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Find the best ways to send money to Ghana from the USA

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Compare 19 results

  • 100 USD =
    623 GHS
    In minutes
    Preferential fee and/or exchange rate only on your first transfer
    Best deal
    Monito Score
    9.0
    Go to Remitly
    You pay
    100 USD
    Payment options
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    • Credit card In minutes
      0 USD
    • Debit card In minutes
      0 USD
    • Bank transfer 3-5 days
      0 USD
    Exchange rate
    Preferential fee and/or exchange rate only on your first transfer
    Offer valid for Remitly new customers only.
    Remitly's exchange rate (1 USD = 6.2300 GHS) is 1.58% better than the mid-market exchange rate, subtracting -1.58 USD from the total cost of this transfer.
    2.66 USD -1.58 USD
    623 GHS
    arrives in Ghana
  • 100 USD =
    611.37 GHS
    Same day
    11.63 GHS less than with Remitly
    Monito Score
    8.1
    Go to Small World
    You pay
    100 USD
    Payment options
    • Bank transfer Same day
      0 USD
    • Debit card Same day
      0 USD
    • Credit card Same day
      0 USD
    Exchange rate
    Small World's exchange rate (1 USD = 6.1137 GHS) is 0.32% worse than the mid-market exchange rate, adding 0.32 USD to the total cost of this transfer.
    0.32 USD
    611.37 GHS
    arrives in Ghana
  • 100 USD =
    593.28 GHS
    In minutes
    29.72 GHS less than with Remitly
    Monito Score
    7.7
    Go to MoneyGram
    You pay
    100 USD
    Payment options
    • Debit card In minutes
      0 USD
    • Direct bank payment 3-5 days
      0 USD
    • Credit card In minutes
      3 USD
    Exchange rate
    MoneyGram's exchange rate (1 USD = 5.9328 GHS) is 3.27% worse than the mid-market exchange rate, adding 3.27 USD to the total cost of this transfer.
    3.27 USD
    593.28 GHS
    arrives in Ghana
  • 100 USD =
    592.86 GHS
    2 days
    30.14 GHS less than with Remitly
    Monito Score
    9.5
    Go to Wise
    You pay
    100 USD
    Payment options
    • Direct bank payment 2 days
      2.65 USD
    • Bank transfer 3-5 days
      6.60 USD
    Exchange rate
    Wise's exchange rate (1 USD = 6.0900 GHS) is 0.71% worse than the mid-market exchange rate, adding 0.69 USD to the total cost of this transfer.
    0.69 USD
    592.86 GHS
    arrives in Ghana
  • 100 USD =
    583.18 GHS
    In minutes
    39.82 GHS less than with Remitly
    Monito Score
    7.8
    Go to WorldRemit
    You pay
    100 USD
    Payment options
    • Credit card In minutes
      0 USD
    • Debit card In minutes
      0 USD
    • Direct bank payment 3-5 days
      0 USD
    Exchange rate
    WorldRemit's exchange rate (1 USD = 5.8318 GHS) is 4.92% worse than the mid-market exchange rate, adding 4.92 USD to the total cost of this transfer.
    4.92 USD
    583.18 GHS
    arrives in Ghana
  • 100 USD =
    577.25 GHS
    2 days
    45.75 GHS less than with Remitly
    Monito Score
    8.9
    Go to Paysend
    You pay
    100 USD
    Payment options
    • Debit card 2 days
      2 USD
    Exchange rate
    Paysend's exchange rate (1 USD = 5.8903 GHS) is 3.96% worse than the mid-market exchange rate, adding 3.88 USD to the total cost of this transfer.
    3.88 USD
    577.25 GHS
    arrives in Ghana

How to send money from the USA to Ghana at the best rate?

Our comparison engine found 11 different options to send money from the USA to Ghana.

If you want to transfer US dollars to a bank account in Ghanaian cedi in Ghana, the cheapest provider at the moment is Remitly, with zero transfer fees and a competitive USD-GHS exchange rate (their current exchange rate is 1 USD = 6.23 GHS).

Adding the fees and exchange rate margin, the total cost with Remitly is -1.58 USD, in comparison the total cost would be 12.7 USD (approximately -8x more) if you selected to use Xendpay for the very same transaction.

For transferring money to Ghana, you should also consider two other alternatives to Remitly: Small World and Wise.

The recipient of your transfer doesn't have a bank account? No problem, we compare 4 money transfer companies able to send Ghanaian cedi for cash pick-up in Ghana: the most competitive option currently is Remitly, with no transfer fees and a very competitive USD-GHS exchange rate (current rate: 1 USD = 6.23 GHS).

In comparison, you would pay a total cost of 8.1 USD if you were to use MoneyGram to make the same transfer with cash pick-up as the pay-out option.

This recommendation was updated a few minutes ago.

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Monito's Recommendations for Sending Money from the USA to Ghana

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from the USA to Ghana:

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Best Ways to Send Money from the USA to Ghana

The Best Payment Method to Transfer Money From the US to Ghana

  1. Via a bank transfer with Wise
  2. By debit card with MoneyGram
  3. By credit card with MoneyGram
  4. Via direct ACH bank payment with Wise
  5. In cash at a location with Remitly

The Best Ways To Receive Money In Ghana From the US

  1. Via a bank deposit with Wise
  2. Via mobile wallet with Remitly
  3. Via cash pick-up with Remitly

How To Send Money to Ghana From the US Online

  1. Compare money transfer services on Monito’s real-time comparison engine
  2. Open an account online
  3. Set up your transfer using your beneficiary's bank details in Ghana
  4. Fund your transfer by UPI transfer, debit or credit card
  5. Click 'Send' and — voilà! Your money is on its way 💸

FAQ about money transfers from the US to Ghana

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

  • Monito's experts spend hours researching and testing services

  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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