What's the best way to transfer money from Japan to the Philippines? 💸

There are plenty of options when it comes to money transfers from Japan to the Philippines . The best way to send money depends on: the amount you send the payment method the delivery method the transfer speed Sounds too complicated? Compare your options on Monito to find the best money transfer from Japan to the Philippines with just a few clicks.

What's the cheapest way to send money from Japan to the Philippines?

A good rule of thumb: ❌ never use your bank to send money from Japan to the Philippines. Banks offer unfavorable conditions for the transaction – high and hidden exchange rate charges. ✅ Check out your options on Monito and find money operators that are less expensive than banks when it comes to transfers from Japan to the Philippines .

Is it possible to send money online from Japan to a cash pick-up location in the Philippines? 💶

Yes, you can send money online from Japan to a cash-pick up location in the Philippines . It's an excellent option when a person you're sending money to, does not have a bank account or wants to receive money fast. WorldRemit cash pick-up transfers are available to collect in 3 minutes. With WorldRemit in the Philippines, you can pick up the money from any branch of: M Lhuillier: there are more than 2,500 M Lhuillier locations all over the Philippines; more than 150 M Lhuillier offices operate 24/7 Cebuana Lhuillier, commonly known as Cebuana: the beneficiary can pick up the money in more than 2,500 branches in almost all 81 Philippine provinces BDO (any branch of the following banks: 1st Valley Bank, Banco de Oro, Banco Lagawe, Banco ng Masa, Bangko Kabayan, Bangko Mabuhay, Bank of Florida, BDO Remit Counters - SM Department Stores, SM Business Services, SM Global Pinoy Centers, Waltermart Malls, Camalig Bank, Cantilan Bank, CARD Bank, First Isabela Cooperative Bank, GM Bank, Guagua Rural Bank, Mt. Carmel Rural Bank, One Network Bank, PENBANK, Quezon Capital Rural Bank, Rang-Ay Bank, RD Pawnshop, Rural Bank of Cauayan, Rural Bank of Central Pangasinan) LBC (any branch of LBC Express, Metrobank, Palawan Express, PS Bank) Palawan Pawnshop: leading pawnshops with more than 2,500 offices in the Philippines Bank of Commerce: more than 100 offices located in ex. Bacolod, Caloocan, Cebu, Iloilo, Makati, Manila, Pasig and many more cities) True Money Philippines: more than 6,600 branches in all provinces in the Philippines.

How to send money from Japan to a bank account at the best rate in the Philippines? 🏦

Banks offer convenient transfer solutions to the Philippines, but this convenience will cost you A LOT of money. With Monito, you can find money transfer operators that offer cheaper and faster transfers from Japan to the Philippines . Here's how to send money from Japan to the Philippines with a money transfer specialist: Compare & find the cheapest money transfer provider on Monito Open an account online or log in (if you have an account) Set-up your transfer and provide the beneficiary's bank details Fund your transfer by wire transfer, debit or credit card Click "send" - your money is on its way from Japan to the Philippines 💸

Find the best ways to send money to the Philippines from Japan

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By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved nearly $40 million in total to date!
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For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
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Far too often, sending money abroad is both pricey and problematic. That's exactly why our team of experts works tirelessly to offer the most in-depth, up-to-date, and helpful consumer advice for your disposal.

Monito's Recommendations for Sending Money from Japan to the Philippines

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Japan to the Philippines:

Best Ways to Send Money from Japan to the Philippines

The cheapest: WorldRemit
The fastest: WorldRemit
The best mobile app: Wise

Best Rated Providers to Send Money from Japan to the Philippines

9.5

Go to Wise

7.8

Read the full review

6.6

Read the full review

FAQ about money transfers from Japan to the Philippines

What's the best way to transfer money from Japan to the Philippines? 💸
There are plenty of options when it comes to money transfers from Japan to the Philippines. The best way to send money depends on:
- the amount you send
- the payment method
- the delivery method
- the transfer speed
Sounds too complicated? Compare your options on Monito to find the best money transfer from Japan to the Philippines with just a few clicks.
What's the cheapest way to send money from Japan to the Philippines?

A good rule of thumb: ❌ never use your bank to send money from Japan to the Philippines. Banks offer unfavorable conditions for the transaction – high and hidden exchange rate charges.
✅ Check out your options on Monito and find money operators that are less expensive than banks when it comes to transfers from Japan to the Philippines.
Is it possible to send money online from Japan to a cash pick-up location in the Philippines? 💶
Yes, you can send money online from Japan to a cash-pick up location in the Philippines. It's an excellent option when a person you're sending money to, does not have a bank account or wants to receive money fast.
WorldRemit cash pick-up transfers are available to collect in 3 minutes. With WorldRemit in the Philippines, you can pick up the money from any branch of:
- M Lhuillier: there are more than 2,500 M Lhuillier locations all over the Philippines; more than 150 M Lhuillier offices operate 24/7
- Cebuana Lhuillier, commonly known as Cebuana: the beneficiary can pick up the money in more than 2,500 branches in almost all 81 Philippine provinces
- BDO (any branch of the following banks: 1st Valley Bank, Banco de Oro, Banco Lagawe, Banco ng Masa, Bangko Kabayan, Bangko Mabuhay, Bank of Florida, BDO Remit Counters - SM Department Stores, SM Business Services, SM Global Pinoy Centers, Waltermart Malls, Camalig Bank, Cantilan Bank, CARD Bank, First Isabela Cooperative Bank, GM Bank, Guagua Rural Bank, Mt. Carmel Rural Bank, One Network Bank, PENBANK, Quezon Capital Rural Bank, Rang-Ay Bank, RD Pawnshop, Rural Bank of Cauayan, Rural Bank of Central Pangasinan)
- LBC (any branch of LBC Express, Metrobank, Palawan Express, PS Bank)
- Palawan Pawnshop: leading pawnshops with more than 2,500 offices in the Philippines
- Bank of Commerce: more than 100 offices located in ex. Bacolod, Caloocan, Cebu, Iloilo, Makati, Manila, Pasig and many more cities)
- True Money Philippines: more than 6,600 branches in all provinces in the Philippines.
How to send money from Japan to a bank account at the best rate in the Philippines? 🏦
Banks offer convenient transfer solutions to the Philippines, but this convenience will cost you A LOT of money.
With Monito, you can find money transfer operators that offer cheaper and faster transfers from Japan to the Philippines.
Here's how to send money from Japan to the Philippines with a money transfer specialist:
1. Compare & find the cheapest money transfer provider on Monito
2. Open an account online or log in (if you have an account)
3. Set-up your transfer and provide the beneficiary's bank details
4. Fund your transfer by wire transfer, debit or credit card
5. Click "send" - your money is on its way from Japan to the Philippines 💸

See Monito's In-Depth Money Transfer Guides

Best Ways To Send Money Internationally

August 12, 2022 - by François Briod

Find the Fastest Way To Send Money Internationally

August 12, 2022 - by François Briod

Transfer Specialists vs Banks

July 8, 2021 - by Byron Mühlberg

The Best Money Transfer Services Ranked By Monito Score

June 7, 2021 - by François Briod

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Questions you may have

How can I use Monito to find the best option to send money to the Philippines?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to the Philippines, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to the Philippines.

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.