Remitly vs Ria
Our recommendation: compare other options!
François Briod
Guide
Remitly vs Ria. Which one is the best for you and your needs? Which is the most affordable option if you need to send or receive money internationally? Check out our analysis of the pros and cons of each money transfer company.
Remitly and Ria are both solid, trustworthy remittance services. Overall, Remitly scores higher on Monito (9.1 vs 8.3) and is the stronger all-rounder, but Ria is competitive on price for cash pickup and has a huge agent network. Compare the fees and exchange rates for your exact transfer before sending.
Remitly vs Ria
Compare Remitly, Ria and 100+ international money transfer services
Trust & Credibility
Background check
Remitly is registered and regulated as a Money Services Business with the U.S. Department of the Treasury and by the relevant authorities in the countries in which it operates.
A subsidiary of Euronet Worldwide Inc. and with offices spanning across the globe, Ria is a duly authorized and regulated financial services company in every region in which it does business.
Security & reliability
Remitly’s website is fully-secured and makes use of top-notch security protocols, including segregated user accounts and HTTPS.
Ria Online's platforms are fully secured and use top-notch security protocols, including segregated user accounts and HTTPS.
Company size
Founded in 2011, Remitly is a well-established money transfer provider: it serves over 3 million customers, has transferred $5 billion in the past year alone, and now has a thousand employees.
Since being established in 1987, Ria has grown into a giant in the money transfer world that today boasts over $40 billion in annual transactions, two million customers, and two thousand employees.
Transparent pricing
Remitly is not transparent about its pricing: 35% of fees are hidden in the exchange rate margin.
Ria is not fully transparent about its pricing, with around 59% of total fees being buried away in hidden exchange rate margins.
Service & Quality
Opening an account
Opening an account with Remitly is relatively easy to do, though it may take some time to do.
Account registration at Ria Online is reasonably straightforward, although there are a number of steps that need to be followed, which can add a lot of time to the process.
Making a transfer
Transferring money with Remitly is a straightforward process, made all the more convenient by the variety of pay-in and pay-out options it offers.
Sending money overseas is a fast, simple, and smooth process with Ria Online on both its website and its mobile app.
Contacting support
Remitly offers its users extensive customer service, with live chat and phone support that are available 24/7.
Finding an answer to a question is reasonably simply using Ria Online's detailed FAQ, but there are fewer options to get in touch with the company, with only phone and email support being available to customers.
Fees & Exchange Rates
Transfers to a bank account
On standard pricing, before any promotional offers, Remitly is the cheapest on Monito in around 4% of bank-transfer searches — and competitive across many of the others.
On standard pricing, before any promotional offers, Ria is the cheapest on Monito in around 5% of bank-transfer searches — and competitive across many of the others.
Transfers to a bank account — promo
Once promotional and new-customer pricing is factored in, Remitly is the cheapest in around 15% of bank-transfer searches.
Once promotional and new-customer pricing is factored in, Ria is the cheapest in around 24% of bank-transfer searches.
Transfers to cash pickup
For cash pickup and mobile-wallet payouts on standard pricing, Remitly is the cheapest in around 22% of searches — and competitive on many others.
For cash pickup and mobile-wallet payouts on standard pricing, Ria is the cheapest in around 11% of searches — and competitive on many others.
scores.criteria.pricing_cash_promo
Once promotional pricing is included, Remitly is the cheapest in around 30% of cash and mobile-wallet searches.
Once promotional pricing is included, Ria is the cheapest in around 18% of cash and mobile-wallet searches.
Customer Satisfaction
Trustpilot reviews
4/5 stars from around 40,000 reviews.
4.4/5 from 17,212 reviews.
App Store reviews
4.9/5 stars from around 1,100,000 reviews.
4.9/5 from 96,573 reviews.
Google Play reviews
4.8/5 stars from around 600,000 reviews.
4.5/5 from 87,200 reviews.
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Why You Can Trust Us
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.
Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.
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