What's the cheapest way to send money from Germany to the Philippines?

The cheapest way to send money from Germany to the Philippines is through an online provider. Among the 13 available, Remitly was most often the cheapest provider (in 80.5% of the searches on Monito.com in the past 3 months).

What are the best providers to send money from Germany to the Philippines?

Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com: Remitly (cheapest in 80.5% of the searches) WorldRemit (cheapest in 13.2% of the searches) Paysend (cheapest in 4.6% of the searches)

How much does it cost to send money from Germany to the Philippines?

If you send money with the cheapest available provider, the total cost of a EUR-PHP transfer was -1.2% of the transfer amount (including all fees and exchange rates) over the past month. In contrast, the cost of the most expensive option was 9.8%.

What is the cost of making an international transfer from Germany to the Philippines using my bank?

The average total cost (including hidden exchange rate markup) of making a EUR-PHP transfer with banks compared by Monito.com during the past months was 11.7% of the transfer amount. This is -9.9x more expensive than sending money with the cheapest online provider alternative. For a 1000 EUR transfer, this represents a saving potential of around 128.9 EUR.

Is Western Union a good option for sending money from Germany to the Philippines?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Germany to the Philippines with Western Union* is 0.8% of the amount you send, whereas the cheapest online services have an average cost of -1.2%. Remitly is the provider that is most often the cheapest for money transfers to a cash pick-up location in the Philippines. *Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.

What's the cheapest provider to send money from Germany to a cash pick-up location in the Philippines?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in the Philippines was Remitly, with an average cost of -1.2% of the amount you send (includes fees + exchange rate margin). The average total cost to send to a bank account rather than to a pick-up location during the same period was -1.2%. Remitly was the provider most often the cheapest for transfers to bank accounts in the Philippines.

What is the fastest option to send money from Germany to the Philippines

The provider that was most often the fastest provider in comparisons of the past 30 days was Remitly (average fastest transfer time: In minutes)

Find the best ways to send money to the Philippines from Germany

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Top Providers For transfers from Germany to the Philippines

Based on 5,154 comparisons made by Monito users in the past 3 months.

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Best for Transfers to a Bank Account

Cheapest
9.1

Cheapest

in 82% of all comparisons
Go to Remitly
Top rated
9.5

Top rated

in 100% of all comparisons
Go to Wise
Fastest
8.0

Fastest

in 59% of all comparisons
Go to WorldRemit

Best of 11 providers. Compare all

Best for Transfers to Cash Pickup

Top provider
9.1

Cheapest

in 84% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 84% of all comparisons
Go to Remitly
Cheapest

in 84% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 84% of all comparisons

Best of 5 providers. Compare all

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1 EUR = PHP Mid-market exchange rate

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25M+ comparisons made

With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
$80M+ in transfer fees saved

By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
200+ providers compared

For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
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Monito's Recommendations for Sending Money from Germany to the Philippines

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Germany to the Philippines:

Best Ways to Send Money from Germany to the Philippines

The best rated: Wise (9.5/10)
The cheapest: Remitly
The fastest: Remitly
Best cash pickup network in the Philippines: WorldRemit

Frequently Asked Questions

What's the cheapest way to send money from Germany to the Philippines?

The cheapest way to send money from Germany to the Philippines is through an online provider. Among the 13 available, Remitly was most often the cheapest provider (in 80.5% of the searches on Monito.com in the past 3 months).
What are the best providers to send money from Germany to the Philippines?
Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com:
- Remitly (cheapest in 80.5% of the searches)
- WorldRemit (cheapest in 13.2% of the searches)
- Paysend (cheapest in 4.6% of the searches)
How much does it cost to send money from Germany to the Philippines?

If you send money with the cheapest available provider, the total cost of a EUR-PHP transfer was -1.2% of the transfer amount (including all fees and exchange rates) over the past month.
In contrast, the cost of the most expensive option was 9.8%.
What is the cost of making an international transfer from Germany to the Philippines using my bank?

The average total cost (including hidden exchange rate markup) of making a EUR-PHP transfer with banks compared by Monito.com during the past months was 11.7% of the transfer amount. This is -9.9x more expensive than sending money with the cheapest online provider alternative.
For a 1000 EUR transfer, this represents a saving potential of around 128.9 EUR.
Is Western Union a good option for sending money from Germany to the Philippines?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Germany to the Philippines with Western Union* is 0.8% of the amount you send, whereas the cheapest online services have an average cost of -1.2%.

Remitly is the provider that is most often the cheapest for money transfers to a cash pick-up location in the Philippines.

*Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.
What's the cheapest provider to send money from Germany to a cash pick-up location in the Philippines?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in the Philippines was Remitly, with an average cost of -1.2% of the amount you send (includes fees + exchange rate margin).

The average total cost to send to a bank account rather than to a pick-up location during the same period was -1.2%. Remitly was the provider most often the cheapest for transfers to bank accounts in the Philippines.
What is the fastest option to send money from Germany to the Philippines

The provider that was most often the fastest provider in comparisons of the past 30 days was Remitly (average fastest transfer time: In minutes)

About Money Transfers from Germany to the Philippines

Monito compares 13 providers offering international money transfer services from Germany to the Philippines. The total cost of the cheapest available option at any given point in the past month was -1.2% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 9.8%.

💸 Number of providers	13
🏆 Cheapest provider (on average)	Remitly
💰 Lowest total cost (on average)	-1.2%
💰 Highest total cost (on average)	9.8%
💸 Most transferred amount	1000 EUR
⚡ ️Fastest transfer time	In minutes
💳 Pay-in options	Direct bank payment, Bank transfer, Credit card, Debit card
💵 Pay-out options	Mobile wallet, Bank account, Cash delivery, Cash pickup, Card
👍 Recommended providers	Skrill, TransferGo, XE Money Transfer, Revolut, Remitly, WorldRemit, Paysend, Wise, OFX, CurrencyFair, Instarem

Best Rated Providers to Send Money from Germany to the Philippines

9.5

9.1

9.1

9.0

8.8

8.5

8.5

8.4

8.3

8.1

8.0

7.8

See Monito's In-Depth Money Transfer Guides

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Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

How can I use Monito to find the best option to send money to the Philippines?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to the Philippines, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to the Philippines.

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito

Monito is Trusted by 15+ Millions Users across the globe.
Monito's experts spend hours researching and testing services
Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Find the best ways to send money to the Philippines from Germany

Top Providers For transfers from Germany to the Philippines

Best for Transfers to a Bank Account

Best for Transfers to Cash Pickup

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Compare 13 providers for a 1,000 EUR transfer from Germany to the Philippines

Monito's Recommendations for Sending Money from Germany to the Philippines

Best Ways to Send Money from Germany to the Philippines

Frequently Asked Questions

About Money Transfers from Germany to the Philippines

Best Rated Providers to Send Money from Germany to the Philippines

See Monito's In-Depth Money Transfer Guides

Everyone wins, except expensive solutions

Questions you may have

Why Trust Monito?

Mid-market exchange rate