Someone sending money with Western Union at an agent location

Western Union Competitors: Find Better Alternatives Today

Jul 19, 2022
Affiliate disclosure

Western Union is the largest money transfer company in the world, moving more than $300 billions around the world in 2018 in over 200+ territories. While it offer a trusted money transfer services around the world, it doesn't mean that it has no competitors or that no better alternatives exist. In fact, sending money at a Western Union agent is often one of the most expensive way to send money abroad. Here is an example showing why it might be clever to have a look at Western Union's competitors.

As you can see, by comparing all fees (including the hidden currency exchange rate margin) on a comparison website like Monito, you can find competitors to Western Union that are more than 10x cheaper. This is just one example. Fees, exchange rates and comparison can vary depending on the exact amount you need to send abroad, as well as the origin and destination of your transfer.

$1000 transfer to the United Kingdom


Transfer Fee

Exchange Rate Margin

Total Cost

Western Union Agent




Western Union Online




Western Union Competitor




Find alternatives to Western Union for your next transfer:

While it's not possible to say in all circumstance if Western Union or one of its competitors will be the best service for your needs, here is an overview of the best rated money transfer services on Monito that competes with Western Union. We compile dozens of parameters, from a qualitative assesment of the user-friendliness of the digital services to sifting through hundreds of customer reviews to give each money transfer service a Monito Score. You can learn more about how Monito review money transfer services here.

Top Western Union Competitors


Monito Score


Learn More



  • TransferWise is a great option to send money to a bank account internationally with low & transparent fees.

  • Excellent website & apps and customer satisfaction.

  • Bonus: pay like a local with TransferWise's debit card and get paid like a local with TransferWise borderless account

TransferWise Review



  • WorldRemit is a great alternative to Western Union if the recipient needs to receive cash.

  • WorldRemit has a large network of pay-out partners and integration that makes it easy to send money around the globe

  • Customer love WorldRemit's service, particularly its useful mobile apps.

WorldRemit Review



  • OFX is a currency exchange specialist for transferring large amount (e.g. interesting if you need to send more than $50k for example)

  • Transfer your money with peace of mind guided by a dedicated account manager on the phone.

OFX Review



  • Remitly is also a good alternative to Western Union to send money around the globe with a large network of cash-payout locations.

  • The service is extremely easy to use with a simple, user-focused online interface and excellent mobile applications.

Remitly review

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn More About Monito
  • Monito is trusted by 15+ million users across the globe.

  • Monito's experts spend hours researching and testing services so that you don't have to.

  • Our recommendations are always unbiased and independent.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.