Find the best ways to send money to Japan from the USA

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Compare 6 providers for a 300 USD transfer from the USA to Japan

Results updated 17 days ago.

For the most up-to-date and accurate results, start a new search

  • Fastest transfer
    XE Money Transfer
    Popular with Monito users
    Preferential exchange rate for new customers
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card, Bank transfer

      39,453 JPY

      39,023 JPY

Compare 4 providers

Sorted by amount received

  • Best deal
    Money-back guarantee
    Preferential fee and/or exchange rate on your first transfer
    Same day

    Recipient gets

    • Pay by: Credit card, Debit card

      39,516 JPY

      38,118 JPY

    4 to 6 days

    Recipient gets

    • Pay by: Bank transfer

      39,516 JPY

      38,118 JPY

  • XE Money Transfer
    Popular with Monito users
    Preferential exchange rate for new customers
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card, Bank transfer

      39,453 JPY

      39,023 JPY

  • Wise
    Over 120,000 five-star reviews on Trustpilot
    Locked-in exchange rates
    4 days

    Recipient gets

    • Pay by: Direct bank payment

      39,308 JPY

    • Pay by: Debit card

      38,893 JPY

    • Pay by: Bank transfer

      38,824 JPY

    • Pay by: Credit card

      37,828 JPY

  • Xendpay
    2 days

    Recipient gets

    • Pay by: Credit card, Debit card

      38,136 JPY

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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How to send money from the USA to Japan at the best rate?

Our comparison engine found 6 providers available to make a transfer to Japan from the USA.

If you want to transfer US dollars to a bank account in Japanese yens in Japan, Remitly currently offer the best deal you can get with no transfer fees and a good USD-JPY conversion rate (current rate: 1 USD = 132.8063 JPY).

Adding the fees and exchange rate margin, the total cost with Remitly is 2.6 USD, in comparison the total cost of your transfer would be 12.98 USD (which is roughly 5x more) if you wanted to use Xendpay for the very same transaction.

If your recipient wants to get Japanese yens in cash where they live in Japan, then the most competitive option currently is MoneyGram, with 4.99 USD for the transfer fees and a competitive USD-JPY exchange rate (current rate: 1 USD = 131.6167 JPY).

This recommendation was updated a few minutes ago.

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The Best Ways to Send Money to Japan from the US

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Japan:

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Best Ways to Send Money from the USA to Japan

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How to Open a Bank Account in Japan

If you are moving to Japan, you will need a Japanese bank account and a way to send your US dollars across the Pacific. Read our guide on opening a bank account in Japan as a foreigner to see how in a few simple steps and to find Japanese digital bank options too.

What you will need to open a General Deposit Account (futsū yokin):

1. Residence Card (zairyū card);
2. Hanko or Written Signature;
3. Japanese Telephone Number.

See Monito's In-Depth Money Transfer Guides

How To Open a Bank Account in Japan as a Foreigner
January 27, 2022 - by Jarrod Suda
Using ATMs in Japan: Your Guide to Fees, Cards & Getting Cash
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Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

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Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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