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Find the best ways to send money to Japan from the USA

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Compare 12 results

  • 300 USD =
    33,738 JPY
    Same day
    Preferential fee and/or exchange rate only on your first transfer
    Best deal
    Monito Score
    9.0
    Go to Remitly
    You pay
    300 USD
    Payment options
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    • Credit card Same day
      6.99 USD 0 USD
    • Debit card Same day
      6.99 USD 0 USD
    • Bank transfer 3-5 days
      6.99 USD 0 USD
    Exchange rate
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    Remitly's exchange rate (1 USD = 112.4600 JPY) is 0.80% worse than the mid-market exchange rate, adding 2.40 USD to the total cost of this transfer.
    5.79 USD 2.40 USD
    33,738 JPY
    arrives in Japan
  • 300 USD =
    33,536 JPY
    3-5 days
    202 JPY less than with Remitly
    Monito Score
    9.5
    Go to Wise
    You pay
    300 USD
    Payment options
    • Direct bank payment 3-5 days
      4.02 USD
    • Debit card Next day
      6.90 USD
    • Bank transfer 3-5 days
      7.66 USD
    • Credit card Next day
      14.71 USD
    Exchange rate
    Wise's exchange rate (1 USD = 113.3050 JPY) is 0.06% worse than the mid-market exchange rate, adding 0.17 USD to the total cost of this transfer.
    0.17 USD
    33,536 JPY
    arrives in Japan
  • 300 USD =
    33,313 JPY
    2 days
    425 JPY less than with Remitly
    Monito Score
    8.9
    Go to Paysend
    You pay
    300 USD
    Payment options
    • Debit card 2 days
      0 USD
    Exchange rate
    Paysend's exchange rate (1 USD = 111.0433 JPY) is 2.05% worse than the mid-market exchange rate, adding 6.15 USD to the total cost of this transfer.
    6.15 USD
    33,313 JPY
    arrives in Japan
  • 300 USD =
    33,130 JPY
    In minutes
    Preferential exchange rate
    607.65 JPY less than with Remitly
    Monito Score
    7.8
    Go to XE Money Transfer
    You pay
    300 USD
    Payment options
    • Bank transfer In minutes
      3 USD
    • Debit card In minutes
      3 USD
    • Credit card In minutes
      3 USD
    Exchange rate
    Preferential exchange rate
    Offer valid for XE Money Transfer new customers only
    XE Money Transfer's exchange rate (1 USD = 111.5500 JPY) is 1.60% worse than the mid-market exchange rate, adding 4.76 USD to the total cost of this transfer.
    4.76 USD
    33,130 JPY
    arrives in Japan
  • 300 USD =
    32,393 JPY
    3-5 days
    1,344.72 JPY less than with Remitly
    Monito Score
    5.4
    Go to PayPal
    You pay
    300 USD
    Payment options
    • PayPal 3-5 days
      4.99 USD
    • Bank transfer 3-5 days
      4.99 USD
    Exchange rate
    PayPal's exchange rate (1 USD = 109.8040 JPY) is 3.14% worse than the mid-market exchange rate, adding 9.28 USD to the total cost of this transfer.
    9.28 USD
    32,393 JPY
    arrives in Japan
  • 300 USD =
    32,319 JPY
    2 days
    1,419.01 JPY less than with Remitly
    Monito Score
    6.6
    Go to Xendpay
    You pay
    300 USD
    Payment options
    • Debit card 2 days
      11.76 USD
    • Credit card 2 days
      11.76 USD
    Exchange rate
    Xendpay's exchange rate (1 USD = 112.1255 JPY) is 1.10% worse than the mid-market exchange rate, adding 3.16 USD to the total cost of this transfer.
    3.16 USD
    32,319 JPY
    arrives in Japan
  • 300 USD =
    31,604 JPY
    2 days
    2,134.25 JPY less than with Remitly
    Monito Score
    6.4
    Go to Xoom
    You pay
    300 USD
    Payment options
    • Bank transfer 2 days
      9.99 USD
    • Credit card 2 days
      20 USD
    • Debit card 2 days
      20 USD
    Exchange rate
    Xoom's exchange rate (1 USD = 108.9747 JPY) is 3.88% worse than the mid-market exchange rate, adding 11.24 USD to the total cost of this transfer.
    11.24 USD
    31,604 JPY
    arrives in Japan

How to send money from the USA to Japan at the best rate?

Monito compares 10 different money transfer providers offering money transfers to Japan from the USA.

If you would like the recipient of your transfer to receive Japanese yens in her bank account in Japan, then the cheapest provider at the moment is Remitly, with no transfer fees and a good USD-JPY exchange rate (currently at 1 USD = 113.305 JPY).

In comparison, the total cost would be 22.01 USD (which is approximately 9x more) if you were to use OFX for the very same transaction.

For sending money to Japan, it might be interesting to also check out two other competitive providers: Wise and Paysend.

If the recipient of the transfer wants to receive Japanese yens in cash where they live in Japan, then MoneyGram is currently the cheapest provider with 4.99 USD for the transfer fees and a very competitive USD-JPY exchange rate (their current exchange rate is 1 USD = 111.5933 JPY).

The total cost of your transfer to a cash pick-up location in Japan with MoneyGram is 9.61 USD, in comparison the total cost of your transfer would be 21.23 USD if you were to use Xoom to make the same transaction.

This recommendation was updated a few minutes ago.

Last Updated 20 hours ago - Source XE.com
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Monito's Recommendations for Sending Money from the USA to Japan

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Japan:

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Best Ways to Send Money from the USA to Japan

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

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Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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