  • Credit card*

  • Debit card*

  • Direct bank payment

  • Bank transfer

  • Direct bank payment

Collection options

  • Bank account deposit

  • Cash pickup

  • Bank account deposit

  • Bank account deposit

  • Cash pickup

Speed of transfer

  • Same day to two days

  • Two to five days

  • Same day

*There may be an additional fee for funding a transaction using this method.

Transfers to a bank account

[ ↓ Jump to cash pick-up options ]

The 5 best options to transfer CAD to a bank account in Pakistan

  • See cost breakdown

    Total cost

    4.81 CAD
    Exchange rate 111.5331 
    (-1.20%
    Fees 0 CAD

    Payment options

    Speed

    • Debit card
      2 days
    • Direct bank payment
      2 days
    • Credit card
      2 days
  • See cost breakdown

    Total cost

    11.23 CAD
    Exchange rate 112.8920 
    (+0.00%
    Fees 11.23 CAD

    Payment options

    Speed

    • Direct bank payment
      3-5 days
    • Bank transfer
      3-5 days
    • Debit card
      (+ CAD 4.51)
      2 days
    • Credit card
      (+ CAD 6.82)
      2 days
  • See cost breakdown

    Total cost

    15.73 CAD
    Exchange rate 109.8600 
    (-2.69%
    Fees 4.99 CAD

    Payment options

    Speed

    • Direct bank payment
      Same day
  • See cost breakdown

    Total cost

    40.17 CAD
    Exchange rate 105.9551 
    (-6.14%
    Fees 15.59 CAD

    Payment options

    Speed

    • Debit card
      3-5 days
    • Credit card
      3-5 days
  • See cost breakdown

    Total cost

    44.00 CAD
    Exchange rate 109.5470 
    (-2.96%
    Fees 13.50 CAD
    Bank fees (estimate) 18.65 CAD

    Payment options

    Speed

    • Bank transfer
      3-5 days

Cash pick-up at an agent location

[ ↓ Jump to forex broker options ]

The 2 best options to send CAD for cash pick-up at agent locations in Pakistan

  • See cost breakdown

    Total cost

    4.81 CAD
    Exchange rate 111.5331 
    (-1.20%
    Fees 0 CAD

    Payment options

    Speed

    • Credit card
      In minutes
    • Debit card
      In minutes
    • Direct bank payment
      In minutes
  • See cost breakdown

    Total cost

    15.73 CAD
    Exchange rate 109.8600 
    (-2.69%
    Fees 4.99 CAD

    Payment options

    Speed

    • Direct bank payment
      Same day

Transfers via a foreign exchange company

[ ↓ Jump to mobile wallet options ]

Foreign exchange companies (also known as "forex brokers") are usually the best options for large transactions and offer personalized phone or email service. The rates we list are indicative only, to make sure you get the best deal we recommend requesting a quote from multiple providers.

  • See cost breakdown

    Total cost

    28.83 CAD
    Exchange rate 104.7562 
    (-7.21%
    Fees 0 CAD
    Zero transfer fees on 1st transfer
    You only pay the exchange rate margin.

    Payment options

    Speed

    • Bank transfer
      3-5 days

Transfers to mobile wallets

The 1 best options to transfer money to a mobile wallet in Pakistan

  • See cost breakdown

    Total cost

    4.81 CAD
    Exchange rate 111.5331 
    (-1.20%
    Fees 0 CAD

    Payment options

    Speed

    • Credit card
      Same day
    • Debit card
      Same day
    • Direct bank payment
      Same day


Show graph

What are the best options for your transfer from Canada to Pakistan?

Monito compares 8 providers available for sending money from Canada to Pakistan.

If your recipient wants to receive in his bank account in Pakistan, then the cheapest option is currently WorldRemit, with no transfer fees and a competitive CAD-PKR exchange rate (their current rate is 1 CAD = 112.892 PKR).

The total cost of your transfer with WorldRemit is 4.81 CAD, but the total cost would be 44 CAD (roughly 9x more expensive) if you were to use Royal Bank of Canada to make the same transaction.

Two other options to consider include TransferWise and Transfast.

The recipient of your transfer doesn't have a bank account? We also compare several money transfer companies able to send in cash in Pakistan: WorldRemit is at the moment the most competitive option with no transfer fees and a very competitive CAD-PKR conversion rate (their current rate is 1 CAD = 111.5331 PKR).

In comparison, the total cost of your transfer would be 15.73 CAD if you were to use Transfast to make the same transaction.

This recommendation was updated a few minutes ago.


