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Best Ways to Send Money from New Zealand to Japan

Country from
Country to
You send
To
  • 400 NZD =
    30,561 JPY
    2 days
    Best deal
    Monito Score
    9.5
    Go to Wise
    You pay
    400 NZD
    Payment options
    • Bank transfer 2 days
      4.60 NZD
    • Credit card Next day
      11.18 NZD
    • Debit card Next day
      11.18 NZD
    Exchange rate
    Wise's exchange rate (1 NZD = 77.2914 JPY) is 0.03% better than the mid-market exchange rate, subtracting -0.10 NZD from the total cost of this transfer.
    -0.10 NZD
    30,561 JPY
    arrives in Japan
  • 400 NZD =
    30,210 JPY
    In minutes
    Preferential exchange rate
    351 JPY less than with Wise
    Monito Score
    7.8
    Go to XE Money Transfer
    You pay
    400 NZD
    Payment options
    • Bank transfer In minutes
      0 NZD
    Exchange rate
    Preferential exchange rate
    Offer valid for XE Money Transfer new customers only
    XE Money Transfer's exchange rate (1 NZD = 75.5250 JPY) is 2.26% worse than the mid-market exchange rate, adding 9.04 NZD to the total cost of this transfer.
    9.04 NZD
    30,210 JPY
    arrives in Japan
  • 400 NZD =
    29,360 JPY
    3-5 days
    1,200.52 JPY less than with Wise
    Monito Score
    5.4
    Go to PayPal
    You pay
    400 NZD
    Payment options
    • PayPal 3-5 days
      6.99 NZD
    • Bank transfer 3-5 days
      6.99 NZD
    Exchange rate
    PayPal's exchange rate (1 NZD = 74.7067 JPY) is 3.32% worse than the mid-market exchange rate, adding 13.05 NZD to the total cost of this transfer.
    13.05 NZD
    29,360 JPY
    arrives in Japan
  • 400 NZD =
    29,334 JPY
    2 days
    1,226.80 JPY less than with Wise
    Monito Score
    6.6
    Go to Xendpay
    You pay
    400 NZD
    Payment options
    • Debit card 2 days
      16.27 NZD
    • Credit card 2 days
      16.27 NZD
    Exchange rate
    Xendpay's exchange rate (1 NZD = 76.4449 JPY) is 1.07% worse than the mid-market exchange rate, adding 4.11 NZD to the total cost of this transfer.
    4.11 NZD
    29,334 JPY
    arrives in Japan

How to send money from New Zealand to Japan at the best rate?

To transfer New Zealand dollars to a bank account in Japanese yens in Japan, the cheapest option is currently Wise, with competitive fees of 4.6 NZD and a good NZD-JPY exchange rate (their current exchange rate is 1 NZD = 77.2914 JPY).

In comparison, you would pay a total cost of 31.43 NZD (around 7x more) if you wanted to use OFX for the very same transaction.

For transferring money to Japan, you can also check out two other competitive money transfer providers: XE Money Transfer and PayPal.

This recommendation was updated a few minutes ago.

Last Updated 20 hours ago - Source XE.com
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Monito's Recommendations for Sending Money from New Zealand to Japan

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from New Zealand to Japan:

recommendation icon

We recommend Wise to send money from New Zealand to Japan as it's the fastest, cheapest, and best-rated service compared by Monito.

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

  • You save money on your transfer by selecting the cheapest provider.

  • The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.

  • Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe.

Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn more about Monito
  • Monito is Trusted by 15+ Millions Users across the globe.

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  • Affiliate commissions we may receive never impact our independence

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

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