What's the cheapest way to send money from Italy to the USA?

The cheapest way to send money from Italy to the USA is through an online provider. Among the 19 available, [MoneyGram](https://go.monito.com/moneygram?lng=en) was most often the cheapest provider (in 38.5% of the searches on Monito.com in the past 3 months).

What are the best providers to send money from Italy to the USA?

Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com: [MoneyGram](https://go.monito.com/moneygram?lng=en) (cheapest in 38.5% of the searches) [Paysend](https://go.monito.com/paysend?lng=en) (cheapest in 20.5% of the searches) [Instarem](https://go.monito.com/instarem?lng=en) (cheapest in 10.4% of the searches)

How much does it cost to send money from Italy to the USA?

If you send money with the cheapest available provider, the total cost of a EUR-USD transfer was -0.6% of the transfer amount (including all fees and exchange rates) over the past month. In contrast, the cost of the most expensive option was 9.5%.

What is the cost of making an international transfer from Italy to the USA using my bank?

The average total cost (including hidden exchange rate markup) of making a EUR-USD transfer with banks compared by Monito.com during the past months was 5.5% of the transfer amount. This is -9.6x more expensive than sending money with the cheapest online provider alternative. For a 100 EUR transfer, this represents a saving potential of around 6.1 EUR.

Is Western Union a good option for sending money from Italy to the USA?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Italy to the USA with Western Union* is 0.2% of the amount you send, whereas the cheapest online services have an average cost of -0.6%. [MoneyGram](https://go.monito.com/moneygram?lng=en) is the provider that is most often the cheapest for money transfers to a cash pick-up location in the USA. *Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.

What's the cheapest provider to send money from Italy to a cash pick-up location in the USA?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in the USA was [MoneyGram](https://go.monito.com/moneygram?lng=en), with an average cost of -0.1% of the amount you send (includes fees + exchange rate margin). The average total cost to send to a bank account rather than to a pick-up location during the same period was -0.6%. [MoneyGram](https://go.monito.com/moneygram?lng=en) was the provider most often the cheapest for transfers to bank accounts in the USA.

What is the fastest option to send money from Italy to the USA

The provider that was most often the fastest provider in comparisons of the past 30 days was [MoneyGram](https://go.monito.com/moneygram?lng=en) (average fastest transfer time: In minutes)

The world's best money transfer comparison app

Get the app Continue in your browser

Find low fees instantly with the Monito app

Never Overpay Again

Instant Rate Alerts

Exclusive Deals

Local Insights

★★★★★

5.0

App Store

★★★★★

4.9

Google Play

Scan me!

★★★★★

5.0

App Store

★★★★★

4.9

Google Play

Monito's comparison engine is trusted by 6 million users every year
Monito users have saved nearly $40 million in fees to date!
We only recommend regulated and secure companies.

As featured on

Top Providers For transfers from Italy to the USA

Based on 10,227 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Cheapest
8.5

Cheapest

in 38% of all comparisons
Go to MoneyGram
Top rated
8.6

Top rated

in 100% of all comparisons
Go to TransferGo
Fastest
8.3

Fastest

in 67% of all comparisons
Go to Instarem

Best of 18 providers. Compare all

Best for Transfers to Cash Pickup

Cheapest
8.5

Cheapest

in 46% of all comparisons
Fastest

in 46% of all comparisons
Go to MoneyGram
Top rated
9.1

Top rated

in 92% of all comparisons
Go to Remitly

Best of 5 providers. Compare all

Stay on top of the market

1 EUR = USD Mid-market exchange rate

Get our email alerts

We'll send you the exchange rate, best deal, and other helpful tips.

