Ria vs MoneyGram

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Our recommendation: Ria is a better deal

May 4, 2023
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Ria vs MoneyGram. Which one is the best for you and your needs? Which is the most affordable option if you need to send or receive money internationally? Check out our analysis of the pros and cons of each money transfer company.

Ria and MoneyGram have both pros and cons. Make sure to compare the fees & exchange rates before your next transfer.

Compare Ria, MoneyGram and 100+ international money transfer services

Ria
8.0
MoneyGram
7.6

Trust & Credibility

Background check

Background check
Background check

A subsidiary of Euronet Worldwide Inc. and with offices spanning across the globe, Ria is a duly authorized and regulated financial services company in every region in which it does business.

MoneyGram International is a publicly traded company, licensed and authorized by the New York State Department of Financial Services in the US and in every region in which it operates globally.

Security & reliability

Security & reliability
Security & reliability

Ria Online's platforms are fully secured and use top-notch security protocols, including segregated user accounts and HTTPS.

MoneyGram's platforms are fully secured and use top-notch security protocols, including segregated user accounts and HTTPS.

Company size

Company size
Company size

Since being established in 1987, Ria has grown into a giant in the money transfer world that today boasts over $40 billion in annual transactions, two million customers, and two thousand employees.

A well-established company with a long history, MoneyGram today has more than three thousand employees, 150 million customers, and handles some US$25 billion in transactions every year.

Transparent pricing

Transparent pricing
Transparent pricing

Ria is not fully transparent about its pricing, with around 59% of total fees being buried away in hidden exchange rate margins.

MoneyGram is not transparent about its pricing, with some 87% of total fees being buried away in hidden exchange rate margins.

Ria
6.7
MoneyGram
7.3

Service & Quality

Opening an account

Opening an account
Opening an account

Account registration at Ria Online is reasonably straightforward, although there are a number of steps that need to be followed, which can add a lot of time to the process.

Account registration at MoneyGram Online is a reasonably laborious process, and you'll be required to enter a lot of personal information before making your first transfer.

Making a transfer

Making a transfer
Making a transfer

Sending money overseas is a fast, simple, and smooth process with Ria Online on both its website and its mobile app.

Transferring money with MoneyGram Online is simple and straightforward, although you might encounter some regulatory questions along the way.

Contacting support

Contacting support
Contacting support

Finding an answer to a question is reasonably simply using Ria Online's detailed FAQ, but there are fewer options to get in touch with the company, with only phone and email support being available to customers.

Customer support features such as a FAQ are available; however, accessing live chat support is only possible if you're making a transfer.

Ria
4.3
MoneyGram
7.8

Fees & Exchange Rates

Transfers to a bank account

Transfers to a bank account
Transfers to a bank account

Sometimes competitive, but seldom the cheapest on Monito.

MoneyGram was competitive on 60% of available Monito searches for bank transfers over the past six months since April 2023.

Ria
7.8
MoneyGram
9.4

Customer Satisfaction

Trustpilot reviews

Trustpilot reviews
Trustpilot reviews

2.4 out of 5 stars from 6,000 reviews.

Gleaning 4.4 out of 5 stars from customers on Trustpilot, MoneyGram Online is without a doubt a much-liked money transfer service.

App Store reviews

App Store reviews
App Store reviews

4.9 out of 5 stars from 70,000 reviews.

An impressive 349 thousand reviewers gave MoneyGram an average rating of 4.9/5 stars on the App Store.

Google Play reviews

Google Play reviews
Google Play reviews

4.7 out of 5 stars from 60,000 reviews.

MoneyGram earned a 4.6/5 star rating from over 82 thousand reviewers on Google Play.

Find the best way to send money abroad

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You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.