What's the cheapest way to send money from Singapore to Japan?

The cheapest way to send money from Singapore to Japan is through an online provider. Among the 10 available, [Western Union](https://go.monito.com/western-union?lng=en) was most often the cheapest provider (in 99.0% of the searches on Monito.com in the past 3 months).

How much does it cost to send money from Singapore to Japan?

If you send money with the cheapest available provider, the total cost of a SGD-JPY transfer was -0.1% of the transfer amount (including all fees and exchange rates) over the past month. In contrast, the cost of the most expensive option was 12.3%.

What is the cost of making an international transfer from Singapore to Japan using my bank?

The average total cost (including hidden exchange rate markup) of making a SGD-JPY transfer with banks compared by Monito.com during the past months was 8.3% of the transfer amount. This is -105.4x more expensive than sending money with the cheapest online provider alternative. For a 1000 SGD transfer, this represents a saving potential of around 83.4 SGD.

Is Western Union a good option for sending money from Singapore to Japan?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Singapore to Japan with Western Union* is -0.1% of the amount you send, whereas the cheapest online services have an average cost of -0.1%. [Western Union](https://go.monito.com/western-union?lng=en) is the provider that is most often the cheapest for money transfers to a cash pick-up location in Japan. *Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.

What's the cheapest provider to send money from Singapore to a cash pick-up location in Japan?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Japan was [Western Union](https://go.monito.com/western-union?lng=en), with an average cost of 3.3% of the amount you send (includes fees + exchange rate margin). The average total cost to send to a bank account rather than to a pick-up location during the same period was -0.1%. [Western Union](https://go.monito.com/western-union?lng=en) was the provider most often the cheapest for transfers to bank accounts in Japan.

What is the fastest option to send money from Singapore to Japan

The provider that was most often the fastest provider in comparisons of the past 30 days was [Wise](https://go.monito.com/wise?lng=en) (average fastest transfer time: In minutes)

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As featured on

Top Providers For transfers from Singapore to Japan

Based on 1,458 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Cheapest
8.6

Cheapest

in 99% of all comparisons
Go to Western Union
Top rated
9.0

Top rated

in 100% of all comparisons
Fastest

in 58% of all comparisons
Go to Wise

Best of 9 providers. Compare all

Best for Transfers to Cash Pickup

Cheapest
8.6

Cheapest

in 72% of all comparisons
Fastest

in 72% of all comparisons
Go to Western Union
Top rated
9.1

Top rated

in 77% of all comparisons
Go to Remitly

Best of 3 providers. Compare all

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1 SGD = JPY Mid-market exchange rate

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Compare 9 providers for a 1,000 SGD transfer from Singapore to Japan

Results updated . 2 days ago

For the most up-to-date and accurate results, start a new search

Compare 4 providers

Sorted by amount received

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Best deal
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes special offers

Transfer time

Fee & rates

Recipient gets

3 days

Pay by Bank transfer

Recipient gets

Fee Free

Exchange rate 123.4299

0.24% better than mid‑market rate

123,430 JPY

119,871 JPY

You pay

1,000.00 SGD

Fee

0.00 SGD

5.00 SGD

Exchange rate

123.4299

120.4735

1 SGD = 123.4299 JPY

0.24% better than mid‑market rate 123.1401

Recipient gets
123,430 JPY

119,871 JPY

Transferred to a bank account

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Details Go to Western Union Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Money-back guarantee

Includes preferential fee and/or exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

Same day

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 118.2300

3.99% worse than mid‑market rate

118,230 JPY

117,285 JPY

You pay

1,000.00 SGD

Fee

0.00 SGD

7.99 SGD

Exchange rate

118.2300

1 SGD = 118.2300 JPY

3.99% worse than mid‑market rate 123.1401

Recipient gets
118,230 JPY

117,285 JPY

Transferred to a bank account

Details Go to Remitly Go
9.2
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.3
Service & Quality

8.2
Fees & Exchange Rates

10
Read the full review
Singapore-based company

Includes zero transfer fees on your first 2 transfers with code WELCOME3K Details

Transfer time

Fee & rates

Recipient gets

Next day

Pay by Bank transfer

Recipient gets

Fee 76.00 SGD

Exchange rate 122.9310

0.17% worse than mid‑market rate

113,588 JPY

You pay

1,000.00 SGD

Fee

76.00 SGD

Exchange rate

122.9310

1 SGD = 122.9310 JPY

0.17% worse than mid‑market rate 123.1401

Recipient gets
113,588 JPY

Transferred to a bank account

Details Go to SingX Go
?
Our score

We've not yet reviewed this provider.

Not recommended Consistently poor exchange rates, high fees and low customer satisfaction.

Transfer time

Fee & rates

Recipient gets

3 to 5 days

Pay by Bank transfer

Recipient gets

Fee 90.91 SGD

Exchange rate 120.5982

2.06% worse than mid‑market rate

109,635 JPY

Estimated

You pay

1,000.00 SGD

Fee

30.00 SGD

Exchange rate

120.5982

1 SGD = 120.5982 JPY

2.06% worse than mid‑market rate 123.1401

Recipient gets
109,635 JPY

Estimated

Transferred to a bank account

Details
Not recommended
Consistently poor exchange rates, high fees and low customer satisfaction.