Compare 13 providers for a 100 EUR transfer from Italy to the USA

Results updated . 27 minutes ago

For the most up-to-date and accurate results, start a new search

Sponsored
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.1
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

8.9
Read the full review
Includes zero transfer fees on all transfers for 3 months Details

Transfer time

Fee & rates

Recipient gets

1 to 6 days

Pay by Bank transfer

Recipient gets

Fee Free

Exchange rate 1.1073

0.68% worse than mid‑market rate

110.73 USD

106.73 USD

You pay

100.00 EUR

Fee

0.00 EUR

3.61 EUR

Exchange rate

1.1073

1 EUR = 1.1073 USD

0.68% worse than mid‑market rate 1.1149

Recipient gets
110.73 USD

106.73 USD

Transferred to a bank account

Details Go to CurrencyFair Go

Compare 9 providers

Sorted by amount received

Report a problem

Best deal
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

2 days

Pay by Credit card

Recipient gets

Fee Free

Exchange rate 1.1310

1.44% better than mid‑market rate

113.10 USD

108.72 USD

You pay

100.00 EUR

Fee

0.00 EUR

0.99 EUR

Exchange rate

1.1310

1.0981

1 EUR = 1.1310 USD

1.44% better than mid‑market rate 1.1149

Recipient gets
113.10 USD

108.72 USD

Transferred to a bank account

Details Go to Western Union Go
8.3
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

6.7
Fees & Exchange Rates

9.3
Customer Satisfaction

8.4
Read the full review
Includes preferential pricing for new users Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 1.1104

0.4% worse than mid‑market rate

111.04 USD

110.57 USD

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

1.1104

1.1057

1 EUR = 1.1104 USD

0.4% worse than mid‑market rate 1.1149

Recipient gets
111.04 USD

110.57 USD

Transferred to a bank account

Details Go to Instarem Go
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.1
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

8.9
Read the full review
Includes zero transfer fees on all transfers for 3 months Details

Transfer time

Fee & rates

Recipient gets

1 to 6 days

Pay by Bank transfer

Recipient gets

Fee Free

Exchange rate 1.1073

0.68% worse than mid‑market rate

110.73 USD

106.73 USD

You pay

100.00 EUR

Fee

0.00 EUR

3.61 EUR

Exchange rate

1.1073

1 EUR = 1.1073 USD

0.68% worse than mid‑market rate 1.1149

Recipient gets
110.73 USD

106.73 USD

Transferred to a bank account

Details Go to CurrencyFair Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Money-back guarantee

Includes preferential fee and/or exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

Same day

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 1.0979

1.53% worse than mid‑market rate

109.79 USD

106.51 USD

You pay

100.00 EUR

Fee

0.00 EUR

2.99 EUR

Exchange rate

1.0979

1 EUR = 1.0979 USD

1.53% worse than mid‑market rate 1.1149

Recipient gets
109.79 USD

106.51 USD

Transferred to a bank account

Details Go to Remitly Go
8.4
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

5.9
Customer Satisfaction

9.5
Read the full review
Popular with Monito users

Transfer time

Fee & rates

Recipient gets

1 to 3 days

Pay by Bank transfer, Debit card, Credit card

Recipient gets

Fee Free

Exchange rate 1.0938

1.89% worse than mid‑market rate

109.38 USD

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

1.0938

1 EUR = 1.0938 USD

1.89% worse than mid‑market rate 1.1149

Recipient gets
109.38 USD

Transferred to a bank account

Details Go to XE Money Transfer Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.8
Service & Quality

8.3
Fees & Exchange Rates

8.2
Customer Satisfaction

9.3
Read the full review
Includes zero transfer fees on your first transfer with code MONITO Details

Transfer time

Fee & rates

Recipient gets

3 days

Pay by Bank transfer

Recipient gets

Fee Free

Exchange rate 1.0896

2.27% worse than mid‑market rate

108.96 USD

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

1.0896

1 EUR = 1.0896 USD

2.27% worse than mid‑market rate 1.1149

Recipient gets
108.96 USD

Transferred to a bank account

Details Go to TransferGo Go
8.8
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

7.6
Customer Satisfaction

9.3
Read the full review
Transfer time

Fee & rates

Recipient gets

3 days

Pay by Debit card, Credit card

Recipient gets

Fee 1.85 EUR

Exchange rate 1.1084

0.58% worse than mid‑market rate

108.79 USD

You pay

100.00 EUR

Fee

1.85 EUR

Exchange rate

1.1084

1 EUR = 1.1084 USD

0.58% worse than mid‑market rate 1.1149

Recipient gets
108.79 USD

Transferred to a bank account

Details Go to Revolut Go
?
Our score

We've not yet reviewed this provider.

