What's the best way to transfer money from Japan to the Philippines? 💸

There are plenty of options when it comes to money transfers from Japan to the Philippines. The best way to send money depends on: the amount you send the payment method the delivery method the transfer speed Sounds too complicated? Compare your options on Monito to find the best money transfer from Japan to the Philippines with just a few clicks.

What's the cheapest way to send money from Japan to the Philippines?

A good rule of thumb: ❌ never use your bank to send money from Japan to the Philippines. Banks offer unfavorable conditions for the transaction – high and hidden exchange rate charges. ✅ Check out your options on Monito and find money operators that are less expensive than banks when it comes to transfers from Japan to the Philippines.

Is it possible to send money online from Japan to a cash pick-up location in the Philippines? 💶

Yes, you can send money online from Japan to a cash-pick up location in the Philippines. It's an excellent option when a person you're sending money to, does not have a bank account or wants to receive money fast. WorldRemit cash pick-up transfers are available to collect in 3 minutes. With WorldRemit in the Philippines, you can pick up the money from any branch of: M Lhuillier: there are more than 2,500 M Lhuillier locations all over the Philippines; more than 150 M Lhuillier offices operate 24/7 Cebuana Lhuillier, commonly known as Cebuana: the beneficiary can pick up the money in more than 2,500 branches in almost all 81 Philippine provinces BDO (any branch of the following banks: 1st Valley Bank, Banco de Oro, Banco Lagawe, Banco ng Masa, Bangko Kabayan, Bangko Mabuhay, Bank of Florida, BDO Remit Counters - SM Department Stores, SM Business Services, SM Global Pinoy Centers, Waltermart Malls, Camalig Bank, Cantilan Bank, CARD Bank, First Isabela Cooperative Bank, GM Bank, Guagua Rural Bank, Mt. Carmel Rural Bank, One Network Bank, PENBANK, Quezon Capital Rural Bank, Rang-Ay Bank, RD Pawnshop, Rural Bank of Cauayan, Rural Bank of Central Pangasinan) LBC (any branch of LBC Express, Metrobank, Palawan Express, PS Bank) Palawan Pawnshop: leading pawnshops with more than 2,500 offices in the Philippines Bank of Commerce: more than 100 offices located in ex. Bacolod, Caloocan, Cebu, Iloilo, Makati, Manila, Pasig and many more cities) True Money Philippines: more than 6,600 branches in all provinces in the Philippines.

How to send money from Japan to a bank account at the best rate in the Philippines? 🏦

Banks offer convenient transfer solutions to the Philippines, but this convenience will cost you A LOT of money. With Monito, you can find money transfer operators that offer cheaper and faster transfers from Japan to the Philippines. Here's how to send money from Japan to the Philippines with a money transfer specialist: Compare & find the cheapest money transfer provider on Monito Open an account online or log in (if you have an account) Set-up your transfer and provide the beneficiary's bank details Fund your transfer by wire transfer, debit or credit card Click "send" - your money is on its way from Japan to the Philippines 💸

Find the best ways to send money to the Philippines from Japan

Monito's comparison engine is trusted by 6 million users every year
Monito users have saved nearly $40 million in fees to date!
We only recommend regulated and secure companies.

As featured on

Top Providers For transfers from Japan to the Philippines

Based on 3,513 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Cheapest
9.1

Cheapest

in 87% of all comparisons
Fastest

in 90% of all comparisons
Go to Revolut
Top rated
9.5

Top rated

in 100% of all comparisons
Go to Wise

Best of 4 providers. Compare all

Best for Transfers to Cash Pickup

Top provider
8.0

Cheapest

in 100% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 100% of all comparisons
Go to WorldRemit
Cheapest

in 100% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 100% of all comparisons

Best of 1 provider. Compare all

Stay on top of the market

1 JPY = PHP Mid-market exchange rate

Get our email alerts

We'll send you the exchange rate, best deal, and other helpful tips.

25M+ comparisons made

With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
$80M+ in transfer fees saved

By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
200+ providers compared

For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
2,000+ in-depth guides

Far too often, sending money abroad is both pricey and problematic. That's exactly why our team of experts works tirelessly to offer the most in-depth, up-to-date, and helpful consumer advice.

Monito's Recommendations for Sending Money from Japan to the Philippines

Affiliate disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Japan to the Philippines:

Best Ways to Send Money from Japan to the Philippines

The best rated: Wise (9.5/10)
The cheapest: Revolut
The fastest: Revolut
Best cash pickup network in the Philippines: WorldRemit

About Money Transfers from Japan to the Philippines

Monito compares 4 providers offering international money transfer services from Japan to the Philippines. The total cost of the cheapest available option at any given point in the past month was 0.4% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 21.2%.

