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Our comparison engine found 14 options to send money to the Philippines from Germany.
If the person you're sending money to wants to receive Philippine pesos in a bank account in the Philippines, then Remitly is currently the cheapest provider with zero transfer fees and a competitive EUR-PHP conversion rate (their current rate is 1 EUR = 58.26 PHP).
Adding the fees and exchange rate margin, the total cost with Remitly is -30.59 EUR, but you would pay a total cost of 67.75 EUR (which is approximately -2x more) if you wanted to use PayPal to make the same transfer.
For your transfer to the Philippines, it might be worth it to also consider two other competitive money transfer solutions: CurrencyFair and Wise.
You need the money in cash? No problem, we list several money transfer providers able to send Philippine pesos for cash pick-up in the Philippines: Remitly is currently the cheapest provider with zero transfer fees and a competitive EUR-PHP conversion rate (currently at 1 EUR = 58.26 PHP).
When taking the exchange rate and the fees into account, the total cost of your transfer to a cash pick-up location in the Philippines with Remitly is -30.59 EUR, but you would pay a total cost of 42.57 EUR if you were to use WorldRemit for the very same transfer to a cash pick-up location.
This recommendation was updated a few minutes ago.
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Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Germany to the Philippines:
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To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.