Best deal
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Includes special offers

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Bank transfer

Recipient gets

Fee Free

Exchange rate 120.2518

2.35% worse than mid‑market rate

120,252 JPY

119,650 JPY

You pay

1,000.00 SGD

Fee

0.00 SGD

5.00 SGD

Exchange rate

120.2518

1 SGD = 120.2518 JPY

2.35% worse than mid‑market rate 123.1401

Recipient gets
120,252 JPY

119,650 JPY

For cash pickup

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Details Go to Western Union Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Includes preferential fee and/or exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 118.2300

3.99% worse than mid‑market rate

118,230 JPY

117,285 JPY

You pay

1,000.00 SGD

Fee

0.00 SGD

7.99 SGD

Exchange rate

118.2300

1 SGD = 118.2300 JPY

3.99% worse than mid‑market rate 123.1401

Recipient gets
118,230 JPY

117,285 JPY

For cash pickup

Details Go to Remitly Go
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card

Recipient gets

Fee 3.00 SGD

Exchange rate 115.6375

6.09% worse than mid‑market rate

115,291 JPY

You pay

1,000.00 SGD

Fee

3.00 SGD

Exchange rate

115.6375

1 SGD = 115.6375 JPY

6.09% worse than mid‑market rate 123.1401

Recipient gets
115,291 JPY

For cash pickup

Details Go to MoneyGram Go

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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25M+ comparisons made

With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
$80M+ in transfer fees saved

By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
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For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
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Monito's Recommendations for Sending Money from Singapore to Japan

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Singapore to Japan:

Best Ways to Send Money from Singapore to Japan

The best rated: Wise (9/10)
The cheapest: Western Union
The fastest: Wise
The best rated (transfer to cash pickup): Remitly (9.1/10)

Frequently Asked Questions

What's the cheapest way to send money from Singapore to Japan?

The cheapest way to send money from Singapore to Japan is through an online provider. Among the 10 available, Western Union was most often the cheapest provider (in 99.0% of the searches on Monito.com in the past 3 months).
How much does it cost to send money from Singapore to Japan?

If you send money with the cheapest available provider, the total cost of a SGD-JPY transfer was -0.1% of the transfer amount (including all fees and exchange rates) over the past month.
In contrast, the cost of the most expensive option was 12.3%.
What is the cost of making an international transfer from Singapore to Japan using my bank?

The average total cost (including hidden exchange rate markup) of making a SGD-JPY transfer with banks compared by Monito.com during the past months was 8.3% of the transfer amount. This is -105.4x more expensive than sending money with the cheapest online provider alternative.
For a 1000 SGD transfer, this represents a saving potential of around 83.4 SGD.
Is Western Union a good option for sending money from Singapore to Japan?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Singapore to Japan with Western Union* is -0.1% of the amount you send, whereas the cheapest online services have an average cost of -0.1%.

Western Union is the provider that is most often the cheapest for money transfers to a cash pick-up location in Japan.

*Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.
What's the cheapest provider to send money from Singapore to a cash pick-up location in Japan?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Japan was Western Union, with an average cost of 3.3% of the amount you send (includes fees + exchange rate margin).

The average total cost to send to a bank account rather than to a pick-up location during the same period was -0.1%. Western Union was the provider most often the cheapest for transfers to bank accounts in Japan.
What is the fastest option to send money from Singapore to Japan

The provider that was most often the fastest provider in comparisons of the past 30 days was Wise (average fastest transfer time: In minutes)

About Money Transfers from Singapore to Japan

Monito compares 10 providers offering international money transfer services from Singapore to Japan. The total cost of the cheapest available option at any given point in the past month was -0.1% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 12.3%.

💸 Number of providers	10
🏆 Cheapest provider (on average)	Western Union
💰 Lowest total cost (on average)	-0.1%
💰 Highest total cost (on average)	12.3%
💸 Most transferred amount	1000 SGD
⚡ ️Fastest transfer time	In minutes
💳 Pay-in options	Debit card, Credit card, Bank transfer, International bank transfer
💵 Pay-out options	Cash pickup, Bank account, Bank account (via international transfer)
👍 Recommended providers	Remitly, MoneyGram, Revolut, Wise, Moneycorp, OFX, SingX, Currency Solutions

Best Rated Providers to Send Money from Singapore to Japan

9.2

Go to SingX

9.1

9.0

8.8

8.6

8.5

8.3

8.0

7.6

See Monito's In-Depth Money Transfer Guides

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Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

How can I use Monito to find the best option to send money to Japan?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to Japan, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to Japan.

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Why You Can Trust Us

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.

Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.

Learn more about Monito

15+ million people across the globe trust Monito.
Monito's experts spend hours researching and testing services
Commissions we may receive never impact our independence.

The world's best money transfer comparison app

Find the best ways to send money to Japan from Singapore

Top Providers For transfers from Singapore to Japan

Best for Transfers to a Bank Account

Best for Transfers to Cash Pickup

Stay on top of the market

Get our email alerts

Compare 9 providers for a 1,000 SGD transfer from Singapore to Japan

Monito's Recommendations for Sending Money from Singapore to Japan

Best Ways to Send Money from Singapore to Japan

Frequently Asked Questions

About Money Transfers from Singapore to Japan

Best Rated Providers to Send Money from Singapore to Japan

See Monito's In-Depth Money Transfer Guides

Everyone wins, except expensive solutions

Questions you may have

Mid-market exchange rate

Why You Can Trust Us