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Monito is a comparison website for international money transfer services.

We compare and review more than 350 money transfer operators, to help you find the best option for each of your international transaction.

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Remitly vs Xoom

Remitly vs Xoom. Which one is the best for you and your needs? Which is the most affordable option if you need to send or receive money internationally? Check out our analysis of the pros and cons of each money transfer company.

    Our recommendation: It's a tie!

    Last updated March 25, 2019
    Written by François Briod

    Remitly and Xoom have both pros and cons. Make sure to compare the fees & exchange rates before your next transfer.

    Compare Remitly, Xoom and 100+ international money transfer services

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    Xoom VS Remitly

    Xoom wins the comparison with a score of 7.2/10 versus 7.1/10 for Remitly.

    Monito score 7.1/10

    Good

    What we like about Remitly

    • Extremely easy to use with a simple, user-focused online interface and excellent mobile applications.

    • Recipients can collect their money from any participating bank. This includes almost all of the big banking networks in the countries where Remitly is available.

    • Several payout methods including cash pickup at over 10,000 locations, bank transfer, and mobile money / GCash.

    • Lock in your exchange rates when you place your transfer to avoid currency fluctuations

    • SMS / text message alerts for you and the recipient so you can track the transfer and know when it’s been paid and collected.

    • A 100% satisfaction guarantee means you get your fees back if you aren’t completely happy.

    What we dislike about Remitly

    • Not always the cheapest provider, other providers do offer better exchange rates.

    • Daily and monthly limits on how much you can send (although these can be lifted.)

    Winner

    Monito score 7.2/10

    Good

    What we like about Xoom

    • Excellent network of delivery options and cash pickup locations in Mexico and the Philippines.

    • They offer a particularly large number of transfer options to Latin America in general

    • Fast transfers to many countries

    • Reliable customer service

    What we dislike about Xoom

    • Only available to customers in the US and Canada

    • Exchange rate markup is not transparent

    • Total costs are often higher than competing money transfer options

    Detailed breakdown of our comparison between Remitly & Xoom

    Remitly
    Xoom
    Ease of Use
    9.0
    9.0
    6.3
    6.3

    Remitly received a better score (9/10) than Xoom in our "ease of use" evaluation

    Credibility & Security
    7.8
    7.8
    8.0
    8.0

    Xoom scores 8/10 against 7.8/10 for Remitly for our credibility & security criteria

    Service & Coverage
    5.5
    5.5
    6.8
    6.8

    Remitly's coverage and diversity of services isn't as good as Xoom's who get a score of 6.8/10.

    Customer satisfaction
    8.6
    8.6
    8.1
    8.1

    Remitly has a higher number of positive customer reviews than Xoom

    Customer support
    10
    10
    8.0
    8.0

    We rated Remitly's customer support at 10/10, better than Xoom's 8/10 score.

    Transparency
    3.8
    3.8
    6.0
    6.0

    Xoom wins the "transparency" competition with a score of 6/10

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