What's the cheapest way to send money from New Zealand to Sri Lanka?

The cheapest way to send money from New Zealand to Sri Lanka is through an online provider. Among the 8 available, [Western Union](https://go.monito.com/western-union?lng=en) was most often the cheapest provider (in 59.2% of the searches on Monito.com in the past 3 months).

What are the best providers to send money from New Zealand to Sri Lanka?

Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com: [Western Union](https://go.monito.com/western-union?lng=en) (cheapest in 59.2% of the searches) [MoneyGram](https://go.monito.com/moneygram?lng=en) (cheapest in 26.1% of the searches) [Wise](https://go.monito.com/wise?lng=en) (cheapest in 7.9% of the searches)

How much does it cost to send money from New Zealand to Sri Lanka?

If you send money with the cheapest available provider, the total cost of a NZD-LKR transfer was -0.5% of the transfer amount (including all fees and exchange rates) over the past month. In contrast, the cost of the most expensive option was 6.2%.

Is Western Union a good option for sending money from New Zealand to Sri Lanka?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from New Zealand to Sri Lanka with Western Union* is -0.3% of the amount you send, whereas the cheapest online services have an average cost of -0.5%. [Western Union](https://go.monito.com/western-union?lng=en) is the provider that is most often the cheapest for money transfers to a cash pick-up location in Sri Lanka. *Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.

What's the cheapest provider to send money from New Zealand to a cash pick-up location in Sri Lanka?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Sri Lanka was [Western Union](https://go.monito.com/western-union?lng=en), with an average cost of 2.1% of the amount you send (includes fees + exchange rate margin). The average total cost to send to a bank account rather than to a pick-up location during the same period was -0.5%. [Western Union](https://go.monito.com/western-union?lng=en) was the provider most often the cheapest for transfers to bank accounts in Sri Lanka.

What is the fastest option to send money from New Zealand to Sri Lanka

The provider that was most often the fastest provider in comparisons of the past 30 days was [MoneyGram](https://go.monito.com/moneygram?lng=en) (average fastest transfer time: In minutes)

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Top Providers For transfers from New Zealand to Sri Lanka

Based on 3,047 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Cheapest
8.6

Cheapest

in 59% of all comparisons
Go to Western Union
Top rated
9.0

Top rated

in 81% of all comparisons
Go to Wise
Fastest
8.5

Fastest

in 37% of all comparisons
Go to MoneyGram

Best of 8 providers. Compare all

Best for Transfers to Cash Pickup

Cheapest
8.6

Cheapest

in 49% of all comparisons
Fastest

in 49% of all comparisons
Go to Western Union
Top rated
8.5

Top rated

in 47% of all comparisons
Go to MoneyGram

Best of 4 providers. Compare all

Stay on top of the market

1 NZD = LKR Mid-market exchange rate

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Compare 6 providers for a 500 NZD transfer from New Zealand to Sri Lanka

Results updated . 3 hours ago

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Sorted by amount received

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Best deal
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 191.0269

2.22% better than mid‑market rate

95,513 LKR

90,351 LKR

You pay

500.00 NZD

Fee

0.00 NZD

4.99 NZD

Exchange rate

191.0269

182.5241

1 NZD = 191.0269 LKR

2.22% better than mid‑market rate 186.8712

Recipient gets
95,513 LKR

90,351 LKR

Transferred to a bank account

Details Go to MoneyGram Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

Next day

Pay by Credit card, Debit card

Recipient gets

Fee Free

Exchange rate 190.8399

2.12% better than mid‑market rate

95,420 LKR

90,040 LKR

You pay

500.00 NZD

Fee

0.00 NZD

6.00 NZD

Exchange rate

190.8399

182.2666

1 NZD = 190.8399 LKR

2.12% better than mid‑market rate 186.8712

Recipient gets
95,420 LKR

90,040 LKR

Transferred to a bank account

Details Go to Western Union Go
8.8
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

7.6
Customer Satisfaction

9.3
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Credit card

Recipient gets

Fee 2.20 NZD

Exchange rate 186.1609

0.38% worse than mid‑market rate

92,671 LKR

You pay

500.00 NZD

Fee

2.20 NZD

Exchange rate

186.1609

1 NZD = 186.1609 LKR

0.38% worse than mid‑market rate 186.8712

Recipient gets
92,671 LKR

Transferred to a bank account

Details Go to Revolut Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Includes preferential fee and/or exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

Same day

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 184.4300

1.31% worse than mid‑market rate

92,215 LKR

91,295 LKR

You pay

500.00 NZD

Fee

0.00 NZD

4.99 NZD

Exchange rate

184.4300

1 NZD = 184.4300 LKR

1.31% worse than mid‑market rate 186.8712

Recipient gets
92,215 LKR

91,295 LKR

Transferred to a bank account

Details Go to Remitly Go

Best deal
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 184.6670

1.18% worse than mid‑market rate

92,334 LKR

89,343 LKR

You pay

500.00 NZD

Fee

0.00 NZD

4.99 NZD

Exchange rate

184.6670

180.4876

1 NZD = 184.6670 LKR

1.18% worse than mid‑market rate 186.8712

Recipient gets
92,334 LKR

89,343 LKR

For cash pickup

Details Go to MoneyGram Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Includes preferential fee and/or exchange rate on your first transfer Details

