Find the best ways to send money to the USA from India

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How to send money from India to the USA at the best rate?

If the person you're sending money to wants to receive US dollars in her bank account in the USA, then InstaReM is the provider giving you the most US dollars for your money with competitive fees of 50 INR and a competitive INR-USD exchange rate (their current rate is 1 INR = 0.0126 USD).

In comparison, the total cost would be 3,174.13 INR (which is roughly -57x more expensive) if you wanted to use Kotak Mahindra Bank to make the same transaction.

For your transfer to the USA, you can also check out two other competitive money transfer solutions: Wise and Remitout.

This recommendation was updated a few minutes ago.

1 INR = USD Mid-market exchange rate

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Monito's Recommendations for Sending Money from India to the USA

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from India to the USA:

Best Ways to Send Money from India to the USA

The cheapest: InstaReM
The fastest: Remitout
The best mobile app: Wise

The Cheapest Ways to Transfer Money From India to the US

Instarem with 194% total fees
Wise with 2.17% total fees

Ranked by % total fees (incl. exchange rate margin) to send US$1000.00 on average in the past 30 days.

The Best Payment Method to Transfer Money From India to the US

Via a wire transfer with Wise or Instarem
Via direct UPI bank payment with Wise

How To Send Money to the USA From India Online

Compare money transfer services on Monito’s real-time comparison engine
Open an account online
Set up your transfer using your beneficiary's bank details in the US
Fund your transfer by UPI transfer, debit or credit card
Click 'Send' and — voilà! Your money is on its way 💸

Sending to a Foreign Bank Account?

See this guide to learn how to avoid hidden fees while sending from India to a foreign bank account.

Best Rated Providers to Send Money from India to the USA

9.5

Go to Wise

8.0

Read the full review

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Everyone wins, except expensive solutions

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Questions you may have

How can I use Monito to find the best option to send money to the USA?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to the USA, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to the USA.

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.