How to send money from Canada to Pakistan

You don’t want to pay high fees when you’re transferring money from Canada to Pakistan. We’ll share the fastest, easiest, and most secure ways to convert Canadian dollars to Pakistani rupees and help you keep your fees to an absolute minimum.

 

Whether you’re travelling to Pakistan, sending money to family and friends, paying living expenses, investing, buying or selling property or something else, we’ll recommend the best money transfer providers. That way, the person getting the rupees has more cash in their pockets, and that’s good for both of you.



You could be paying too much to send Canadian dollars to Pakistan

Canadian residents send around $565,000,000 USD to Pakistan every year. High currency exchange fees charged by traditional banks, PayPal and some of the more expensive currency exchange businesses could mean up to $30,000,000 USD in unnecessary fees — or $300 each if 100,000 residents are converting their dollars to rupees.

 

How you get charged when you transfer money to Pakistan from Canada

There are three main ways you could be overpaying when you’re converting Canadian currency:

 

  • Fixed fee — this is a fixed CAD fee that banks and some other providers charge to convert and transfer money. It could be as much as $40 CAD.

  • Percentage fee — this is a commission that you pay on the total amount you transfer, so the less you send, the less you pay. These can range between under half a percent to two percent or more.

  • Difference to exchange rate — this is where you get a worse exchange rate than the standard exchange rate. For example, the standard exchange rate states that $100 CAD is worth 10,480 rupees, but a currency provider sends 10,350 rupees to the beneficiary.

 

We keep things simple. When we compare money transfer providers, we take all the fees into account, and recommend the ones where your Canadian dollars go furthest.

 

Payment and Collection Options when Exchanging from Canada to Pakistan

 

Paying in and Funding Options in Canada

Canadian residents funding a currency exchange will normally choose to pay through a direct bank payment, their debit or credit card or a bank transfer.

 

Money collection options in Pakistan

Around 100 million Pakistanis don’t have a bank account, this means cash pickup or transfers to mobile wallets are a good option. We’ve shown these details below.

 

Using a FOREX provider for sending money from Canada to Pakistan

For higher-value transactions, you may choose to transfer funds using a foreign exchange (FOREX) broker, as you will receive personalized phone or email service and may be assigned a specialist account manager. A FOREX broker may offer multiple collection options for the person receiving the funds.

 

The Best Providers for Sending Money to Pakistan from Canada

The fees you pay can change, depending on how much you’re transferring. Because of this, we’ve compared money transfer specialists over four different amounts:

 

  • Very low-value transfers of $100 CAD or less

  • Low-value transfers of $500 CAD

  • Medium-value transfers of $2,000 CAD

  • High-value transfers of $10,000 CAD or more

 

Best money transfer providers for sending $100 Canadian dollars to Pakistan

Best providers to send $100 CAD to Pakistan

Provider

WorldRemit

Transfast

Transferwise

Paying in options

  • Credit card

  • Debit card

  • Direct bank payment

  • Direct bank payment

  • Credit card*

  • Debit card*

  • Direct bank payment*

  • Bank transfer

Collection options

  • Bank account deposit

  • Cash pickup

  • Transfer to mobile wallet

  • Bank account deposit

  • Cash pickup

  • Bank account deposit

Speed of transfer

  • Same day to two days

  • Same day

  • Two to five days

*There may be an additional fee for funding a transaction using this method.



Best money transfer providers for sending $500 Canadian dollars to Pakistan

Best providers to send $500 CAD to Pakistan

Provider

WorldRemit

Transferwise

Transfast

Paying in options

  • Credit card

  • Debit card

  • Direct bank payment

  • Credit card*

  • Debit card*

  • Direct bank payment

  • Bank transfer

  • Direct bank payment

Collection options

  • Bank account deposit

  • Cash pickup

  • Bank account deposit

  • Bank account deposit

  • Cash pickup

Speed of transfer

  • Same day to two days

  • Two to five days

  • Same day

*There may be an additional fee for funding a transaction using this method.

We're here to help

Pascal Briod

Hi! I'm Pascal and I am in charge of making Monito as helpful as possible for you. Don't hesitate to drop me a line if you have a question, if you need help to understand the results or to find the best operator for your transfer.

Questions you may have

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. Once you fill out the above form and click on compare, you’ll see a list of all the options to send money between two countries. The cheapest option is at the top, but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.

Monito is not a money transfer company. We’re here to help you find the best way to send money abroad. Just tell us which country you’re sending money from and which country you want to send money to, and we’ll show you a list of all available services. Once you select the best one for your needs, you'll be redirected to their website to get started with your money transfer.

As much as we try to have complete information and to include as many money transfer companies in our results, we sometimes miss a few. In this case, the best solution would be to write us a short message to let us know what’s missing!