These Are the Best Apps Like Remitly in 2024

Let's face it — Remitly is one of the best ways to send money abroad. It offers much better exchange rates than the bank and lets you send payments faster and more conveniently over a slick, user-friendly interface.

However, using Remitly isn't going to be the best option for everybody. Whether Remitly doesn't send money to your desired destination or whether you think you could find better fees and exchange rates elsewhere, there are other options to compare. In this short guide, we explore what we think are the three best apps like Remitly: WorldRemit, Wise, and Revolut, and discuss how they differ and might make sense for you in different use cases.

As we'll see in this guide, WorldRemit is the best app like Remitly in most circumstances. To find out more about WorldRemit and its excellent money transfer platform, be sure to check out Monito's WorldRemit video review:

WorldRemit: Best Overall

WorldRemit is a UK-based online remittance provider that offers the best way to transfer money internationally to diverse regions globally, including Africa, the Middle East, and Latin America (often being the cheapest transfer app to these countries). Like Remitly, WorldRemit lets you send money to mobile wallets, bank accounts, and cash pick-up locations all across the globe — all at excellent exchange rates!

Similarities to Remitly: You can send money to cash pick-up, bank deposit, or mobile wallet deposit.

Differences to Remitly: It's often cheaper, especially for mobile wallet transfers.

Cost: Approx. 1% - 2.5%

Coverage: Available in 56 countries and transfers to as many as 150 foreign currencies.

Speed: Depending on the pay-in methods, payout methods, and countries involved, WorldRemit transfers take anywhere between a few seconds and a few working days to arrive.

Transfer limits: USD 1 - USD 9,000 in the US and GBP 1 - GBP 50,000 in the UK.

More info: See our full WorldRemit review or visit the website.

Wise: Best for Bank Transfers

An alternative to international bank transfers, Wise has become extremely popular in recent years for its easy-to-use and low-cost platform for international money transfers. In fact, Wise frequently ranks as the cheapest way to transfer abroad on Monito. Like Remitly, it supports transfers to dozens of foreign currencies worldwide, but even more so than Remitly, it's among the best money transfer services of all on Monito (compare Remitly's 9.1/10 to Wise's 9.5/10 on our Monito Score ranking) and its mobile app is ranked the best money transfer app.

See more about how these two providers square off in our Wise vs Remitly side-by-side review.

Similarities to Remitly: You can send money online to a foreign bank account.

Differences to Remitly: It's usually significantly cheaper.

Cost: Approx. 0.25% - 1%

Coverage: Available in the EEA, UK, US, Singapore, Japan, Australia, and New Zealand and supports transfers to around 57 foreign currencies across the globe.

Speed: 52% of transfers arrive within 20 seconds, 71% within an hour, and 90% within a 24-hour period.¹

Transfer limits: Precise limits vary depending on currency and country, but generally, the minimum transfer is just one US dollar, and the maximum transfer is USD million or currency equivalent.

More info: See our full Wise review or visit the website.

¹ Q2 2022 Mission Update: Speed

Revolut: Best for Banking Features

A big name in digital banking, Revolut is an online bank and fintech that boasts 12 million users globally. In addition to its mobile banking app and smart features (you'll need to sign up to make transfers), Revolut also offers some of the best-priced international money transfers to global bank accounts that you'll find anywhere on the market.

Similarities to Remitly: You can send money online (although with fewer receiving currencies).

Differences to Remitly: Revolut is a full banking app, so it offers far more than just money transfers.

Cost: Approx 0.5% - 1.5%

Coverage: Available from most major currencies to around 28 others worldwide.

Speed: Within 1 business day.

Transfer limits: Up to USD 1 billion or currency equivalent.

More info: See our Revolut Money Transfer review or visit the website.

How to Find the Best Apps Like Remitly

It's worth stressing that there are many apps like Remitly, and no single one will necessarily be better than Remitly or every person in every instance. Overall, however, the money transfer apps we outlined above, with their respective set of strengths and weaknesses, may be the right Remitly alternative for you.

If you're changing from Remitly to another provider, there are a few other rules of thumb to keep in mind to ensure that you save every extra dollar when sending money internationally for everyday use. These include:

• Open bank accounts that don't charge additional fees for international money transfers. Take a look at our list of the best banks for international travel to find out more.
• Avoid using a credit or debit card to fund your money transfer. If you do, then Paysend is by far the best option.
• Make sure you choose a safe and fully-licensed money transfer service. All services on Monito adhere to the highest security standards and are among the safest ways to send money internationally.
• Avoid using big banks and PayPal, which are practically never the cheapest way to send (or receive) money overseas.
• Where possible, send money to a bank account or a mobile wallet rather than to a cash pick-up location.
• If you're looking for the cheapest way to exchange money with cash, avoid doing so at bureaux de change or airports.
• Where possible, send one large transfer instead of multiple smaller ones. Larger transfers almost always incur lower percentage fees than smaller transfers. Learn more about making sizeable international money transfers here and about how much you can send internationally here.
• Choose a longer transfer speed if it reduces your fees.

Best Apps Like Remitly By Country

Remitly is especially popular for sending money to countries like India, Mexico, and the Philippines in particular. According to millions of searches on Monito, here are the best apps like Remitly for transfers to these three countries in general:

• Mexico: WorldRemit is the best app like Remitly to Mexico. It's usually the cheapest money transfer app to Mexico from the countries where Remitly is available.
• India: XE Money Transfer is the best app like Remitly to India, as it's normally the cheapest money transfer app to Mexico from the countries where Remitly is available.
• The Philippines: The best app like Remitly to the Philippines, Instarem is typically the cheapest money transfer app to Mexico from the countries where Remitly is available.

It's important to remember that it's impossible to send money internationally for free and that every currency exchange comes with a cost. However, not all money transfer services are created equal, and some charge you considerably lower fees than others. Monito has reviewed and compared hundreds of money transfer services to simplify your research. Compare them in real-time using our award-winning comparison engine below: