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At the moment, your options to transfer money to China are quite limited.
To transfer Hong Kong dollars to a bank account in Chinese yuans in China, the cheapest option is currently SingX, with zero transfer fees and a competitive HKD-CNY conversion rate (their current rate is 1 HKD = 0.8193 CNY).
Adding the fees and exchange rate margin, the total cost with SingX is 0.08 HKD, in comparison you would pay a total cost of 31.05 HKD (around 403x more) if you were to use Wise for the very same transaction.
This recommendation was updated a few minutes ago.
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Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Monito is not a money transfer company. We’re here to help you find the best way to send money to China.
To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.