Find the best ways to send money to Poland from UK

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Compare 18 providers for a 500 GBP transfer from UK to Poland

Results updated 6 days ago.

For the most up-to-date and accurate results, start a new search

Compare 16 providers

Sorted by amount received

  • Best deal
    Multilingual Customer Support team
    Pay zero transfer fees and a preferential exchange rate on your first transfer with code MONITOGOPL
    In minutes

    Recipient gets

    • Pay by: Credit card, Debit card, Bank transfer

      2,756 PLN

      2,700 PLN

  • Remitly
    Money-back guarantee
    Preferential fee and/or exchange rate on your first transfer
    Same day

    Recipient gets

    • Pay by: Credit card, Debit card, Direct bank payment

      2,755 PLN

      2,724 PLN

    Next day

    Recipient gets

    • Pay by: Bank transfer

      2,755 PLN

      2,724 PLN

  • XE Money Transfer
    Popular with Monito users
    Preferential exchange rate for new customers
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card, Bank transfer

      2,750 PLN

  • Wise
    Over 120,000 five-star reviews on Trustpilot
    Locked-in exchange rates
    2 days

    Recipient gets

    • Pay by: Bank transfer

      2,749 PLN

    • Pay by: Credit card, Debit card

      2,741 PLN

  • Skrill
    Send money with only an email address
    Next day

    Recipient gets

    • Pay by: Bank transfer

      2,746 PLN

    • Pay by: Debit card, Credit card

      2,733 PLN

    1 to 3 days

    Recipient gets

    • Pay by: Cash

      2,746 PLN

  • Xendpay
    3 days

    Recipient gets

    • Pay by: Bank transfer

      2,744 PLN

    2 days

    Recipient gets

    • Pay by: Credit card, Debit card

      2,692 PLN

  • OrbitRemit
    Same day

    Recipient gets

    • Pay by: Bank transfer

      2,744 PLN

  • Western Union
    Zero fees on your first transfer
    2 days

    Recipient gets

    • Pay by: Bank transfer, Direct bank payment

      2,732 PLN

    • Pay by: Credit card

      2,724 PLN

      2,714 PLN

  • EasySend
    1 to 3 days

    Recipient gets

    • Pay by: Debit card, Credit card, Bank transfer

      2,725 PLN

    Not available in English
    2 days

    Recipient gets

    • Pay by: Debit card

      2,716 PLN

    Next day

    Recipient gets

    • Pay by: Debit card

      2,705 PLN

  • MoneyGram
    Next day

    Recipient gets

    • Pay by: Credit card, Debit card

      2,715 PLN

  • Funcik
    Not available in English
    Next day

    Recipient gets

    • Pay by: Debit card

      2,673 PLN

  • CurrencyFair
    Zero fees on all transfers for 3 months
    2 to 3 days

    Recipient gets

    • Pay by: Bank transfer

      2,661 PLN

      2,651 PLN


  • HSBC
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.
    Next day

    Recipient gets

    • Pay by: Bank transfer

      2,645 PLN

  • PayPal
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.
    Next day

    Recipient gets

    • Pay by: Bank transfer, PayPal

      2,621 PLN

  • RBS
    Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.
    3 to 5 days

    Recipient gets

    • Pay by: Bank transfer

      2,500 PLN



We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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How to send money from UK to Poland at the best rate?

We found 18 different options offering money transfers from UK to Poland.

If you want to transfer Pounds sterling to a bank account in Polish zlotys in Poland, the cheapest provider currently is TransferGo, with zero transfer fees and a competitive GBP-PLN exchange rate (their current rate is 1 GBP = 5.5345 PLN).

In comparison, you would pay a total cost of 48.4 GBP (which is roughly 22x as much) if you were to use RBS to make the same transfer.

Two other options to consider include Remitly and XE Money Transfer.

Cash is the more convenient option for you? No problem, we list several money transfer providers able to send Polish zlotys for cash pick-up in Poland: Remitly is the provider giving you the most Polish zlotys for your money with zero transfer fees and a competitive GBP-PLN conversion rate (currently at 1 GBP = 5.51 PLN).

