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Find the best ways to send money to Japan from the USA
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Top Providers For transfers from the USA to Japan
Based on 3,502 comparisons made by Monito users in the past 3 months.
Compare live resultsBest for Transfers to a Bank Account
Cheapest
Top rated
FastestBest of 10 providers. Compare all
Best for Transfers to Cash Pickup
Best of 6 providers. Compare all
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Compare 10 providers for a 300 USD transfer from the USA to Japan
For the most up-to-date and accurate results, start a new search
Compare 5 providers
Sorted by amount received
- Best deal
![XE Money Transfer]()
8.4Our score
Popular with Monito users1 to 3 days
Pay by Bank transfer
Recipient gets
Fee Free
Exchange rate 158.7050
0.02% worse than mid‑market rate
47,612 JPY
Details Go to XE Money Transfer Go -
![Remitly]()
9.1Our score
Money-back guaranteeIncludes preferential fee and/or exchange rate on your first transfer DetailsSame day
Pay by Debit card
Recipient gets
Fee Free
Exchange rate 156.4200
1.46% worse than mid‑market rate
46,926 JPY
45,378 JPY
Details Go to Remitly Go -
![Western Union]()
8.6Our score
Over 10 million online customersIncludes zero transfer fees and/or preferential exchange rate on your first transfer Details4 days
Pay by Debit card
Recipient gets
Fee Free
Exchange rate 155.3300
2.15% worse than mid‑market rate
46,599 JPY
46,135 JPY
Details Go to Western Union Go -
![Xoom]()
6.4Our score
2 days
Pay by Bank transfer
Recipient gets
Fee 9.99 USD
Exchange rate 152.2770
4.07% worse than mid‑market rate
44,162 JPY
Details Go to Xoom Go -
![Revolut]()
8.8Our score
Revolut is not a bank. Banking services provided by Lead Bank, Member FDIC. Details1 to 2 days
Pay by Bank transfer
Recipient gets
Fee 48.00 USD
Exchange rate 158.1659
0.36% worse than mid‑market rate
39,858 JPY
Estimated
Details Go to Revolut Go
We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.
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Monito's Recommendations for Sending Money from the USA to Japan
Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Japan:
Best Ways to Send Money from the USA to Japan
- The best rated: Wise (9/10)
- The cheapest: OFX
- The fastest: MoneyGram
- The best rated (transfer to cash pickup): Remitly (9.1/10)
- The fastest (transfer to a bank account): XE Money Transfer
Frequently Asked Questions
About Money Transfers from the USA to Japan
Monito compares 12 providers offering international money transfer services from the USA to Japan. The total cost of the cheapest available option at any given point in the past month was 0.4% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 13.1%.
| 💸 Number of providers | 12 |
|---|---|
| 🏆 Cheapest provider (on average) | |
| 💰 Lowest total cost (on average) | 0.4% |
| 💰 Highest total cost (on average) | 13.1% |
| 💸 Most transferred amount | 300 USD |
| ⚡ ️Fastest transfer time | In minutes |
| 💳 Pay-in options | Bank transfer, Debit card, Credit card, Cash, International bank transfer |
| 💵 Pay-out options | Cash pickup, Bank account, Card, Mobile wallet, Bank account (via international transfer), Cash delivery, payout.BILL, Airtime top-up |
| 👍 Recommended providers | Remitly, MoneyGram, Paysend, Ria, Revolut, XE Money Transfer, Xoom, Wise, Moneycorp, OFX, Currency Solutions |
How to Open a Bank Account in Japan
If you are moving to Japan, you will need a Japanese bank account and a way to send your US dollars across the Pacific. Read our guide on opening a bank account in Japan as a foreigner to see how in a few simple steps and to find Japanese digital bank options too.
What you will need to open a General Deposit Account (futsū yokin):
1. Residence Card (zairyū card);
2. Hanko or Written Signature;
3. Japanese Telephone Number.
Best Rated Providers to Send Money from the USA to Japan
See Monito's In-Depth Money Transfer Guides
Everyone wins, except expensive solutions
With our model, the only losers are the expensive banks or providers you’ll stop using!
To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.
We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.
We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.
You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.
Questions you may have
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Mid-market exchange rate
To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.
Why You Can Trust Us
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.
Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.
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