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Travelling From India to Canada? Here Are 3 Health Insurances to Know in 2023

Byron Mühlberg, writer at Monito.com

Byron Mühlberg

Guide

May 6, 2023
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Whether you're travelling to Canada to visit friends or family there, or just as a tourist eager to see the famous Niagara Falls, Canadian Rockies, or bustling Toronto, before arriving from India, it's crucial to consider your travel insurance options And while travelling to Canada can be an accessible, it's worth remembering that out-the-pocket healthcare costs are among the most expensive in the world, so it's not just a good idea, but essential, to arrive in the country with travel health insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Canada and other countries worldwide. Our list below explores the four services we believe provide the best deals for young adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats alike.

Canada Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Canada:

👥 Number of visitors

Around 32 million /year

✅ Travel highlight

Exquisite outdoors

💸 Healthcare cost

23rd globally (above average)

🩺 Healthcare quality

Very good

⚠ Main travel risks

- Extreme cold
- Outdoor accidents

🛡 Safety

Very safe

🚑 Travel insurance required?

No

🏆 Best provider

Is Travel Insurance Mandatory From India to Canada?

No, there's currently no legal requirement to take out travel insurance for travel to or through Canada from India.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Canada or anywhere else. For what's usually an affordable cost, taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Canada from India:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for visitors from India travelling to Canada. It lets you choose between various plans tailored to meet the specific needs of your trip to Canada, including coverage for emergencies, doctor's visits, and other medical-related expenses. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Canada:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /person /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another good travel insurance provider for Canada, especially if you're adventurous or frequently on the go and are looking for solid trip insurance from India with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /person /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for young people or digital nomads from India because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind in Canada knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 45 to USD 160 /person /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travelling

Compare For Yourself

In this post, we explored three travel insurance providers you should consider for your next trip to Canada from India. That being said, there are many more providers out there, some of which might make even more sense for you depending on your travel needs and preferences. To compare the top providers on the market, run a search on Monto's travel insurance comparison engine below 👇

Find travel insurance for you:

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Canada? Take a look at the side-by-side chart below:

No. of Plans

50+

2

3

Coverage

  • Medical insurance
  • Trip insurance
  • Trip insurance
  • Limited medical insurance
  • Trip insurance
  • Limited medical insurance

Major Exclusions

  • Maternity & childbirth coverage
  • Maternity & childbirth coverage
  • Mental health coverage
  • Pre-existing condition coverage
  • Maternity & childbirth coverage
  • Mental health coverage

Limits

$50,000 - $5,000,000

250000

2000000

Deductibles

$0 - $25,000

250

$0 - $500

Pricing

$25 - $150 /month

$45 - $160 /month

$80 - $200 /month

Customer Service

  • FAQ
  • Live chat
  • Phone support
  • FAQ
  • Live chat
  • Phone support
  • Available 24/7
  • FAQ
  • Live chat
  • Phone support
  • Available 24/7

Reputation

Excellent

Decent

Very good

Ease of Use

Easy

Decent

Easy

Get your quoteGet your quoteGet your quote

Data correct as of 14/02/2023

FAQ About Travel Insurance from India to Canada

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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