Not available in English Details

Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

Transfer time

Fee & rates

Recipient gets

2 to 3 days

Pay by Bank transfer

Recipient gets

Fee 26.94 EUR

Exchange rate 1.1093

0.5% worse than mid‑market rate

81.05 USD

Estimated

You pay

100.00 EUR

Fee

9.00 EUR

Exchange rate

1.1093

1 EUR = 1.1093 USD

0.5% worse than mid‑market rate 1.1149

Recipient gets
81.05 USD

Estimated

Transferred to a bank account

Details
Not recommended
Consistently poor exchange rates, high fees and low customer satisfaction.
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

7.7
Fees & Exchange Rates

8.3
Customer Satisfaction

8.8
Read the full review
Includes zero transfer fees on all transfers with code MONITO Details

Transfer time

Fee & rates

Recipient gets

Next day

Pay by Bank transfer

Recipient gets

Fee 10.94 EUR

Exchange rate 0.9068

18.67% worse than mid‑market rate

80.76 USD

You pay

100.00 EUR

Fee

10.94 EUR

Exchange rate

0.9068

1 EUR = 0.9068 USD

18.67% worse than mid‑market rate 1.1149

Recipient gets
80.76 USD

Transferred to a bank account

Details Go to b-Sharpe Go

Best deal
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Includes preferential fee and/or exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 1.0979

1.53% worse than mid‑market rate

109.79 USD

106.51 USD

You pay

100.00 EUR

Fee

0.00 EUR

2.99 EUR

Exchange rate

1.0979

1 EUR = 1.0979 USD

1.53% worse than mid‑market rate 1.1149

Recipient gets
109.79 USD

106.51 USD

For cash pickup

Details Go to Remitly Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card

Recipient gets

Fee 2.99 EUR

Exchange rate 1.1310

1.44% better than mid‑market rate

109.72 USD

106.69 USD

You pay

100.00 EUR

Fee

2.99 EUR

Exchange rate

1.1310

1.0998

1 EUR = 1.1310 USD

1.44% better than mid‑market rate 1.1149

Recipient gets
109.72 USD

106.69 USD

For cash pickup

Details Go to Western Union Go
8.4
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

5.9
Customer Satisfaction

9.5
Read the full review
Popular with Monito users

Transfer time

Fee & rates

Recipient gets

1 to 3 days

Pay by Debit card, Credit card

Recipient gets

Fee 4.00 EUR

Exchange rate 1.1053

0.86% worse than mid‑market rate

106.11 USD

You pay

100.00 EUR

Fee

4.00 EUR

Exchange rate

1.1053

1 EUR = 1.1053 USD

0.86% worse than mid‑market rate 1.1149

Recipient gets
106.11 USD

For cash pickup

Details Go to XE Money Transfer Go

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to Italy from the USA instead?

Report a problem

25M+ comparisons made

With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
$80M+ in transfer fees saved

By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
200+ providers compared

For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
2,000+ in-depth guides

Far too often, sending money abroad is both pricey and problematic. That's exactly why our team of experts works tirelessly to offer the most in-depth, up-to-date, and helpful consumer advice.

Monito's Recommendations for Sending Money from Italy to the USA

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Italy to the USA:

Best Ways to Send Money from Italy to the USA

The best rated: TransferGo (8.6/10)
The cheapest: MoneyGram and Paysend
The fastest: MoneyGram
The best rated (transfer to cash pickup): Remitly (9.1/10)
The fastest (transfer to a bank account): Instarem
The best rated (transfer to a mobile wallet): XE Money Transfer (8.4/10)

Frequently Asked Questions

What's the cheapest way to send money from Italy to the USA?

The cheapest way to send money from Italy to the USA is through an online provider. Among the 19 available, MoneyGram was most often the cheapest provider (in 38.5% of the searches on Monito.com in the past 3 months).
What are the best providers to send money from Italy to the USA?
Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com:
- MoneyGram (cheapest in 38.5% of the searches)
- Paysend (cheapest in 20.5% of the searches)
- Instarem (cheapest in 10.4% of the searches)
How much does it cost to send money from Italy to the USA?

