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Best Ways To Send Money to Poland From the UK

Country from
Country to
You send
To
  • 500 GBP =
    2,810 PLN
    Next day
    Preferential fee and/or exchange rate only on your first transfer
    Best deal
    Monito Score
    9.0
    Go to Remitly
    You pay
    500 GBP
    Payment options
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    • Bank transfer Next day
      1.99 GBP 0 GBP
    • Credit card Next day
      1.99 GBP 0 GBP
    • Direct bank payment Next day
      1.99 GBP 0 GBP
    • Debit card Next day
      1.99 GBP 0 GBP
    Exchange rate
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    Remitly's exchange rate (1 GBP = 5.6200 PLN) is 1.21% better than the mid-market exchange rate, subtracting -6.07 GBP from the total cost of this transfer.
    3.82 GBP -6.07 GBP
    2,810 PLN
    arrives in Poland
  • 500 GBP =
    2,763 PLN
    Next day
    46.67 PLN less than with Remitly
    Monito Score
    9.5
    Go to Wise
    You pay
    500 GBP
    Payment options
    • Bank transfer Next day
      2.31 GBP
    • Debit card Next day
      3.81 GBP
    • Credit card Next day
      3.81 GBP
    • International bank transfer 3-5 days
      2.31 GBP
    Exchange rate
    Wise's exchange rate (1 GBP = 5.5523 PLN) is 0.01% worse than the mid-market exchange rate, adding 0.03 GBP to the total cost of this transfer.
    0.03 GBP
    2,763 PLN
    arrives in Poland
  • 500 GBP =
    2,760 PLN
    Next day
    ZERO fees on your first 10 transfers
    50.50 PLN less than with Remitly
    Monito Score
    8.0
    Go to CurrencyFair
    You pay
    500 GBP
    Payment options
    ZERO fees on your first 10 transfers
    Offer valid for CurrencyFair new customers only. You only pay the exchange rate margin.
    • Bank transfer Next day
      1.81 GBP 0 GBP
    Exchange rate
    CurrencyFair's exchange rate (1 GBP = 5.5190 PLN) is 0.61% worse than the mid-market exchange rate, adding 3.03 GBP to the total cost of this transfer.
    3.01 GBP 3.03 GBP
    2,760 PLN
    arrives in Poland
  • 500 GBP =
    2,759 PLN
    In minutes
    Preferential exchange rate
    51.36 PLN less than with Remitly
    Monito Score
    7.8
    Go to XE Money Transfer
    You pay
    500 GBP
    Payment options
    • Bank transfer In minutes
      0 GBP
    • Debit card In minutes
      0 GBP
    • Credit card In minutes
      0 GBP
    Exchange rate
    Preferential exchange rate
    Offer valid for XE Money Transfer new customers only
    XE Money Transfer's exchange rate (1 GBP = 5.5173 PLN) is 0.64% worse than the mid-market exchange rate, adding 3.18 GBP to the total cost of this transfer.
    3.18 GBP
    2,759 PLN
    arrives in Poland
  • 500 GBP =
    2,754 PLN
    Same day
    Get 5 GBP off your first transfer
    56.35 PLN less than with Remitly
    Monito Score
    8.4
    Go to Skrill
    Get 5 GBP off your first transfer
    You pay
    500 GBP
    Payment options
    • Debit card Same day
      0 GBP
    • Cash 3-5 days
      0 GBP
    • Bank transfer 3-5 days
      0 GBP
    • Credit card Same day
      2.50 GBP
    Exchange rate
    Skrill's exchange rate (1 GBP = 5.5073 PLN) is 0.82% worse than the mid-market exchange rate, adding 4.08 GBP to the total cost of this transfer.
    4.08 GBP
    2,754 PLN
    arrives in Poland
  • 500 GBP =
    2,753 PLN
    Same day
    57.11 PLN less than with Remitly
    Monito Score
    8.0
    Go to OrbitRemit
    You pay
    500 GBP
    Payment options
    • Bank transfer Same day
      2 GBP
    Exchange rate
    OrbitRemit's exchange rate (1 GBP = 5.5279 PLN) is 0.44% worse than the mid-market exchange rate, adding 2.22 GBP to the total cost of this transfer.
    2.22 GBP
    2,753 PLN
    arrives in Poland
  • 500 GBP =
    2,735 PLN
    2 days
    Preferential exchange rate only on your first transfer
    75.18 PLN less than with Remitly
    Monito Score
    7.5
    Go to Western Union
    You pay
    500 GBP
    Payment options
    • Bank transfer 2 days
      0 GBP
    • Credit card 2 days
      1.90 GBP
    Exchange rate
    Preferential exchange rate only on your first transfer
    Offer valid for Western Union new customers only.
    Western Union's exchange rate (1 GBP = 5.4696 PLN) is 1.49% worse than the mid-market exchange rate, adding 7.47 GBP to the total cost of this transfer.
    7.47 GBP
    2,735 PLN
    arrives in Poland
  • 500 GBP =
    2,733 PLN
    2 days
    76.67 PLN less than with Remitly
    Monito Score
    7.4
    Go to EasySend
    You pay
    500 GBP
    Payment options
    • Debit card 2 days
      1.99 GBP
    • Credit card 2 days
