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Find the best ways to send money to Pakistan from Canada

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Compare 8 providers for a 400 CAD transfer from Canada to Pakistan

Results updated 7 days ago.

For the most up-to-date and accurate results, start a new search

  • Sponsored
    WorldRemit
    7.8
    Over 4 million users
    Transfer money to over 35 Banks
    Zero fees on your first 3 transfers with code 3FREE
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card, Direct bank payment

      68,715 PKR

      68,201 PKR

      True cost: 6.20 CAD

Compare 7 providers

Sorted by amount received

  • Best deal
    Remitly
    8.8
    Money-back guarantee
    Preferential fee and/or exchange rate on your first transfer
    Same day

    Recipient gets

    • Pay by: Credit card, Debit card

      70,168 PKR

      68,381 PKR

      True cost: Free


    4 to 6 days

    Recipient gets

    • Pay by: Bank transfer

      70,168 PKR

      68,381 PKR

      True cost: Free

  • XE Money Transfer
    7.8
    Popular with Monito users
    In minutes

    Recipient gets

    • Pay by: Bank transfer

      69,391 PKR

      True cost: 2.32 CAD

  • WorldRemit
    7.8
    Over 4 million users
    Transfer money to over 35 Banks
    Zero fees on your first 3 transfers with code 3FREE
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card, Direct bank payment

      68,715 PKR

      68,201 PKR

      True cost: 6.20 CAD

  • Wise
    9.5
    Over 120,000 five-star reviews on Trustpilot
    Locked-in exchange rates
    Next day

    Recipient gets

    • Pay by: Direct bank payment

      68,649 PKR

      True cost: 6.58 CAD

    • Pay by: Debit card

      67,353 PKR

      True cost: 14.00 CAD

    • Pay by: Credit card

      66,906 PKR

      True cost: 16.56 CAD


    2 days

    Recipient gets

    • Pay by: Bank transfer

      68,417 PKR

      True cost: 7.90 CAD

  • MoneyGram
    7.7
    Next day

    Recipient gets

    • Pay by: Credit card

      67,930 PKR

      True cost: 10.70 CAD

  • Skrill
    8.4
    Next day

    Recipient gets

    • Pay by: Debit card

      67,131 PKR

      True cost: 15.28 CAD

    • Pay by: Credit card

      66,795 PKR

      True cost: 17.20 CAD

  • Royal Bank of Canada
    ?
    3 to 5 days

    Recipient gets

    • Pay by: Bank transfer

      61,150 PKR

      True cost: 49.55 CAD

      Estimated

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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How to send money from Canada to Pakistan at the best rate?

We currently compare 8 providers offering money transfers from Canada to Pakistan.

If the beneficiary of your transfer wants to receive Pakistani rupees in her bank account in Pakistan, then Remitly is the provider giving you the most Pakistani rupees for your money with competitive fees of 2.99 CAD and a very competitive CAD-PKR conversion rate (their current rate is 1 CAD = 176.74 PKR).

In comparison, the total cost would be 49.55 CAD (around -23x as much) if you selected to use Royal Bank of Canada to make the same transaction.

For sending money to Pakistan, it might be worth it to also consider two other competitive money transfer solutions: XE Money Transfer and WorldRemit.

Cash is the more convenient option for you? We currently list 3 providers able to send Pakistani rupees for cash pick-up in Pakistan: Remitly currently offers the best deal you can get with competitive fees of 2.99 CAD and a good CAD-PKR exchange rate (currently at 1 CAD = 176.74 PKR).

In comparison, you would pay a total cost of 9.52 CAD if you chose to use MoneyGram to make the same transfer.

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from Canada to Pakistan

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Canada to Pakistan:

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Best Ways to Send Money from Canada to Pakistan

How to send money from Canada to Pakistan

You don’t want to pay high fees when you’re transferring money from Canada to Pakistan. We’ll share the fastest, easiest, and most secure ways to convert Canadian dollars to Pakistani rupees and help you keep your fees to an absolute minimum.

Whether you’re travelling to Pakistan, sending money to family and friends, paying living expenses, investing, buying or selling property or something else, we’ll recommend the best money transfer providers. That way, the person getting the rupees has more cash in their pockets, and that’s good for both of you.

You could be paying too much to send Canadian dollars to Pakistan

Canadian residents send around $565,000,000 USD to Pakistan every year. High currency exchange fees charged by traditional banks, PayPal and some of the more expensive currency exchange businesses could mean up to $30,000,000 USD in unnecessary fees — or $300 each if 100,000 residents are converting their dollars to rupees.

How you get charged when you transfer money to Pakistan from Canada

There are three main ways you could be overpaying when you’re converting Canadian currency:

  • Fixed fee — this is a fixed CAD fee that banks and some other providers charge to convert and transfer money. It could be as much as $40 CAD.
  • Percentage fee — this is a commission that you pay on the total amount you transfer, so the less you send, the less you pay. These can range between under half a percent to two percent or more.
  • Difference to exchange rate — this is where you get a worse exchange rate than the standard exchange rate. For example, the standard exchange rate states that $100 CAD is worth 10,480 rupees, but a currency provider sends 10,350 rupees to the beneficiary.

We keep things simple. When we compare money transfer providers, we take all the fees into account, and recommend the ones where your Canadian dollars go furthest.

Payment and Collection Options when Exchanging from Canada to Pakistan

Paying in and Funding Options in Canada

Canadian residents funding a currency exchange will normally choose to pay through a direct bank payment, their debit or credit card or a bank transfer. 

Money collection options in Pakistan

Around 100 million Pakistanis don’t have a bank account, this means cash pickup or transfers to mobile wallets are a good option. We’ve shown these details below.

Using a FOREX provider for sending money from Canada to Pakistan

For higher-value transactions, you may choose to transfer funds using a foreign exchange (FOREX) broker, as you will receive personalized phone or email service and may be assigned a specialist account manager. A FOREX broker may offer multiple collection options for the person receiving the funds.

The Best Providers for Sending Money to Pakistan from Canada

The fees you pay can change, depending on how much you’re transferring. Because of this, we’ve compared money transfer specialists over four different amounts:

  • Very low-value transfers of $100 CAD or less
  • Low-value transfers of $500 CAD
  • Medium-value transfers of $2,000 CAD
  • High-value transfers of $10,000 CAD or more

*There may be an additional fee for funding a transaction using this method.

FAQ about money transfers from Canada to Pakistan

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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