We're comparing all your options in real time for a
300.00 USD-CNY transfer

Transfers to a bank account

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The 4 best options to transfer USD to a bank account in China

  • See cost breakdown

    Total cost

    11.58 USD
    Exchange rate 6.7276 
    (+0.01%
    Fees 11.62 USD

    Payment options

    Speed

    • Bank transfer
      2 days
    • Debit card
      (+ USD 0.45)
      Next day
    • Direct bank payment
      (+ USD 0.45)
      3-5 days
    • Credit card
      (+ USD 5.39)
      Next day
  • See cost breakdown

    Total cost

    11.92 USD
    Exchange rate 6.6387 
    (-1.31%
    Fees 7.99 USD

    Payment options

    Speed

    • Direct bank payment
      Same day
    • Debit card
      (+ USD 2.00)
      Same day
    • Debit card
      (+ USD 2.00)
      3-5 days
  • See cost breakdown

    Total cost

    23.41 USD
    Exchange rate 6.6501 
    (-1.14%
    Fees 19.99 USD

    Payment options

    Speed

    • Credit card
      Same day
    • Debit card
      Same day
  • See cost breakdown

    Total cost

    23.93 USD
    Exchange rate 6.6387 
    (-1.31%
    Fees 20.00 USD

    Payment options

    Speed

    • Credit card
      2 days
    • Debit card
      2 days

Cash pick-up at an agent location

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The 1 best options to send USD for cash pick-up at agent locations in China

  • See cost breakdown

    Total cost

    23.93 USD
    Exchange rate 6.6387 
    (-1.31%
    Fees 20.00 USD

    Payment options

    Speed

    • Credit card
      Same day
    • Debit card
      Same day

Transfers via a foreign exchange company

[ ↓ jump to cash delivery options ]

Foreign exchange companies (also known as "forex brokers") are usually the best options for large transactions and offer personalized phone or email service. The rates we list are indicative only, to make sure you get the best deal we recommend requesting a quote from multiple providers.

  • See cost breakdown

    Total cost

    43.22 USD
    Exchange rate 6.6460 
    (-1.20%
    Fees 0 USD
    Bank fees (estimate) 39.62 USD

    Payment options

    Speed

    • International bank transfer
      3-5 days

The 1 best options to have USD delivered in cash to your recipient's home in China

  • See cost breakdown

    Total cost

    8.92 USD
    Exchange rate 6.6387 
    (-1.31%
    Fees 4.99 USD

    Payment options

    Speed

    • Bank transfer
      Same day
    • Credit card
      (+ USD 15.01)
      Same day
    • Debit card
      (+ USD 15.01)
      Same day

The 1 best options to pay for bills in China

  • See cost breakdown

    Total cost

    8.92 USD
    Exchange rate 6.6387 
    (-1.31%
    Fees 4.99 USD

    Payment options

    Speed

    • Bank transfer
      2 days
    • Credit card
      (+ USD 15.01)
      2 days

Airtime top-up solutions

The 1 best options to buy airtime in China

  • See cost breakdown

    Total cost

    23.93 USD
    Exchange rate 6.6387 
    (-1.31%
    Fees 20.00 USD

    Payment options

    Speed

    • Debit card
      Same day


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What are the best options for your transfer from the United States to China?

We found 6 money transfer providers available for sending money from the United States to China.

If you need the recipient to receive in her bank account in China, then TransferWise is at the moment the most competitive option with 11.62 USD for the transfer fees and a competitive USD-CNY conversion rate (current rate: 1 USD = 6.7979 CNY).

In comparison, you would pay a total cost of 43.22 USD (roughly 4x more) if you were to use XE Money Transfer for the very same transfer.

For transferring money to China, it might be interesting to also check out two other competitive money transfer providers: Transfast and MoneyGram.

You need the money in cash? We currently list 1 providers able to send in cash in China: the most competitive provider currently is Xoom, with competitive fees of 20 USD and a good USD-CNY exchange rate (current rate: 1 USD = 6.6387 CNY).

This recommendation was updated a few minutes ago.

We're here to help

Pascal Briod

Hi! I'm Pascal and I am in charge of making Monito as helpful as possible for you. Don't hesitate to drop me a line if you have a question, if you need help to understand the results or to find the best operator for your transfer.

Questions you may have

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. Once you fill out the above form and click on compare, you’ll see a list of all the options to send money between two countries. The cheapest option is at the top, but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.

Monito is not a money transfer company. We’re here to help you find the best way to send money abroad. Just tell us which country you’re sending money from and which country you want to send money to, and we’ll show you a list of all available services. Once you select the best one for your needs, you'll be redirected to their website to get started with your money transfer.

As much as we try to have complete information and to include as many money transfer companies in our results, we sometimes miss a few. In this case, the best solution would be to write us a short message to let us know what’s missing!