Swiss Made

Find the best providers to send money to Switzerland

How to send money to Switzerland

Learn how to transfer money to Switzerland with the lowest fees and best rates in four easy steps

1. Check if the CHF exchange rate is interesting

Converting your money at the right moment can help you save money. We advise our users to subscribe to our smart alerts to stay on top of the CHF mid-market's evolution.

2. Go with the best option by comparing all the available money transfer companies.

Our comparison engine lists many services to make money transfers to Switzerland, such as TransferGo, TransferWise, Western Union, MoneyGram, Currencies Direct. Save money by comparing all your options to find the most competitive option for your transfer.

3. Select the best option based on your criteria

Do you need to make a transfer to Switzerland at the lowest overall cost, with the fastest provider or with the provider with the best ratings?

In addition, you may want to consider the pay-in and pay-out options. Transferring money from your e-banking or via your debit or credit card are the most often available payment options to send money to Switzerland online. To receive the money in Switzerland, select the right option, whether you need the amount in CHF to be sent directly to the recipient's bank account or received in cash (from an agent location).

4. Sign up and start your transfer with the provider of your choice

Go to the money transfer provider's website to sign up - be aware you will often need to provide an ID document and/or a proof of adress - and provide the details of your transaction.

Switzerland is a very international country and there are many reasons why you would need to send money to Switzerland. Whether you are sending money to Switzerland for business or personal matters, it is essential to compare your options before each transaction to find the providers with the best Swiss franc (CHF) exchange rates.

With our independent comparison results, we help international students studying at ETHZ or EPFL find the best providers to transfer money between their home country and Switzerland. We also help expatriates moving to Switzerland for a job in one of the international organisations in Geneva select a better alternative than their bank to transfer their money in the country, or business owners find the right solution to pay contractors or suppliers in Switzerland.

Best rated providers to send money to Switzerland

Which provider to use for transferring money to Switzerland?

As Switzerland is not part of the European Union, it is true that some of the latest money transfer providers don’t have the necessary authorisations to operate in Switzerland yet. While this limits the number of providers you can use to send money from Switzerland, there are plenty of good solutions to choose from.

Most people sending money in CHF in Switzerland transfer the money to a bank account, and many of them still do an international bank transaction for this purpose. While banks often have low (or even zero) fees, they make money by offering you poor exchange rates. By using online money transfer providers that specialize in converting money at the lowest cost possible, you can save a lot of money. Companies like TransferWise, Azimo, CurrencyFair, Xendpay or TransferGo, all offer to send money from almost anywhere in Europe and the US to Switzerland, with bank-beating exchange rates and transparent pricing.

The online services mentioned above are easy-to-use and convenient, but if you plan to make a larger transaction in CHF (say more than 5000 CHF), you may want to use the more personalized services of a foreign exchange broker. Exchange Market, b-Sharpe, Currency Solutions, Currencies Direct, OFX and The FX Firm are our recommendations for Switzerland, and we would be happy to gather the quotes from all these providers for you to help you decide which one to use.

Save money on all occasions when sending money to Switzerland

Send money to friends or family

Send money to your savings account

Transfer your salary

What information do you need to send money to a bank account in Switzerland

IBAN (ex. CH93 0076 2011 6238 5295 7)
The IBAN (International Bank Account Number) is an international norm for identifying bank accounts.

Name of the recipient
The name of the holder of the receiving bank account..

All banks in Switzerland use the IBAN system to facilitate international transactions, meaning that the only information you need to make an international bank transfer to a bank account in Switzerland is the IBAN number of the recipient’s bank account, as well as the name of the recipient.

All the providers and banks we list on our website can send money to any bank in Switzerland. You shouldn’t need the SWIFT/BIC code or even the name of the bank, as long as you have the IBAN.

Major banks in Switzerland

Credit Suisse
Migros Bank
Crédit Agricole Financement
Zürcher Kantonal Bank
Wir Bank
Banque Cantonale de Genève
Banque Cantonale Vaudoise

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