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GCash Overseas. You can now use GCash internationally!

GCash Overseas: Available Now to Filipinos Internationally

Jarrod Suda

Guide

Byron Mühlberg

Reviewer

Mar 10, 2023
Advertiser disclosure

Are you a Filipino living abroad and looking for a convenient way to manage your finances back home? Look no further than GCash Overseas.

For years, you needed a Filipino SIM card to open and use a GCash account. Now with the Beta Version of GCash Overseas, you can use an international SIM card to open an account while abroad. The Beta Version is out now in Japan, Italy, and Australia.

Even if you are a Filipino living overseas, you will still be able to seamlessly use GCash services!

Download GCash with an International SIM

With GCash Overseas, access these services from your mobile device:

📱 Buy Load

PLDT, Globe, and all others

💳 Pay Bills

Utilities, loans, tuition, and more

📥 Cash In

Transfer to 70+ Philippine banks

💸 Libre Magpadala

Transfer to other GCash accounts

📊 International Remittance Partners

Compare their fees and rates

🏆 Cheapest Service to GCash

Compare rates to send money from abroad to GCash:

Try GCash Overseas

GCash Overseas is open for registration for the first 1,000 users!

It's available to Filipinos with international SIM cards in Australia, Italy, and Japan with more countries coming to you soon.

  • Download GCash via Google Playstore or App Store

  • Sign up using your international mobile number

  • GCash Overseas Beta is only open to the first 1,000 users

  • Currently available in Japan, Australia, and Italy

How to Register for GCash Overseas

  • Step 01

    Input your mobile number

    • Select your country;
    • Input your valid international phone number;
    • Currently available for Filipinos in Australia, Japan, Italy, and the USA.
  • Step 02

    Enter personal details

    • Provide basic information such as name, email, and birthday;
    • You must be 18 years or older;
    • Make sure the info matches your valid Philippine ID.
  • Step 03

    Set your PIN number

    • Set a four-digit MPIN, which will be your password to log in;
    • Do not use an easy-to-guess MPIN like 1234 or your birthday.
  • Step 04

    Upload valid Philippine ID

    • Provide a valid PH-issued ID (Passport, Driver’s License, UMID);
    • Take front and back photos of your ID.
  • Step 05

    Verify your identity

    • Verify that your face matches your valid ID;
    • Provide a brightly lit selfie with your full face.
  • Step 06

    Await acceptance of application

    • Submit additional information and send in your application;
    • Await confirmation via an SMS message that GCash will send.
  • Final step

    Sign in and use GCash

    • Enter your MPIN at login;
    • Begin enjoying GCash features while overseas.

How to Cash In Through GCash's International Partners

You can put money that you earn overseas into GCash via one of their international remittance partners. Then you can easily send pesos home, buy loads, or pay bills with your PHP balances in GCash.

With their secure platforms and low fees, remittance partners like Remitly and WorldRemit are excellent solutions for Filipinos living abroad. Let's have a look at the rankings for GCash international remittance partners:

Remitly

Remitly was the cheapest service for 39% of comparisons on Monito in 2022 for transfers to the Philippines.

  • Transfer fees: $0.00 for Economy service, $3.99 for Express service
  • Exchange rates: 0.5% to 2.0% weaker than the market rate
  • Learn more: Guide for Remitly to GCash

WorldRemit

WorldRemit was the cheapest service for 15% of comparisons on Monito in 2022 for transfers to the Philippines.

Skrill

Skrill was the cheapest service for 12% of comparisons on Monito in 2022 for transfers to the Philippines.

  • Transfer fees: Varies. £0.00 from UK, €0.00 from EU, ₹40 from India
  • Exchange rates: Up to 4.99%
  • Learn more: Guide for Skrill to GCash

Compare the Fees of GCash's International Partners

In addition to Remitly, WorldRemit, and Skrill, GCash partners with other large organisations and banks to help you send remittances home.

For international businesses, Payoneer is an official GCash partner that we recommend. This is because they exchange your money using the real mid-market exchange rate.

However, some other GCash options are usually costly. For example, the Japan Remit Finance Co. charges high fixed fees (around $10) for remittances to the Philippines. PayPal applies exchange rates that are up to 7% weaker than the mid-market exchange rate. Even Western Union was the cheapest option on less than 1% of all Monito searches for the Philippines in 2022.

To learn more about all of the remittance partners with GCash Overseas, read our extensive guides here:

Use the comparison engine below to compare these GCash partners. Find the best rates for the Philippines today 👇

Find the cheapest way to send money to GCash Overseas:

Frequently Asked Questions About GCash Overseas

More Guides About GCash Overseas and Sending Remittances to the Philippines

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