      1.99 GBP
    • Bank transfer 2 days
      1.99 GBP
    Exchange rate
    EasySend's exchange rate (1 GBP = 5.4885 PLN) is 1.15% worse than the mid-market exchange rate, adding 5.75 GBP to the total cost of this transfer.
    5.75 GBP
    2,733 PLN
    arrives in Poland
  • 500 GBP =
    2,729 PLN
    Same day
    81.10 PLN less than with Remitly
    Monito Score
    8.1
    Go to Small World
    You pay
    500 GBP
    Payment options
    • Bank transfer Same day
      0 GBP
    • Debit card Same day
      0 GBP
    • Credit card Same day
      0 GBP
    Exchange rate
    Small World's exchange rate (1 GBP = 5.4578 PLN) is 1.71% worse than the mid-market exchange rate, adding 8.54 GBP to the total cost of this transfer.
    8.54 GBP
    2,729 PLN
    arrives in Poland
  • 500 GBP =
    2,722 PLN
    Next day
    88.30 PLN less than with Remitly
    Monito Score
    7.7
    Go to MoneyGram
    You pay
    500 GBP
    Payment options
    • Debit card Next day
      0 GBP
    • Credit card Next day
      0 GBP
    Exchange rate
    MoneyGram's exchange rate (1 GBP = 5.4434 PLN) is 1.97% worse than the mid-market exchange rate, adding 9.83 GBP to the total cost of this transfer.
    9.83 GBP
    2,722 PLN
    arrives in Poland
  • 500 GBP =
    2,713 PLN
    2 days
    97.30 PLN less than with Remitly
    Monito Score
    9.1
    Go to TransferGo
    You pay
    500 GBP
    Payment options
    • Credit card 2 days
      0 GBP
    • Debit card 2 days
      0 GBP
    • Bank transfer 2 days
      0 GBP
    Exchange rate
    TransferGo's exchange rate (1 GBP = 5.4254 PLN) is 2.29% worse than the mid-market exchange rate, adding 11.45 GBP to the total cost of this transfer.
    11.45 GBP
    2,713 PLN
    arrives in Poland
  • 500 GBP =
    2,708 PLN
    Next day
    102.35 PLN less than with Remitly
    Monito Score
    ?
    Go to Funcik Show transfer details
    exclamation point
    Not available in English.
    Go to Funcik
    exclamation point
    Funcik is not available in English, but is available in one other language: Polski.
    Your transfer
    You pay
    500 GBP
    Payment options
    • Debit card Next day
      9.95 GBP
    • Debit card In minutes
      14.95 GBP
    Exchange rate
    Funcik's exchange rate (1 GBP = 5.5253 PLN) is 0.49% worse than the mid-market exchange rate, adding 2.41 GBP to the total cost of this transfer.
    2.41 GBP
    2,708 PLN
    arrives in Poland
  • 500 GBP =
    2,659 PLN
    3-5 days
    150.74 PLN less than with Remitly
    Monito Score
    5.4
    Go to PayPal
    You pay
    500 GBP
    Payment options
    • Bank transfer 3-5 days
      2.99 GBP
    • PayPal 3-5 days
      2.99 GBP
    Exchange rate
    PayPal's exchange rate (1 GBP = 5.3505 PLN) is 3.64% worse than the mid-market exchange rate, adding 18.09 GBP to the total cost of this transfer.
    18.09 GBP
    2,659 PLN
    arrives in Poland
  • 500 GBP =
    2,476 PLN
    2 days
    334.34 PLN less than with Remitly
    Monito Score
    ?
    Go to Barclays
    Your transfer
    You pay
    500 GBP
    Payment options
    • Bank transfer 2 days
      28 GBP
    Exchange rate
    Barclays's exchange rate (1 GBP = 5.3955 PLN) is 2.83% worse than the mid-market exchange rate, adding 13.36 GBP to the total cost of this transfer.
    13.36 GBP
    Bank fees
    Because Barclays doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 12.79 GBP, however the exact amount varies from bank to bank.
    12.79 GBP
    2,476 PLN
    arrives in Poland
  • 500 GBP =
    2,248 PLN
    Next day
    562.43 PLN less than with Remitly
    Monito Score
    ?
    Go to HSBC
    Your transfer
    You pay
    500 GBP
    Payment options
    • Bank transfer Next day
      4 GBP
    Exchange rate
    HSBC's exchange rate (1 GBP = 4.5314 PLN) is 18.39% worse than the mid-market exchange rate, adding 91.22 GBP to the total cost of this transfer.
    91.22 GBP
    2,248 PLN
    arrives in Poland
  • 500 GBP =
    2,209 PLN
    3-5 days
    600.67 PLN less than with Remitly
    Monito Score
    ?
    Go to Lloyds
    Your transfer
    You pay
    500 GBP
    Payment options
    • Bank transfer 3-5 days
      9.50 GBP
    Exchange rate
    Lloyds's exchange rate (1 GBP = 4.6490 PLN) is 16.27% worse than the mid-market exchange rate, adding 79.82 GBP to the total cost of this transfer.
    79.82 GBP
    Bank fees
    Because Lloyds doesn't use a local bank account to pay out the transfer, additional fees may be applied by the receiving bank. We estimate an amount of 12.79 GBP, however the exact amount varies from bank to bank.
    12.79 GBP
    2,209 PLN
    arrives in Poland