If you send money with the cheapest available provider, the total cost of a EUR-USD transfer was -0.6% of the transfer amount (including all fees and exchange rates) over the past month.
In contrast, the cost of the most expensive option was 9.5%.
What is the cost of making an international transfer from Italy to the USA using my bank?

The average total cost (including hidden exchange rate markup) of making a EUR-USD transfer with banks compared by Monito.com during the past months was 5.5% of the transfer amount. This is -9.6x more expensive than sending money with the cheapest online provider alternative.
For a 100 EUR transfer, this represents a saving potential of around 6.1 EUR.
Is Western Union a good option for sending money from Italy to the USA?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Italy to the USA with Western Union* is 0.2% of the amount you send, whereas the cheapest online services have an average cost of -0.6%.

MoneyGram is the provider that is most often the cheapest for money transfers to a cash pick-up location in the USA.

*Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.
What's the cheapest provider to send money from Italy to a cash pick-up location in the USA?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in the USA was MoneyGram, with an average cost of -0.1% of the amount you send (includes fees + exchange rate margin).

The average total cost to send to a bank account rather than to a pick-up location during the same period was -0.6%. MoneyGram was the provider most often the cheapest for transfers to bank accounts in the USA.
What is the fastest option to send money from Italy to the USA

The provider that was most often the fastest provider in comparisons of the past 30 days was MoneyGram (average fastest transfer time: In minutes)

About Money Transfers from Italy to the USA

Monito compares 19 providers offering international money transfer services from Italy to the USA. The total cost of the cheapest available option at any given point in the past month was -0.6% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 9.5%.

💸 Number of providers	19
🏆 Cheapest provider (on average)	MoneyGram
💰 Lowest total cost (on average)	-0.6%
💰 Highest total cost (on average)	9.5%
💸 Most transferred amount	100 EUR
⚡ ️Fastest transfer time	In minutes
💳 Pay-in options	Debit card, Bank transfer, Credit card, Mobile wallet
💵 Pay-out options	Bank account, Cash pickup, Mobile wallet, Card, Bank account (via international transfer)
👍 Recommended providers	Remitly, MoneyGram, Paysend, WorldRemit, Revolut, XE Money Transfer, Dahabshiil, Instarem, TransferGo, Currencies Direct, Skrill, Moneycorp, CurrencyFair, OFX, Currency Solutions, b-Sharpe

Best Rated Providers to Send Money from Italy to the USA

9.1

9.0

8.8

8.8

8.6

8.6

Trust & Credibility
9.8
Fees & Exchange Rates
9.0
Customer Satisfaction
7.1

8.6

8.5

8.5

8.5

See Monito's In-Depth Money Transfer Guides

Best Ways To Send Money Internationally

July 16, 2026 - by François Briod

illustration of time to transfer money abroad

Fastest Ways To Send Abroad

August 4, 2026 - by François Briod

Transfer Specialists vs Banks

November 22, 2022 - by Byron Mühlberg

Best Money Transfer Services

November 4, 2026 - by François Briod

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

How can I use Monito to find the best option to send money to the USA?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to the USA, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to the USA.

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Why You Can Trust Us

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.

Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.

Learn more about Monito

15+ million people across the globe trust Monito.
Monito's experts spend hours researching and testing services
Commissions we may receive never impact our independence.

The world's best money transfer comparison app

Find the best ways to send money to the USA from Italy

Top Providers For transfers from Italy to the USA

Best for Transfers to a Bank Account

Best for Transfers to Cash Pickup

Stay on top of the market

Get our email alerts

Compare 13 providers for a 100 EUR transfer from Italy to the USA

Monito's Recommendations for Sending Money from Italy to the USA

Best Ways to Send Money from Italy to the USA

Frequently Asked Questions

About Money Transfers from Italy to the USA

Best Rated Providers to Send Money from Italy to the USA

See Monito's In-Depth Money Transfer Guides

Everyone wins, except expensive solutions

Questions you may have

Mid-market exchange rate

Why You Can Trust Us