💸 Number of providers	4
🏆 Most often cheapest provider	Revolut
💰 Average Lowest Total Cost	0.4%
💰 Highest Total Cost	21.2%
👍 Recommended Providers	Revolut, WorldRemit, Wise
⚡ ️Fastest Transfer Time	In minutes
💳 Pay-in Options	Credit card, Bank transfer, Debit card
💵 Pay-out Options	Mobile wallet, Bank account, Bank account (via international transfer), Cash pickup, Card
💸 Most transferred amount	10000 JPY

FAQ About Money Transfers From Japan to the Philippines

What's the best way to transfer money from Japan to the Philippines? 💸
There are plenty of options when it comes to money transfers from Japan to the Philippines. The best way to send money depends on:
- the amount you send
- the payment method
- the delivery method
- the transfer speed
Sounds too complicated? Compare your options on Monito to find the best money transfer from Japan to the Philippines with just a few clicks.
What's the cheapest way to send money from Japan to the Philippines?

A good rule of thumb: ❌ never use your bank to send money from Japan to the Philippines. Banks offer unfavorable conditions for the transaction – high and hidden exchange rate charges.
✅ Check out your options on Monito and find money operators that are less expensive than banks when it comes to transfers from Japan to the Philippines.
Is it possible to send money online from Japan to a cash pick-up location in the Philippines? 💶
Yes, you can send money online from Japan to a cash-pick up location in the Philippines. It's an excellent option when a person you're sending money to, does not have a bank account or wants to receive money fast.
WorldRemit cash pick-up transfers are available to collect in 3 minutes. With WorldRemit in the Philippines, you can pick up the money from any branch of:
- M Lhuillier: there are more than 2,500 M Lhuillier locations all over the Philippines; more than 150 M Lhuillier offices operate 24/7
- Cebuana Lhuillier, commonly known as Cebuana: the beneficiary can pick up the money in more than 2,500 branches in almost all 81 Philippine provinces
- BDO (any branch of the following banks: 1st Valley Bank, Banco de Oro, Banco Lagawe, Banco ng Masa, Bangko Kabayan, Bangko Mabuhay, Bank of Florida, BDO Remit Counters - SM Department Stores, SM Business Services, SM Global Pinoy Centers, Waltermart Malls, Camalig Bank, Cantilan Bank, CARD Bank, First Isabela Cooperative Bank, GM Bank, Guagua Rural Bank, Mt. Carmel Rural Bank, One Network Bank, PENBANK, Quezon Capital Rural Bank, Rang-Ay Bank, RD Pawnshop, Rural Bank of Cauayan, Rural Bank of Central Pangasinan)
- LBC (any branch of LBC Express, Metrobank, Palawan Express, PS Bank)
- Palawan Pawnshop: leading pawnshops with more than 2,500 offices in the Philippines
- Bank of Commerce: more than 100 offices located in ex. Bacolod, Caloocan, Cebu, Iloilo, Makati, Manila, Pasig and many more cities)
- True Money Philippines: more than 6,600 branches in all provinces in the Philippines.
How to send money from Japan to a bank account at the best rate in the Philippines? 🏦
Banks offer convenient transfer solutions to the Philippines, but this convenience will cost you A LOT of money.
With Monito, you can find money transfer operators that offer cheaper and faster transfers from Japan to the Philippines.
Here's how to send money from Japan to the Philippines with a money transfer specialist:
1. Compare & find the cheapest money transfer provider on Monito
2. Open an account online or log in (if you have an account)
3. Set-up your transfer and provide the beneficiary's bank details
4. Fund your transfer by wire transfer, debit or credit card
5. Click "send" - your money is on its way from Japan to the Philippines 💸

Best Rated Providers to Send Money from Japan to the Philippines

9.5

Go to Wise

9.1

Read the full review

8.0

Read the full review

See Monito's In-Depth Money Transfer Guides

Send money to Gcash from Japan to the Philippines

Sending to GCash from Japan

February 2, 2023 - by Jarrod Suda

Sending Money to GCash in the Philippines

March 10, 2023 - by Jarrod Suda

Send money to Gcash from the United States to the Philippines

GCash USA to Philippines

April 28, 2023 - by Jarrod Suda

How To Send Money From India to Philippines Through GCash

Sending to GCash from India

February 2, 2023 - by Jarrod Suda

Xoom to the Philippines

April 6, 2023 - by Byron Mühlberg

PayPal Philippines to US

February 2, 2023 - by Byron Mühlberg

LBC Remittance Partners

November 17, 2022 - by Byron Mühlberg

Best Ways To Send Money Internationally

August 25, 2023 - by François Briod

Transfer Specialists vs Banks

November 22, 2022 - by Byron Mühlberg

Best Money Transfer Services

August 25, 2023 - by François Briod

Bank Wire Transfer Fees

April 14, 2023 - by Byron Mühlberg

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

How can I use Monito to find the best option to send money to the Philippines?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to the Philippines, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to the Philippines.

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito

Monito is Trusted by 15+ Millions Users across the globe.
Monito's experts spend hours researching and testing services
Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.