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CardMapr, Unsplash How to Transfer Money From One Card to Another Online
Byron Mühlberg
Guide
If you want to send money with your debit or credit card, it's often complicated to get the job done. Only some banks support transfers directly from a linked card, leaving you with few options. And to add insult to injury, sending money to somebody else's card adds another layer of complexity to everything!
Fortunately, there is a fast and easy solution available to most: Remitly. In this short how-to, we introduce Remitly (one of the cheapest money transfer apps on our independent comparison engine) and show you how to correctly transfer money from one card to another online!
How to Transfer Money From One Card to Another
What Is Remitly?
A specialist in low-cost international payments, Remitly is a flexible and fast-growing money transfer app that supports debit card payments to an impressive network of nearly 100 receiving countries.
If you want to transfer money from one card to another, then the most interesting thing about Remitly is that it lets you send money from your card to any VISA debit card in 170+ countries worldwide (however, it won't work if your beneficiary has a Mastercard, Amex, UnionPay, or any other card type).
After you've sent your money with Remitly, the money typically becomes available on your recipient's card account within minutes, making Remitly a very snappy transfer service!
To learn more about Remitly and why we scored 9.1 out of 10 in our independent review process, take a look at our in-depth Remitly review.
Remitly Card Transfer Fees
Remitly charges a fixed fee for card-to-card money transfers, regardless of the amount sent or whether or not the transaction involves currency exchange. These fixed fees are approximately as follows:
- From the USA: $3.99
- From Canada: C$2.99
- From the EU: €3.99
- From the UK: £2.99
- From Australia: A$3.99
If your payment involves currency exchange, you'll be charged a great exchange rate that's more or less the same as the mid-market rate, meaning there are no sneaky or hidden fees.
How To Use Remitly to Transfer Money From One Card to Another
The good news is that Remitly is very simple to use! With its website or mobile app, you can sign up quickly and transfer money from one card to another in just minutes. Here's how it works:
Step 01
Create your Remitly account
Sign up with Remitly on the web or via the mobile app using an email address. You’ll need to provide Remitly with your Full Name, Residential Address, Date of Birth, and with the reason for your money transfer.
Step 02
Verify your identity (KYC)
If you want to send more than $2,999 in 24 Hours, $10,000 in 30 Days, or $18,000 in 180 Days, you’ll need to provide more information such as your SSN/ITIN, proof of funds (e.g. payslip), and to verify your identity with a government-issued photo ID (limits and documents vary country by country).
Step 03
Initiate a transfer
Enter how much you're sending, the destination country and currency, and delivery method. You can choose between Remitly’s Express service (paying with a debit/credit card) or its Economy (paying with a bank account) which usually has lower fees and better exchange rates but a longer delivery speed.
Step 04
Add a beneficiary
Enter the recipient’s details including name (matching their ID), address and contact info (mobile phone). If you’re sending money abroad on a bank account, you’ll also need to provide the beneficiary’s banking details (IBAN, SWIFT/BIC etc..).
Final step
Fund your transfer and click send
Pay for your transfer with the payment method you selected, click “Send” and voilà the money is on its way! You can follow the status of your transfer on the platform and subscribe to SMS or Email notifications.
Because of the savvy and simple interface accessible over your PC, tablet, or mobile phone, in our opinion, Remitly is the best way to make card-to-card money transfers for most people, especially if your transfer involves foreign currency exchange!
Once you've made your transfer, it's easy to set up a recurring transfer or review your transaction history — meaning you can rest assured that you have full control over your spending.
Try Remitly now to take advantage of card-to-card payments done right:
FAQ About Card Transfers
See Other Money Transfer Guides
Why Trust Monito?
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.
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Monito is trusted by 15+ million users across the globe.
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