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How to Send Money to GCash From the USA to the Philippines
Jarrod Suda
Guide
Byron Mühlberg
Reviewer
GCash is a powerful mobile app in the Philippines that allows you to make bank transfers, pay bills with QR codes, take out loans, and top up airtime on your mobile phone. Since it is one of the most convenient mobile wallets in the Philippines, receiving money means making the most of GCash's products and services.
Fortunately for you, market-leading and trusted services like WorldRemit, Remitly, Wise, Western Union, and others enable you to send Philippine pesos to GCash from the USA easily, quickly, and affordably! Find the cheapest and fastest service using Monito's live comparison tool below. 👇
Find the best provider to send GCash from the USA to the Philippines:
Key Facts: USA to GCash in the Philippines
| 🌏 Providers available | 14 (compare them here) |
|---|---|
| 💸 Maximum limit | ₱100,000 |
| ⚡️ Transfer speed | A few minutes |
| 💰 Cheapest total fees | FREE |
| 💰 Most expensive total fees | 1.82% |
| 📞 GCash number format | 09XXXXXXXXX |
| 👥 Number of GCash users | 60 million |
| 🌍 GCash headquarters | Singapore |
5 Ways to Send Money to GCash From the USA
Is GCash Available in the US?
As of October 2023, GCash is available in the USA thanks to GCash Overseas. However, the only way you can use GCash in the US is if you hold a valid Filipino passport.
Still, using GCash in the USA is just like using GCash in the Philippines, meaning the app is based in Philippine pesos and cannot support US dollar deposits. This means GCash can't be used directly to send a remittance from the USA to the Philippines. Therefore, as mentioned above, the only way to send money from the US to the Philippines via GCash is to use a trusted third-party transfer provider like WorldRemit or Remitly, which we'll explore further later in this article.
How to Use GCash in the USA
Using GCash Overseas to access GCash's savvy online services in the US is very simple. All you'll need to do is complete the following steps:
Step 01
Download the app
It's available on iOS and Android devices.
Step 02
Register your number
This can be either a Filipino number or a US number. You'll need to enter a OTP received via SMS.
Step 03
Enter your personal details
These include your name and physical address.
Step 04
Verify your account
You'll need to upload a valid government ID from the Philippines before you can start using the app.
Final step
Use the app
With GCash Overseas in the US, you can send money to other verified GCash accounts, make bank transfers, buy load, pay bills and cash in.
You can learn more about GCash overseas here.
Can I Convert Dollars to Pesos in GCash?
No, you can't convert US dollars to pesos in GCash yet since GCash doesn't support USD-PHP conversions at all. As we saw above, the app is denominated in Philippine pesos and isn't yet able to support US dollar deposits. Fortunately, there are quick, easy, and super-affordable solutions, the best of which is to send money to GCash from the USA through a digital money transfer platform (which we rank below). GCash has partnered with several online platforms in the United States, including WorldRemit, Remitly, Panda Remit, Skrill, Wise, and Wirebarely.
According to Monito's comparison data, WorldRemit is the single best option for anyone in the United States trying to send money to GCash in the Philippines. Remitly is a second option, but it's not always quite as cheap as WorldRemit. Skrill is the third-best option.
How to GCash via an Online Transfer App
To start sending money to GCash in the Philippines from the US via a third-party money transfer specialist's app or platform, you must do the following:
- Sign up on one of these platforms (the process is quick, easy & free),
- Choose GCash as your delivery method,
- Enter the recipient's GCash-registered name and account number,
- Confirm your transfer,
- Your recipient in the Philippines gets pesos on their GCash account.
Let's go through each option in more detail below:
Best: WorldRemit
WorldRemit is a UK-based remittance platform that's usually the fastest and cheapest way to send money to the Philippines. It supports transfers from the USA to the Philippines (and many other countries worldwide, including the UK, EU, and Australia).
- Avg. cost from US to Philippines: Approx. 1%
- Transfer time: In minutes
- GCash limits: Varies by bank; on average ₱300,000 per transfer
- More info: See our full WorldRemit review or visit their website.
- Tutorial video:
2nd-Best: Remitly
Remitly is a US-based remittance platform that's one of the fastest and cheapest ways to send money to the Philippines. It supports transfers from the USA to the Philippines (and many other countries worldwide, including the UK, EU, and Canada).
- Avg. cost from US to Philippines: Around 1.5%
- Transfer time: In minutes
- GCash limits: USD 2,999 within 24 hours, USD 10,000 within 30 days, and USD 18,000 within 180 days
- More info: See our full Remitly review or visit their website.
- Tutorial video:
3rd-Best: Skrill
Skrill is a UK-based money transfer service that offers good rates, especially to and from Europe, South Africa, and Morocco. Skrill has expanded to operate in more than 120 countries with the digital wallet offered in 40 different currencies.
- Avg. cost from US to Philippines: 1.3%
- Transfer speed: Up to 1 business day
- GCash limits: $999.99 (unless you verify your ID)
- More info: See our full Skrill review or visit the website.
4th-Best: Western Union
Western Union is the largest and oldest money transfer operator globally, offering money transfers from the USA to GCash in the Philippines from dozens of countries across the globe.
- Avg. cost from US to Philippines: Approx. 2-3%
- Transfer speed: 1-2 business days
- GCash limits: $1,500 per day
- More info: See our full Western Union review.
5th-Best: MoneyGram
After Western Union, MoneyGram is the second-largest money transfer operator in the world and also offers money transfers from the USA to the Philippines.
- Avg. cost from US to Philippines: Approx. 1-2% + $5 fee
- Transfer speed: 1-2 business days
- GCash limits: $10,000 every 30 days
- More info: See our full MoneyGram review.
Worst Option: Banks
If you live in the United States and have a bank account, you can sometimes send money back to the Philippines and convert your US dollars into pesos. This is generally not advisable if you want to save money, as costs can quickly add up to over 5% of the total transaction amount. You can learn more about the high costs of using your bank to send money abroad in our dedicated explainer.
Instead of banks, we recommend choosing a provider on this list like Remitly or comparing money transfer providers in real-time below to find the best deal for your specific transfer 👇
Send GCash from the USA to the Philippines now:
Recap: Best Ways to Send GCash From the USA to the Philippines
To conclude, let's recap the main recommendations we explored for sending GCash to the Philippines from the US:
- Remitly: Hands down the best method. It's cheap, fast, and secure!
- Skrill: A solid alternative, but not often cheaper than Remitly.
- Western Union: A legacy provider. Trustworthy but rather pricey.
- Banks: Seldom support transfers to GCash, but pricey when available.
FAQ About Sending GCash From the USA to the Philippines
References
- GCash. How do I receive remittance through GCash? Accessed 23 November 2022.
- Remitly. How Remitly works with GCash. Accessed 21 March 2023.
- Remitly. US Dollar to Philippine Peso. Accessed 21 March 2023.
- GCash. How do I send remittance to GCash via Skrill?. Accessed 21 March 2023.
- Western Union. Send money to the Philippines. Accessed 21 March 2023.
- MoneyGram. Send Money to The Philippines. Accessed 21 March 2023.
Why You Can Trust Monito
Our recommendations are built on rock-solid experience.
- We've reviewed 50+ money transfer providers
- We've made 100+ test transfers
- Our writers have been testing providers since 2013
Other Money Transfer Guides
Sending Money to Another Mobile Wallet?
Below, you'll find all our guides helping you to send money to various mobile wallets between different countries worldwide:
Why Trust Monito?
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.
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