How to send money from UK to Poland at the best rate?

Monito compares 27 different money transfer providers available to make a transfer from UK to Poland.

To send Pounds sterling to a bank account in Polish zlotys in Poland, the cheapest option is currently Remitly, with zero transfer fees and a competitive GBP-PLN conversion rate (currently at 1 GBP = 5.62 PLN).

In comparison, the total cost of your transfer would be 102.11 GBP (which is roughly -17x more) if you wanted to use Lloyds to make the same transfer.

Two other money transfer solutions that could be interesting for your transfer are Wise and CurrencyFair.

Cash is the more convenient option for you? We also compare 5 providers able to send Polish zlotys in cash in Poland: Remitly is at the moment the most competitive option with zero transfer fees and a competitive GBP-PLN exchange rate (current rate: 1 GBP = 5.62 PLN).

In comparison, the total cost of your transfer would be 23.62 GBP if you chose to use Western Union to make the same transfer.

Two other options to consider include EasySend and Small World.

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from UK to Poland

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from UK to Poland:

recommendation icon

Best Ways to Send Money from UK to Poland

The Cheapest Ways To Transfer Money From the UK to Poland

  1. TransferGo with 1.95% total fees
  2. MoneyGram with 2.01% total fees
  3. Sami Swoi with 2.03% total fees
  4. Easysend with 2.22% total fees
  5. Minutka with 2.33% total fees

Ranked by total fees (incl. exchange rate margin) to send 1,000.00 USD on average in the past 30 days.

How to Send Money to Poland From the UK 

Data from the UK’s Office for National Statistics (ONS) shows there are now around 815,000 Polish citizens living in the UK. This is down from 900,000 in 2019, with many leaving the UK due to Britain’s exit from the European Union (EU). However, Polish citizens remain the largest group of foreigners living in Great Britain. 

Even though Polish migrants may be far away from home, that doesn’t mean they stop thinking about loved ones, how to support them, or how to pay for bills or mortgages back home. So whether you send money to Poland to support your family or friends, or transfer the funds to your own savings account, it’s important to find the right provider for your transfer. 

When it comes to money transfers, there are several options to consider and you’ll no doubt want to keep currency exchange fees as low as possible. Comparing your options carefully and weighing up their pros and cons can save you a lot of money and our experts at Monito are here to help you. By using our comparison tools and reading our handy guides, we can help you find the most convenient way to transfer money to Poland, and the one that best meets your needs. 

You’ll need to consider which option best meets your needs, whether that’s via:

  • Traditional bank transfers;
  • Cash pickups;
  • Online money transfers. 

Read on to find the cheapest, quickest, and safest way to send money to Poland at a favourable GBP-PLN exchange rate

Bank Transfers From the UK to Poland

Let’s start with the traditional approach: a bank transfer. This can often seem like the most convenient option, but it is certainly not the cheapest. If you decide to go down this route, you’ll need your local bank information, including your SWIFT/ BIC Code, IBAN and bank account number.