In comparison, the total cost of your transfer would be 16.5 GBP if you wanted to use Western Union for the very same transaction.

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from UK to Poland

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from UK to Poland:

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Best Ways to Send Money from UK to Poland

Best Rated Providers to Send Money from UK to Poland

How to Send Money to Poland From the UK 

Data from the UK’s Office for National Statistics (ONS) shows there are now around 815,000 Polish citizens living in the UK. This is down from 900,000 in 2019, with many leaving the UK due to Britain’s exit from the European Union (EU). However, Polish citizens remain the largest group of foreigners living in Great Britain. 

Even though Polish migrants may be far away from home, that doesn’t mean they stop thinking about loved ones, how to support them, or how to pay for bills or mortgages back home. So whether you send money to Poland to support your family or friends, or transfer the funds to your own savings account, it’s important to find the right provider for your transfer. 

When it comes to money transfers, there are several options to consider and you’ll no doubt want to keep currency exchange fees as low as possible. Comparing your options carefully and weighing up their pros and cons can save you a lot of money and our experts at Monito are here to help you. By using our comparison tools and reading our handy guides, we can help you find the most convenient way to transfer money to Poland, and the one that best meets your needs. 

You’ll need to consider which option best meets your needs, whether that’s via:

  • Traditional bank transfers;
  • Cash pickups;
  • Online money transfers. 

Read on to find the cheapest, quickest, and safest way to send money to Poland at a favourable GBP-PLN exchange rate.  If you're sending money from the UK to Poland, you'll have two main options. One will be to go through your bank (which we don't recommend because of the high fees). Another option will be to use an international money transfer service.

1 — How to Transfer Money to a Polish Bank Account

Using an online international money transfer service is the fastest and cheapest way to transfer money from the UK to Poland. There are several top online transfer platforms that offer GBP to PLN transfers, including:

In general, money transfer services are the best way to send money abroad not only because they're the cheapest, but also because they're usually the fastest and easiest to use options out there. Find out more about money transfer services here.

2 — Bank Transfers From the UK to Poland

Let’s start with the traditional approach: a bank transfer. This can often seem like the most convenient option, but it is certainly not the cheapest. If you decide to go down this route, you’ll need your local bank information, including your SWIFT/ BIC, IBAN and bank account number.

Your SWIFT code is an international bank code that identifies particular banks worldwide. It is also known as Bank Identifier Code (BIC). A SWIFT code consists of 8 or 11 characters. If you need to check the SWIFT code of a Polish Bank, visit this website. SWIFT delivery usually takes around 24 hours.

While sending money to Poland, remember that you can send it within SEPA, which is the Single European Payments Area. This remains the case even though the UK has left the EU. SEPA allows cross-border Euro transfers that can be described as an equivalent of a local money transfer. 

However, we’d strongly advise considering other transfer options before using a bank transfer. This is simply because banks offer poor exchange rates and high transfer fees. One bank transfer from the UK to Poland might cost you £50.00 (or even more)! 

Avoid banks to make sure you don't get ripped off.

There are much better options for sending money to Poland, which you can find and compare on Monito. 

Using your bank — whether it be HSBC, Barclays, Lloyds, Natwest, or any other — is indeed a reliable option for sending money from your bank account to a bank account in Poland. However, it's very expensive and transfers usually take a long time to arrive (between two and five business days). As we touched on above, this is because bank transfers go over SWIFT, which involves many steps along the way.

In fact, sending money from the UK to Poland with Barclays, for example, can be around 10% more expensive than making the same transfer with a top money transfer service online. It's for this reason that we generally don't recommend banks to get the job done. Learn more about why online platforms are better than banks for international transfers in our in-depth guide.

3 — Google Pay UK to Poland

A lot of people wonder whether or not they can use Google Pay to send money from the UK to Poland. Unfortunately, it's not yet possible to use this method, as Google Pay currently only works for international money transfers in the US.

