Find the best ways to send money to Ghana from the USA

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Compare 6 providers for a 100 USD transfer from the USA to Ghana

Results updated 4 days ago.

For the most up-to-date and accurate results, start a new search

  • Sponsored
    Over 4 million users
    Zero fees on your first 4 transfers with code 4FREEMONITO
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card

      809.63 GHS

      793.51 GHS

Compare 4 providers

Sorted by amount received

  • Best deal
    3 to 5 days

    Recipient gets

    • Pay by: Direct bank payment

      935.00 GHS

    In minutes

    Recipient gets

    • Pay by: Debit card

      840.00 GHS

    • Pay by: Credit card

      814.80 GHS

  • Remitly
    Money-back guarantee
    Preferential fee and/or exchange rate on your first transfer
    In minutes

    Recipient gets

    • Pay by: Credit card, Debit card

      877.00 GHS

      835.00 GHS

    3 to 5 days

    Recipient gets

    • Pay by: Bank transfer

      877.00 GHS

      835.00 GHS

  • Wise
    Over 120,000 five-star reviews on Trustpilot
    Locked-in exchange rates
    Next day

    Recipient gets

    • Pay by: Direct bank payment

      876.50 GHS

    2 days

    Recipient gets

    • Pay by: Bank transfer

      846.88 GHS

  • WorldRemit
    Over 4 million users
    Zero fees on your first 4 transfers with code 4FREEMONITO
    In minutes

    Recipient gets

    • Pay by: Debit card, Credit card

      809.63 GHS

      793.51 GHS

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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How to send money from the USA to Ghana at the best rate?

Monito compares 6 money transfer providers available to make a transfer from the USA to Ghana.

If you need the recipient to receive Ghanaian cedi in her bank account in Ghana, then the most competitive option is currently MoneyGram, with no transfer fees and a good USD-GHS conversion rate (current rate: 1 USD = 9.35 GHS).

In comparison, the total cost of your transfer would be 11.96 USD (which is roughly -2x more expensive) if you selected to use Xendpay to make the same transfer.

Two other competitive providers are worth considering: Remitly and Wise.

You prefer the money to arrive in cash? We also compare several money transfer providers able to send Ghanaian cedi for cash pick-up in Ghana: Remitly currently offers the best deal you can get with no transfer fees and a very competitive USD-GHS conversion rate (their current rate is 1 USD = 8.77 GHS).

In comparison, the total cost of your transfer would be 13.66 USD if you wanted to use MoneyGram to make the same transfer to a cash pick-up location.

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from the USA to Ghana

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Ghana:

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Best Ways to Send Money from the USA to Ghana

The Best Payment Method to Transfer Money From the US to Ghana

  1. Via a bank transfer with Wise
  2. By debit card with MoneyGram
  3. By credit card with MoneyGram
  4. Via direct ACH bank payment with Wise
  5. In cash at a location with Remitly

The Best Ways To Receive Money In Ghana From the US

  1. Via a bank deposit with Wise
  2. Via mobile wallet with Remitly
  3. Via cash pick-up with Remitly

How To Send Money to Ghana From the US Online

  1. Compare money transfer services on Monito’s real-time comparison engine
  2. Open an account online
  3. Set up your transfer using your beneficiary's bank details in Ghana
  4. Fund your transfer by UPI transfer, debit or credit card
  5. Click 'Send' and — voilà! Your money is on its way 💸

FAQ about money transfers from the US to Ghana

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.