Your SWIFT code is an international bank code that identifies particular banks worldwide. It is also known as Bank Identifier Code (BIC). A SWIFT code consists of 8 or 11 characters. If you need to check the SWIFT code of a Polish Bank, visit this website. SWIFT delivery usually takes around 24 hours.

While sending money to Poland, remember that you can send it within SEPA, which is the Single European Payments Area. This remains the case even though the UK has left the EU. SEPA allows cross-border Euro transfers that can be described as an equivalent of a local money transfer. 

However, we’d strongly advise considering other transfer options before using a bank transfer. This is simply because banks offer poor exchange rates and high transfer fees. One bank transfer from the UK to Poland might cost you £50.00 (or even more)! 

Avoid banks to make sure you don't get ripped off.

There are much better options for sending money to Poland, which you can find and compare on Monito. 

Sending Very Large Bank Transfers from the UK to Poland

If you need to send a substantial sum of money to Poland – more than £50,000.000 for example – you may be better off using a foreign exchange broker. Brokers offer similar services to standard money transfer and remittance services but can negotiate competitive exchange rates on larger transfers. 

Cash Pickup Transfers from the UK to Poland

If you value personal contact and assistance, you might prefer a cash pickup transfer. With this option, the money is transferred to a physical location that the recipient can collect - usually in a matter of minutes. This form of sending money abroad to Poland is relatively fast and can be a good option if you’re sending money to someone without a bank account.  

We’ve taken a look at the cheapest options below:

Smaller Cash Transfers (<1,000 GBP)

Cheapest service: Small World

Larger Cash Transfers (>10,000 GBP)

Cheapest service: EasySend

Online Money Transfers From the UK to Poland

Would you describe yourself as tech-savvy? Then you could find online money transfers super-handy. The good news is that you could get more pounds to Zlotys by switching to one of the online money transfer providers (WiseAzimoSkrillCurrencyFairTransferGo, or WorldRemit to name a few). 

In the 21st century, an online money transfer is the equivalent of wiring money, but much cheaper and easier. With online money providers, you can send money via your mobile phone, laptop, or tablet with just a few clicks. There's no need to go to a bank or money transfer physical location. They offer much better GBP-PLN exchange rates than banks and low and transparent fees. Compare your options in the list above to find the fastest, best rated, or cheapest option to send money to Poland. 

Make sure to compare all providers before every transfer from the UK to Poland to get the best GBP-PLN exchange rate. 

The Cheapest Way to Send Money to Poland From the UK

Let's start with the most expensive solutions: banks, cash-based money transfers, and e-wallets like Paypal are typically super-expensive options when you factor in all fees (incl. hidden currency exchange rate margin).

The cheapest way to transfer money internationally is to use a specialist money transfer service. They provide much more competitive rates, fees, and commissions than banks or Paypal.

Their fees depend on various factors:

  • Pay-in options: Credit card, bank transfer, cash payment, etc.
  • Amount transferred from the UK to Poland: The cheapest operator will not necessarily be the same for a transfer of £50.00 and a transfer of £1,000.00
  • Transfer speed: Does the money have to be available immediately, or can a beneficiary wait a few days?
  • Pay-out options: Cash or bank deposit 

A dozen other parameters influence the price of sending money to Poland. You should check out Monito’s live comparison tool with almost 20 companies to find the cheapest or fastest one!

Fastest Way To Send Money To Poland From the UK

It comes as no surprise that the speed of your transfer depends on the method you choose to send your money from the UK to Poland. 

Online money transfer providers are typically the fastest option. For example, Skrill, SmallWorld and Azimo all offer transfers that will go to the recipient's account the same day. Wise and CurrencyFair offer transfers that arrive the next business day. 

Alternatively, for cash pickups, SmallWorld offers the quickest service, with funds being available in a matter of minutes. 

When comparing the fastest options, always be sure to also compare the exchange rate to check you’re not getting a poor deal. More information about the fastest way to send money abroad can be found in our guide.

Best-Rated Services

When you compare your money transfer options, you’ll also be able to see each provider’s score out of 10. The Monito score takes into account factors such as trust and credibility, service and quality, fees and exchange rates, and customer satisfaction.

Some of the highest scorers include Wise, TransferGo and Azimo, so you may also want to factor this into your decision. 

Frequently Asked Questions About Sending Money From the UK to Poland

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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