Send to Bank of Ceylon, Cargills Bank, and Commercial Bank +3 more Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 184.4300

1.31% worse than mid‑market rate

92,215 LKR

91,295 LKR

You pay

500.00 NZD

Fee

0.00 NZD

4.99 NZD

Exchange rate

184.4300

1 NZD = 184.4300 LKR

1.31% worse than mid‑market rate 186.8712

Recipient gets
92,215 LKR

91,295 LKR

For cash pickup

Details Go to Remitly Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Debit card

Recipient gets

Fee Free

Exchange rate 181.6363

2.8% worse than mid‑market rate

90,818 LKR

89,728 LKR

You pay

500.00 NZD

Fee

0.00 NZD

6.00 NZD

Exchange rate

181.6363

1 NZD = 181.6363 LKR

2.8% worse than mid‑market rate 186.8712

Recipient gets
90,818 LKR

89,728 LKR

For cash pickup

Details Go to Western Union Go

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

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With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
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By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
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Monito's Recommendations for Sending Money from New Zealand to Sri Lanka

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from New Zealand to Sri Lanka:

Best Ways to Send Money from New Zealand to Sri Lanka

The best rated: Wise (9/10)
The cheapest: Western Union and MoneyGram
The fastest: MoneyGram
The best rated (transfer to a mobile wallet): XE Money Transfer (8.4/10)

Frequently Asked Questions

What's the cheapest way to send money from New Zealand to Sri Lanka?

The cheapest way to send money from New Zealand to Sri Lanka is through an online provider. Among the 8 available, Western Union was most often the cheapest provider (in 59.2% of the searches on Monito.com in the past 3 months).
What are the best providers to send money from New Zealand to Sri Lanka?
Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com:
- Western Union (cheapest in 59.2% of the searches)
- MoneyGram (cheapest in 26.1% of the searches)
- Wise (cheapest in 7.9% of the searches)
How much does it cost to send money from New Zealand to Sri Lanka?

If you send money with the cheapest available provider, the total cost of a NZD-LKR transfer was -0.5% of the transfer amount (including all fees and exchange rates) over the past month.
In contrast, the cost of the most expensive option was 6.2%.
Is Western Union a good option for sending money from New Zealand to Sri Lanka?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from New Zealand to Sri Lanka with Western Union* is -0.3% of the amount you send, whereas the cheapest online services have an average cost of -0.5%.

Western Union is the provider that is most often the cheapest for money transfers to a cash pick-up location in Sri Lanka.

*Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.
What's the cheapest provider to send money from New Zealand to a cash pick-up location in Sri Lanka?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Sri Lanka was Western Union, with an average cost of 2.1% of the amount you send (includes fees + exchange rate margin).

The average total cost to send to a bank account rather than to a pick-up location during the same period was -0.5%. Western Union was the provider most often the cheapest for transfers to bank accounts in Sri Lanka.
What is the fastest option to send money from New Zealand to Sri Lanka

The provider that was most often the fastest provider in comparisons of the past 30 days was MoneyGram (average fastest transfer time: In minutes)

About Money Transfers from New Zealand to Sri Lanka

Monito compares 8 providers offering international money transfer services from New Zealand to Sri Lanka. The total cost of the cheapest available option at any given point in the past month was -0.5% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 6.2%.

💸 Number of providers	8
🏆 Cheapest provider (on average)	Western Union
💰 Lowest total cost (on average)	-0.5%
💰 Highest total cost (on average)	6.2%
💸 Most transferred amount	500 NZD
⚡ ️Fastest transfer time	In minutes
💳 Pay-in options	Debit card, Credit card, Bank transfer, Direct bank payment
💵 Pay-out options	Bank account, Cash pickup, Card, Mobile wallet
👍 Recommended providers	Remitly, MoneyGram, Revolut, XE Money Transfer, Wise, Skrill, OFX

Best Rated Providers to Send Money from New Zealand to Sri Lanka

9.1

9.0

8.8

8.6

8.5

8.4

7.8

7.6

See Monito's In-Depth Money Transfer Guides

Best Ways To Send Money Internationally

July 16, 2026 - by François Briod

illustration of time to transfer money abroad

Fastest Ways To Send Abroad

August 4, 2026 - by François Briod

Transfer Specialists vs Banks

November 22, 2022 - by Byron Mühlberg

Best Money Transfer Services

July 14, 2026 - by François Briod

Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

How can I use Monito to find the best option to send money to Sri Lanka?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to Sri Lanka, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to Sri Lanka.

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Why You Can Trust Us

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.

Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.

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Find the best ways to send money to Sri Lanka from New Zealand

Top Providers For transfers from New Zealand to Sri Lanka

Best for Transfers to a Bank Account

Best for Transfers to Cash Pickup

Stay on top of the market

Get our email alerts

Compare 6 providers for a 500 NZD transfer from New Zealand to Sri Lanka

Monito's Recommendations for Sending Money from New Zealand to Sri Lanka

Best Ways to Send Money from New Zealand to Sri Lanka

Frequently Asked Questions

About Money Transfers from New Zealand to Sri Lanka

Best Rated Providers to Send Money from New Zealand to Sri Lanka

See Monito's In-Depth Money Transfer Guides

Everyone wins, except expensive solutions

Questions you may have

Mid-market exchange rate

Why You Can Trust Us