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Find the best ways to send money to Ghana from the USA

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Top Providers For transfers from the USA to Ghana

Based on 6,903 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Best of 5 providers. Compare all

Best for Transfers to Cash Pickup

  • Top provider
    Remitly Monito Score 9.3

    Cheapest

    in 100% of all comparisons

    Top rated

    in 100% of all comparisons

    Fastest

    in 100% of all comparisons

    Go to Remitly 

Best of 2 providers. Compare all

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Compare 6 providers for a 100 USD transfer from the USA to Ghana

Results updated 18 hours ago.

For the most up-to-date and accurate results, start a new search

  • Cheapest for frequent transfers
    XE Money Transfer
    8.7
    Popular with Monito users
    Send to Airteltigo, Vodafone, Airtel Money, and Tigo

    In minutes

    Recipient gets

    Fee 1.00 USD

    Exchange rate 15.3620

    0.74% worse than mid‑market rate

    1,521 GHS

Compare 4 providers

Sorted by amount received

  • Best deal
    Remitly
    9.3
    Includes preferential fee and/or exchange rate on your first transfer
    Send to MTN Mobile Money, Vodafone, Airtel Money, Zeepay, and Tigo

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 15.7700

    1.9% better than mid‑market rate

    1,577 GHS

    1,508 GHS

  • Western Union
    9.0
    Includes zero transfer fees and/or preferential exchange rate on your first transfer
    Send to Airteltigo, MTN Mobile Money, Vodafone, and Airtel Money

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 15.5792

    0.66% better than mid‑market rate

    1,558 GHS

    1,491 GHS

  • XE Money Transfer
    8.7
    Popular with Monito users
    Send to Airteltigo, Vodafone, Airtel Money, and Tigo

    In minutes

    Recipient gets

    Fee 1.00 USD

    Exchange rate 15.3620

    0.74% worse than mid‑market rate

    1,521 GHS

  • WorldRemit
    8.3
    Over 4 million users
    Includes preferential exchange rate for new customers
    Send to TransferZero, MTN Mobile Money, Vodafone, Airtel Money, and Tigo

    In minutes

    Recipient gets

    Fee Free

    Exchange rate 14.8959

    3.75% worse than mid‑market rate

    1,490 GHS

    1,475 GHS

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to the USA from Ghana instead?

  • 25M+ comparisons made

  • $80M+ in transfer fees saved

  • 200+ providers compared

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Monito's Recommendations for Sending Money from the USA to Ghana

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Ghana:

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Best Ways to Send Money from the USA to Ghana

About Money Transfers from the USA to Ghana

Monito compares 7 providers offering international money transfer services from the USA to Ghana. The total cost of the cheapest available option at any given point in the past month was 0.1% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 14.1%.

💸 Number of providers

7

🏆 Most often cheapest provider
💰 Average Lowest Total Cost

0.1%

💰 Highest Total Cost

14.1%

👍 Recommended Providers

Remitly, Xendpay, WorldRemit, Instarem, Revolut, Paysend, Wise

⚡ ️Fastest Transfer Time

In minutes

💳 Pay-in Options

Credit card, Debit card, Bank transfer, Direct bank payment

💵 Pay-out Options

Bank account, Card, Mobile wallet, Cash pickup

💸 Most transferred amount

100 USD

FAQ About Money Transfers From the US to Ghana

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Why You Can Trust Us

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.

Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.

Learn more about Monito
  • 15+ million people across the globe trust Monito.

  • Monito's experts spend hours researching and testing services

  • Commissions we may receive never impact our independence.

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Affiliate Disclosure
Instead of banner ads and paywalls, Monito makes money through affiliate links to the various payment service providers featured on our website. While we work hard to scout the market for the best deals, we're unable to consider every possible product available to you. Our extensive range of trusted affiliate partners enables us to make detailed, unbiased, and solution-driven recommendations for all types of consumer questions and problems. This allows us to match our users with the right providers to suit their needs and, in doing so, match our providers with new customers, creating a win-win for everybody involved. However, while some links on Monito may indeed earn us a commission, this fact never impacts the independence and integrity of our opinions, recommendations, and evaluations.