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If the beneficiary of your transfer wants to receive Chinese yuans in his bank account in China, then Remitly is currently the cheapest provider with no transfer fees and a very competitive SGD-CNY conversion rate (their current exchange rate is 1 SGD = 4.68 CNY).
In comparison, the total cost of your transfer would be 19.96 SGD (roughly -13x as much) if you wanted to use PayPal for the very same transfer.
For transferring money to China, you should also consider two other competitive money transfer solutions: SingX and InstaReM.
This recommendation was updated a few minutes ago.
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Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Singapore to China:
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You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.
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To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.
