We're comparing all your options in real time for a
300.00 USD-CNY transfer

Transfers to a bank account

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The 5 best options to transfer USD to a bank account in China

  • See cost breakdown

    Total cost

    2.31 USD
    Exchange rate 6.8300 
    (-0.77%
    Fees 0 USD 8.00 USD
    ZERO fees on 1st transfer with code NOFEEMONITO

    Payment options

    Speed

    • Debit card
      Next day
  • See cost breakdown

    Total cost

    7.32 USD
    Exchange rate 6.8294 
    (-0.78%
    Fees 4.99 USD

    Payment options

    Speed

    • Bank transfer
      2 days
    • Credit card
      (+ USD 15.01)
      2 days
    • Debit card
      (+ USD 15.01)
      2 days
  • See cost breakdown

    Total cost

    10.32 USD
    Exchange rate 6.8294 
    (-0.78%
    Fees 7.99 USD

    Payment options

    Speed

    • Direct bank payment
      Same day
    • Debit card
      (+ USD 2.00)
      Same day
    • Debit card
      (+ USD 2.00)
      3-5 days
  • See cost breakdown

    Total cost

    11.20 USD
    Exchange rate 6.8825 
    (-0.01%
    Fees 11.18 USD

    Payment options

    Speed

    • Bank transfer
      2 days
    • Debit card
      (+ USD 0.44)
      Next day
    • Direct bank payment
      (+ USD 0.44)
      3-5 days
    • Credit card
      (+ USD 5.39)
      Next day
  • See cost breakdown

    Total cost

    22.20 USD
    Exchange rate 6.8323 
    (-0.74%
    Fees 19.99 USD

    Payment options

    Speed

    • Debit card
      Same day
    • Credit card
      Same day

Transfers via a foreign exchange company

[ ↓ Jump to airtime top-up options ]

Foreign exchange companies (also known as "forex brokers") are usually the best options for large transactions and offer personalized phone or email service. The rates we list are indicative only, to make sure you get the best deal we recommend requesting a quote from multiple providers.

  • See cost breakdown

    Total cost

    42.78 USD
    Exchange rate 6.8003 
    (-1.20%
    Fees 0 USD
    Bank fees (estimate) 39.18 USD

    Payment options

    Speed

    • International bank transfer
      3-5 days

Airtime top-up solutions

The 1 best options to buy airtime in China

  • See cost breakdown

    Total cost

    4.32 USD
    Exchange rate 6.8294 
    (-0.78%
    Fees 1.99 USD

    Payment options

    Speed

    • Credit card
      Same day
    • Debit card
      Same day
    • Bank transfer
      Same day


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What are the best options for your transfer from the United States to China?

We found 6 providers offering money transfers from the United States to China.

To transfer to a bank account in in China, the cheapest option is currently Pangea, with zero transfer fees and a good USD-CNY exchange rate (current rate: 1 USD = 6.8825 CNY).

In comparison, the total cost of your transfer would be 42.78 USD (which is approximately 19x as much) if you were to use HiFX for the very same transaction.

Two other options that could be interesting for your transfer are Xoom and Transfast.

This recommendation was updated a few minutes ago.

We're here to help

Pascal Briod

Hi! I'm Pascal and I am in charge of making Monito as helpful as possible for you. Don't hesitate to drop me a line if you have a question, if you need help to understand the results or to find the best operator for your transfer.

Questions you may have

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. Once you fill out the above form and click on compare, you’ll see a list of all the options to send money between two countries. The cheapest option is at the top, but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.

Monito is not a money transfer company. We’re here to help you find the best way to send money abroad. Just tell us which country you’re sending money from and which country you want to send money to, and we’ll show you a list of all available services. Once you select the best one for your needs, you'll be redirected to their website to get started with your money transfer.

As much as we try to have complete information and to include as many money transfer companies in our results, we sometimes miss a few. In this case, the best solution would be to write us a short message to let us know what’s missing!