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rupixen.com on Unsplash How To Send Money To and From a Prepaid Card
Jarrod Suda
Guide
Byron Mühlberg
Reviewer
Prepaid cards are great ways to manage your spending, set weekly or monthly spending allowances, and prevent overspending. Prepaid travel cards are also excellent tools to avoid international charges and weak foreign exchange rates.
In this guide, we show you how to transfer funds to a prepaid card. We also show you how to transfer money from your prepaid card to another card or bank account safely and securely. And we show you which money transfer service is best to get the job done.
If you want to send money to a prepaid VISA debit card, then we highly recommend Remitly. To send money from a prepaid card to your checking account, use Cash App to electronically deposit the money into an account for free.
How to Send Money to Your Prepaid Card
The best way to send money to a prepaid card, like a VISA or Mastercard prepaid debit card, is with a digital money transfer service. Traditional methods, like using your bank account, will be more expensive and less user-friendly, and many banks do not offer debit card deposit services at all.
Remitly is one of the rare services that actually allow you to make debit card deposits to any prepaid card, whether domestically or abroad. They offer different money transfer methods to top up your prepaid cards, such as cash pickups, card-to-card transfers, or wire transfers.
Send to a Card with Remitly
Remitly supports payments to VISA debit cards, which is why we recommend the service for prepaid cards worldwide. With Remitly, you can sign up for free online and enter your recipient's debit card details to transfer directly to their card.
For domestic transfers within the United States, Remitly roughly charges the following fees:
- From the USA: $3.99
- From Canada: C$2.99
- From the EU: €3.99
- From the UK: £2.99
- From Australia: A$3.99
- Read our Remitly review
Cash Out Your Prepaid Card With a Third-Party Service
An easy way to cash out your card is to use a third-party money transfer service. When you sign up for an account with these companies, they can help you move money from the prepaid card to your bank account.
The best service to allow you to deposit money from your debit card is also Remitly, but if you're from the United States or the United Kingdom, an even cheaper option is Cash App:
Send Money to Cash App
Cash App is one of the most popular and user-friendly peer-to-peer payment systems in the United States. Cash App supports debit and credit cards from Visa, MasterCard, American Express, and Discover cards. If your prepaid card is issued by one of these four major companies, then you should be able to electronically move the money into your Cash App account.
For domestic transfers within the United States, Cash App charges no fees:
- Transfers under $200: $0.00
- Transfers over $200: $0.00
Revolut
Revolut will be your ideal choice for bank transfers from MasterCard-issued cards. If you want to send money to a bank account from your prepaid card, there are no transfer fees. You can also top up Revolut for free with a credit or debit card and then transfer your money straight from your Revolut account.
For domestic transfers within the United States, Revolut charges no fees.
How to Send Money Using Your Prepaid Card App
All general-purpose prepaid card issuers should allow you to withdraw cash via ATM or transfer money from the card to your bank account.
Many prepaid card products also come with designated apps that help you view and manage the cash on your card. If you have to authenticate the linkage of your bank account, then your first transfer may take some time. Otherwise, cash can enter your checking or savings account within 1 to 3 business days.
You may be hit with bank transfer fees, although charges will vary by the card issuer and transfer type. The most expensive way to send money is to process the transfer over the phone with the assistance of a customer service representative.
How To Send Money From a Prepaid Card to a Bank Account
Follow these steps to send money from your prepaid card to your recipient:
- Download the card-issuer app or visit their website,
- Sign in and navigate to the 'send money' option,
- Enter your recipient's bank details,
- Enter prepaid card details,
- Confirm your transfer.
When Will Your Money Arrive?
Initiating transfers directly with the card issuer may take 1-3 business days. Many third-party money transfer services use financial technology that can send your money to your recipient in just a few minutes.
FAQ About How To Send Money to a Prepaid Card
Our Guides On the Best Prepaid Cards and Travel Debit Cards
Why Trust Monito?
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.
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