4 — Cash Transfer From the UK to Poland

A popular way to send money from the UK to Poland is using a cash pickup transfer. While MoneyGram and Western Union are popular services for delivering cash to Poland, digital providers such as Remitly usually offer better deals.

Sending Very Large Bank Transfers from the UK to Poland

If you need to send a substantial sum of money to Poland – more than £50,000.000 for example – you may be better off using a foreign exchange broker. Brokers offer similar services to standard money transfer and remittance services but can negotiate competitive exchange rates on larger transfers. 

Cash Pickup Transfers from the UK to Poland

If you value personal contact and assistance, you might prefer a cash pickup transfer. With this option, the money is transferred to a physical location that the recipient can collect - usually in a matter of minutes. This form of sending money abroad to Poland is relatively fast and can be a good option if you’re sending money to someone without a bank account.  

We’ve taken a look at the cheapest options below:

Cheapest Ways To Transfer Money From the UK to Poland

  1. TransferGo with 1.95% total fees
  2. MoneyGram with 2.01% total fees
  3. Sami Swoi with 2.03% total fees
  4. Easysend with 2.22% total fees
  5. Minutka with 2.33% total fees

Ranked by total fees (incl. exchange rate margin) to send 1,000.00 USD on average in the past 30 days.

Smaller Cash Transfers (<1,000 GBP)

Cheapest service: Small World

Larger Cash Transfers (>10,000 GBP)

Cheapest service: EasySend

Online Money Transfers From the UK to Poland

Would you describe yourself as tech-savvy? Then you could find online money transfers super-handy. The good news is that you could get more pounds to Zlotys by switching to one of the online money transfer providers (WiseSkrillCurrencyFairTransferGo, or WorldRemit to name a few). 

In the 21st century, an online money transfer is the equivalent of wiring money, but much cheaper and easier. With online money providers, you can send money via your mobile phone, laptop, or tablet with just a few clicks. There's no need to go to a bank or money transfer physical location. They offer much better GBP-PLN exchange rates than banks and low and transparent fees. Compare your options in the list above to find the fastest, best rated, or cheapest option to send money to Poland. 

Make sure to compare all providers before every transfer from the UK to Poland to get the best GBP-PLN exchange rate. 

The Cheapest Way to Send Money to Poland From the UK

Let's start with the most expensive solutions: banks, cash-based money transfers, and e-wallets like Paypal are typically super-expensive options when you factor in all fees (incl. hidden currency exchange rate margin).

The cheapest way to transfer money internationally is to use a specialist money transfer service. They provide much more competitive rates, fees, and commissions than banks or Paypal.

Their fees depend on various factors:

  • Pay-in options: Credit card, bank transfer, cash payment, etc.
  • Amount transferred from the UK to Poland: The cheapest operator will not necessarily be the same for a transfer of £50.00 and a transfer of £1,000.00
  • Transfer speed: Does the money have to be available immediately, or can a beneficiary wait a few days?
  • Pay-out options: Cash or bank deposit 

A dozen other parameters influence the price of sending money to Poland. You should check out Monito’s live comparison tool with almost 20 companies to find the cheapest or fastest one!

Fastest Way To Send Money To Poland From the UK

It comes as no surprise that the speed of your transfer depends on the method you choose to send your money from the UK to Poland. 

Online money transfer providers are typically the fastest option. For example, Skrill and Small World both offer transfers that will go to the recipient's account the same day. Wise and CurrencyFair offer transfers that arrive the next business day. 

Alternatively, for cash pickups, Small World offers the quickest service, with funds being available in a matter of minutes. 

When comparing the fastest options, always be sure to also compare the exchange rate to check you’re not getting a poor deal. More information about the fastest way to send money abroad can be found in our guide.

Best-Rated Services

When you compare your money transfer options, you’ll also be able to see each provider’s score out of 10. The Monito score takes into account factors such as trust and credibility, service and quality, fees and exchange rates, and customer satisfaction.

Some of the highest scorers include Wise and TransferGo so you may also want to factor this into your decision. 

Frequently Asked Questions About Sending Money From the UK to Poland

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

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  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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