Fees and rates change all the time, but we’ll do the research and send you an email every two weeks to make sure you always get the best deal.
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Transfers to a bank account
The 5 best options to transfer USD to a bank account in China
Transfers via a foreign exchange company
Foreign exchange companies (also known as "forex brokers") are usually the best options for large transactions and offer personalized phone or email service. The rates we list are indicative only, to make sure you get the best deal we recommend requesting a quote from multiple providers.
Airtime top-up solutions
The 1 best options to buy airtime in China
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We found 6 providers offering money transfers from the United States to China.
To transfer to a bank account in in China, the cheapest option is currently Pangea, with zero transfer fees and a good USD-CNY exchange rate (current rate: 1 USD = 6.8825 CNY).
In comparison, the total cost of your transfer would be 42.78 USD (which is approximately 19x as much) if you were to use HiFX for the very same transaction.
Two other options that could be interesting for your transfer are Xoom and Transfast.
This recommendation was updated a few minutes ago.
Hi! I'm Pascal and I am in charge of making Monito as helpful as possible for you. Don't hesitate to drop me a line if you have a question, if you need help to understand the results or to find the best operator for your transfer.
Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. Once you fill out the above form and click on compare, you’ll see a list of all the options to send money between two countries. The cheapest option is at the top, but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Monito is not a money transfer company. We’re here to help you find the best way to send money abroad. Just tell us which country you’re sending money from and which country you want to send money to, and we’ll show you a list of all available services. Once you select the best one for your needs, you'll be redirected to their website to get started with your money transfer.
As much as we try to have complete information and to include as many money transfer companies in our results, we sometimes miss a few. In this case, the best solution would be to write us a short message to let us know what’s missing!