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Ria vs Xoom
Our recommendation: Xoom is a better deal
François Briod
Guide
Ria vs Xoom. Which one is the best for you and your needs? Which is the most affordable option if you need to send or receive money internationally? Check out our analysis of the pros and cons of each money transfer company.
Ria and Xoom have both pros and cons. Make sure to compare the fees & exchange rates before your next transfer.
Ria vs Xoom
Compare Ria, Xoom and 100+ international money transfer services
Trust & Credibility
Background check
A subsidiary of Euronet Worldwide Inc. and with offices spanning across the globe, Ria is a duly authorized and regulated financial services company in every region in which it does business.
Xoom is fully licensed and authorized by the relevant authorities in the countries in which it operates.
Security & reliability
Ria Online's platforms are fully secured and use top-notch security protocols, including segregated user accounts and HTTPS.
Xoom’s platform is fully secured, making use of top-notch security protocols, such as segregated user accounts and HTTPS.
Company size
Since being established in 1987, Ria has grown into a giant in the money transfer world that today boasts over $40 billion in annual transactions, two million customers, and two thousand employees.
Founded in 2001, Xoom is a well-established international money transfer provider that transferred approximately $10 billion for 250 million customers in the last year. Xoom has 320 employees.
Transparent pricing
Ria is not fully transparent about its pricing, with around 59% of total fees being buried away in hidden exchange rate margins.
Xoom is only partially transparent in disclosing its fees: approximately 74% of its fees are hidden in the exchange rate margin.
Service & Quality
Opening an account
Account registration at Ria Online is reasonably straightforward, although there are a number of steps that need to be followed, which can add a lot of time to the process.
Opening an account with Xoom is relatively easy to do, though it may be a lengthy experience.
Making a transfer
Sending money overseas is a fast, simple, and smooth process with Ria Online on both its website and its mobile app.
Transferring money with Xoom is fast and easy to do.
Contacting support
Finding an answer to a question is reasonably simply using Ria Online's detailed FAQ, but there are fewer options to get in touch with the company, with only phone and email support being available to customers.
Though it does not offer chat support, Xoom offers an extensive FAQ section and its customer service is easy to get in touch with, either by phone or email.
Fees & Exchange Rates
Transfers to a bank account
Sometimes competitive, but seldom the cheapest on Monito.
Seldom the cheapest or most competitive on Monito for transfers to bank accounts.
Customer Satisfaction
Trustpilot reviews
2.4 out of 5 stars from 6,000 reviews.
2.6/5 stars from around 25,000 reviews.
App Store reviews
4.9 out of 5 stars from 70,000 reviews.
4.8/5 stars from around 1,000,000 ratings.
Google Play reviews
4.7 out of 5 stars from 60,000 reviews.
Xoom does not have a score in this category.
Related provider reviews
Other provider side-by-side comparisons
Why Trust Monito?
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.
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Monito is trusted by 15+ million users across the globe.
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Monito's experts spend hours researching and testing services so that you don't have to.
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Our recommendations are always unbiased and independent.
