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Top Providers For transfers from the USA to Japan

Based on 2,321 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Best of 9 providers. Compare all

Best for Transfers to Cash Pickup

  • Top provider
    Remitly Monito Score 9.3

    Cheapest

    in 100% of all comparisons

    Top rated

    in 100% of all comparisons

    Fastest

    in 100% of all comparisons

    Go to Remitly 

Best of 1 provider. Compare all

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Compare 5 provider for a 1,000 USD transfer from the USA to Japan

Results updated a day ago.

For the most up-to-date and accurate results, start a new search

  • Fastest transfer
    XE Money Transfer
    8.7
    Popular with Monito users

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 157.6615

    0.84% worse than mid‑market rate

    157,662 JPY

Compare 3 providers

Sorted by amount received

  • Best deal
    Remitly
    9.3
    Includes preferential fee and/or exchange rate on your first transfer

    Same day

    Recipient gets

    Fee Free

    Exchange rate 159.0200

    0.01% better than mid‑market rate

    159,020 JPY

    155,962 JPY

  • XE Money Transfer
    8.7
    Popular with Monito users

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 157.6615

    0.84% worse than mid‑market rate

    157,662 JPY

  • Wise
    9.5

    3 days

    Recipient gets

    Fee 8.85 USD

    Exchange rate 158.9648

    0.02% worse than mid‑market rate

    157,558 JPY

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to the USA from Japan instead?

  • 25M+ comparisons made

  • $80M+ in transfer fees saved

  • 200+ providers compared

  • 2,000+ in-depth guides

Monito's Recommendations for Sending Money from the USA to Japan

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Japan:

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Best Ways to Send Money from the USA to Japan

Frequently Asked Questions

About Money Transfers from the USA to Japan

Monito compares 9 providers offering international money transfer services from the USA to Japan. The total cost of the cheapest available option at any given point in the past month was 0.5% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 13.8%.

💸 Number of providers

9

🏆 Cheapest provider (on average)
💰 Lowest total cost (on average)

0.5%

💰 Highest total cost (on average)

13.8%

💸 Most transferred amount

1000 USD

⚡ ️Fastest transfer time

In minutes

💳 Pay-in options

Credit card, Bank transfer, Debit card, Direct bank payment, International bank transfer

💵 Pay-out options

Bank account, Bank account (via international transfer), Cash pickup

👍 Recommended providers

Moneycorp, XE Money Transfer, Remitly, Revolut, Instarem, Xendpay, Wise, Halo Financial, OFX

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How to Open a Bank Account in Japan

If you are moving to Japan, you will need a Japanese bank account and a way to send your US dollars across the Pacific. Read our guide on opening a bank account in Japan as a foreigner to see how in a few simple steps and to find Japanese digital bank options too.

What you will need to open a General Deposit Account (futsū yokin):

1. Residence Card (zairyū card);
2. Hanko or Written Signature;
3. Japanese Telephone Number.

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.