The Best 7 International Money Transfer Apps to Ghana in 2024

Sending money to Ghana can be tricky, as there are some remittance companies and currency exchangers that operate on black markets. To ensure a safe and transparent transaction, it's important to use trusted and regulated apps that offer cheaper and more transparent rates.

Based on Monito's comparison engine, we recommend the top seven apps for sending money to Ghana, especially if you're sending from the USA, the Eurozone, the United Kingdom, Canada, Australia, Turkey, South Africa, and the United Arab Emirates.

Our top 3 recommendations are Remitly, MoneyGram, and WorldRemit, as they offer the best deals to Ghana. Wise is also a good option and ranks in 4th place.

1 — Remitly

Remitly is a reputable and dependable option for international money transfers, known for providing some of the most competitive exchange rates globally. With a high Monito score, it offers a secure and satisfying experience for customers.

According to Monito's comparison engine over the past year, Remitly was the most affordable choice for sending money to Ghana, with the lowest rates for 29.2% of all searches conducted to Ghana on our comparison engine.

More info: read our in-depth Remitly review.

Remitly is an excellent choice for those sending transfers from:

• the USA;
• the EU;
• the UK;
• Canada;
• Australia.

2 — MoneyGram

MoneyGram is a global leader in money transfer services, providing competitive rates for sending money from the United States and the United Kingdom. However, if you are sending money to Ghana from other countries, it is recommended to compare rates on Monito's comparison engine to ensure you get the best deal.

Based on Monito's data over the last year, MoneyGram was the second-best app overall for sending money to Ghana, offering the most cost-effective option for 20.6% of searches conducted using our comparison engine.

More info: read our in-depth MoneyGram review.

MoneyGram is ideal for transfers sent from:

• the USA;
• the UK.

3 — WorldRemit

WorldRemit is a popular option for international money transfers, with a broad coverage of cash pickup locations that add to its convenience. The platform offers various options for sending and receiving money, such as bank transfers, cash pickups, mobile money, and airtime top-ups, providing flexibility to its customers.

Based on Monito's data from the last 12 months, WorldRemit was ranked as the 3rd best app for sending money to Ghana, providing the cheapest rate for 19.3% of all searches made on Monito's comparison engine. We recommend using their service for cheap cash pick-ups.

More info: read our in-depth WorldRemit review.

WorldRemit ranks well for transfers sent from:

• South Africa;
• the USA;
• the EU;
• the UK;
• Canada;
• Australia.

4 — Wise

Wise is a popular option for international money transfers, particularly for small to medium-sized transfers. It offers competitive rates when sending money to Ghana from Turkey or the United Arab Emirates.

According to data from Monito's comparison engine over the past 12 months, Wise ranked fourth among the best apps for sending money to Ghana, with the cheapest rates for 9.5% of all searches.

More info: read our in-depth Wise review.

Wise is competitive for transfers from:

• Turkey;
• the UAE.

5 — TransferGo

TransferGo is a reliable choice for affordable money transfers, particularly for transactions to and from Europe. The platform is user-friendly and offers multiple payment and payout options.

Based on Monito's data from the last year, TransferGo was ranked as the 5th best app for sending money to Ghana, providing the cheapest rates for 6.5% of searches made on our comparison engine.

More info: read our in-depth TransferGo review.

TransferGo is a good option for transfers to Ghana from:

• the Eurozone.

6 — Small World

Small World has an extensive network of cash pickup locations, making it a good option for users who want to send cash to Ghana. According to Monito's data in the past 12 months, Small World was the 6th best overall app to send money to the country.

However, it was only the cheapest app for 4.9% of all searches done for transfers to Ghana, which is why we recommend using our comparison engine before choosing their services. Despite this, it is still a good choice to consider if your recipient prefers to receive cash pickups.

More info: read our in-depth Small World review.

7 — Skrill

Skrill is a significant player in the global money transfer industry, offering support for various countries and currencies. Customers can use debit or credit cards to make international transfers, which has received positive feedback.

Based on Monito's data from the past 12 months, Skrill was among the competitive options for only 4.1% of all searches for transfers to Ghana on Monito's comparison engine. However, it can be a good choice for transfers originating from the United Arab Emirates or the Eurozone.

More info: read our in-depth Skrill review.

Skrill may be a cheap app to Ghana from:

• the EU;
• the UAE.

Send Money to Ghana: Our Best App Picks for 2024

Unlike traditional banks, the money transfer apps we've highlighted in this guide offer low fixed fees and competitive exchange rate margins, providing better value for your money. Furthermore, we've thoroughly reviewed these providers based on factors such as transparency, service quality, fees, and customer satisfaction, so you can trust that you're making an informed decision.

Thanks to these top-ranked money transfer apps, sending money to Ghana has never been easier:

1. Remitly;
2. MoneyGram;
3. WorldRemit
4. Wise;
5. TransferGo;
6. Small World;
7. Skrill.

Best App to Ghana By Sending Country

Here are the top-rated money transfer apps to use in 2024for sending money to Ghana, depending on the country or currency you're sending the transfer from. Our data is based on the period in 2024, providing you with the most up-to-date and reliable information:

• From the USA: MoneyGram
• From the EU: Remitly
• From the UK: MoneyGram
• From Canada: WorldRemit
• From Australia: Remitly
• From Turkey: Wise
• From South Africa: WorldRemit
• From the UAE: Wise