Best Ways To Send Money From Germany to GCash in the Philippines
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If you're from the Philippines or your friends or family live there, you'll probably be familiar with GCash. Not only is it a smart way to send and receive money, make payments, and even get loans in the Philippines, but seeing that everything happens directly on the mobile phone, it's probably also the most user-friendly way too!
When sending money from Germany to the Philippines, exchanging Euros for pesos can be tricky and expensive. If you're in Germany and you'd like your recipient in the Philippines to receive money onto their GCash account, then you'll need a third-party service. Services like Remitly or Western Union enable you to send money from Germany toGCash in the Philippines quickly and easily! Find the cheapest and fastest service using Monito's live comparison engine below 👇
Find the best way to send money from Germany to GCash in the Philippines:
Best Ways to Send Money From Germany to GCash in the Philippines
Option 1: Remitly
Without a doubt, the best way to send money from Germany to GCash in the Philippines is to choose an online money transfer provider that supports GCash payouts in the Philippines. In general, many excellent providers are offering this service, including WorldRemit, Remitly, Skrill, and others, but depending on your exact transfer, not all providers might be available.
To get started, you must sign up on one of these platforms (the process usually is quick, easy, and free) and choose GCash as your delivery method. You'll then be able to enter your recipient's mobile number and name and then make a bank or card transfer from Euros to their GCash account in pesos at excellent exchange rates. (What's more, the money will typically arrive in the Philippines in only a few minutes!)
Thankfully, there are five options to send money to a mobile wallet in the Philippines from Germany: Skrill, WorldRemit, Remitly, Wise, and N26. And according to tens of thousands of searches on Monito's comparison engine in 2022, of these five, the best platform in this category for GCash payouts in the Philippines for transfers from Germany is Remitly.
Remitly offers low fees, excellent exchange rates, and super-quick transfer speeds for sending money Germany to GCash in the Philippines. With Remitly, your transfer will arrive in the Philippines in minutes and save you a lot of money compared to the bank or Western Union.
Generally, Remitly will cost around 4% if you sent 100 Euros from Germany to the Philippines (keep in mind that this percentage cost goes down the more money that you send). Because of these relatively low fees and exchange rates, we recommend Remitly for all users looking to save money when sending to GCash in the Philippines.
Keep in mind that with Remitly, you can only send up to $2,999 within 24 hours, $10,000 within 30 days, and $18,000 within 180 days when sending to somebody's GCash account in the Philippines.
Option 2: Legacy Providers
In addition to Remitly and the other savvy online providers we learned about above, using a traditional transfer operator such as Western Union or MoneyGram is another alternative to sending money from Germany to a GCash account in the Philippines.
Although legacy platforms are usually more expensive than online-only platforms, they usually still offer decent exchange rates, and which is ultimately cheaper depends on precisely how much money you're sending. That's why we recommend you compare money transfer providers before every new money transfer you send to the Philippines.
Let's go over the leading platforms in this category:
- Western Union: Western Union is the world's largest and oldest money transfer operator. It offers money transfers to GCash in the Philippines from dozens of countries across the globe, including from Germany. See our full Western Union review or visit their website to learn more.
- MoneyGram: After Western Union, MoneyGram is the world's second-largest money transfer operator and offers money transfers from Germany to GCash in the Philippines. See our full MoneyGram review or visit their website to learn more.
- Small World: Often the cheapest of the legacy operators for transfers to the Philippines, Small World is another well-known alternative for sending money. It supports transfers from Germany to GCash and other mobile wallets. Small World is usually one of the cheapest ways of sending money to GCash in the Philippines from Germany and is sometimes even as cheap as Remitly! See our full Small World review or visit their website to learn more.
Option 3: Banks
If you live in Germany but keep a bank account in the Philippines, it's sometimes possible to convert foreign currency to pesos and deposit it into somebody's GCash account locally.
While it can make sense if you maintain a bank account in the Philippines which offers this service (and you don't mind paying slightly higher fees), it's not a good option if you want to save money, as costs can quickly amount to more than 5% of the total transaction amount. You can learn more about the high costs of using your bank to send money abroad in our dedicated explainer.
Instead, we recommend choosing an online provider on this list like Remitly, or comparing money transfer providers in real-time below to find the best deal for your specific transfer:
Transfer cheaply to a loved one's GCash account in the Philippines:
FAQ About Sending Money to GCash
📲 How do I send money to GCash in the Philippines?
Follow these simple steps with your chosen money transfer service:
- Choose the Philippines as your destination country;
- Choose GCash as your mobile wallet destination;
- Fill in the beneficiary's info. It must match their GCash-registered name;
- Enter a payment PIN or verification code to finish the transaction.
🌍 Can GCash be used internationally?
Yes, you can download and register for a GCash account while abroad as long as you have an active mobile number from the Philippines. If you are currently overseas, make sure your mobile phone has activated Roaming. Your mobile provider will likely charge you extra for Roaming services.
🧭 Does GCash work in Germany?
Yes, GCash does work in Germany as long as you have an active mobile number from the Philippines. If you're overseas, we recommend making sure your mobile phone has roaming activated. Remember that your mobile provider will likely charge you extra for roaming services.
💸 Is GCash only for the Philippines?
Yes, GCash is only available in the Philippines. If you'd like to send money from a country overseas, like Germany, to GCash, then you'll have to use a third-party money transfer provider. Use Monito's real-time comparison engine to find the best deal when sending to GCash in the Philippines!
Sending Money to Other Mobile Wallets?
Below, you'll find all our guides helping you to send money to various mobile wallets between different countries worldwide:
Other Money Transfer Guides
Why Trust Monito?
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