What's the cheapest way to send money from Monaco to New Zealand?

The cheapest way to send money from Monaco to New Zealand is through an online provider. Among the 6 available, [OFX](https://go.monito.com/ofx?lng=en) was most often the cheapest provider (in 100.0% of the searches on Monito.com in the past 3 months).

How much does it cost to send money from Monaco to New Zealand?

If you send money with the cheapest available provider, the total cost of a EUR-NZD transfer was 0.6% of the transfer amount (including all fees and exchange rates) over the past month. In contrast, the cost of the most expensive option was 9.7%.

Is Western Union a good option for sending money from Monaco to New Zealand?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Monaco to New Zealand with Western Union* is 2.0% of the amount you send, whereas the cheapest online services have an average cost of 0.6%. [Western Union](https://go.monito.com/western-union?lng=en) is the provider that is most often the cheapest for money transfers to a cash pick-up location in New Zealand. *Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.

What's the cheapest provider to send money from Monaco to a cash pick-up location in New Zealand?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in New Zealand was [Western Union](https://go.monito.com/western-union?lng=en), with an average cost of 9.7% of the amount you send (includes fees + exchange rate margin). The average total cost to send to a bank account rather than to a pick-up location during the same period was 0.6%. [OFX](https://go.monito.com/ofx?lng=en) was the provider most often the cheapest for transfers to bank accounts in New Zealand.

What is the fastest option to send money from Monaco to New Zealand

The provider that was most often the fastest provider in comparisons of the past 30 days was [Western Union](https://go.monito.com/western-union?lng=en) (average fastest transfer time: In minutes)

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Top Providers For transfers from Monaco to New Zealand

Based on 5 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Cheapest
7.6

Cheapest

in 100% of all comparisons
Go to OFX
Top rated
9.0

Top rated

in 100% of all comparisons
Go to Wise
Fastest
9.0

Fastest

in 100% of all comparisons
Go to Currencies Direct

Best of 6 providers. Compare all

Best for Transfers to Cash Pickup

Top provider
8.6

Cheapest

in 100% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 100% of all comparisons
Go to Western Union
Cheapest

in 100% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 100% of all comparisons

Best of 1 provider. Compare all

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1 EUR = NZD Mid-market exchange rate

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Compare 6 providers for a 220 EUR transfer from Monaco to New Zealand

Results updated . 29 days ago

For the most up-to-date and accurate results, start a new search

One provider

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Best deal
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Transfer time

Fee & rates

Recipient gets

4 days

Pay by Credit card

Recipient gets

Fee 2.99 EUR

Exchange rate 1.9819

1.1% worse than mid‑market rate

430.10 NZD

You pay

220.00 EUR

Fee

2.99 EUR

Exchange rate

1.9819

1 EUR = 1.9819 NZD

1.1% worse than mid‑market rate 2.0039

Recipient gets
430.10 NZD

Transferred to a bank account

Details Go to Western Union Go

Best deal
7.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.8
Service & Quality

7.8
Fees & Exchange Rates

5.3
Customer Satisfaction

8.5
Read the full review
Transfer time

Fee & rates

Recipient gets

2 days

Pay by Bank transfer

Recipient gets

Fee Free

Exchange rate 1.9943

0.48% worse than mid‑market rate

438.75 NZD

You pay

220.00 EUR

Fee

0.00 EUR

Exchange rate

1.9943

1 EUR = 1.9943 NZD

0.48% worse than mid‑market rate 2.0039

Recipient gets
438.75 NZD

Transferred to a bank account

Details Go to OFX Go
8.4
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

5.9
Customer Satisfaction

9.5
Popular with Monito users

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Bank transfer, Debit card, Credit card

Recipient gets

Fee Free

Exchange rate 1.9863

0.88% worse than mid‑market rate

436.99 NZD

You pay

220.00 EUR

Fee

0.00 EUR

Exchange rate

1.9863

1 EUR = 1.9863 NZD

0.88% worse than mid‑market rate 2.0039

Recipient gets
436.99 NZD

Transferred to a mobile wallet

Details Go to XE Money Transfer Go
9.0
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.3
Service & Quality

8.2
Fees & Exchange Rates

10
Customer Satisfaction

9.4
Read the full review
Transfer time

Fee & rates

Recipient gets

1 to 6 days

Pay by Bank transfer

Recipient gets

Fee 17.47 EUR

Exchange rate 1.9750

1.45% worse than mid‑market rate

400.00 NZD

Estimated

You pay

220.00 EUR

Fee

0.00 EUR

Exchange rate

1.9750

1 EUR = 1.9750 NZD

1.45% worse than mid‑market rate 2.0039

Recipient gets
400.00 NZD

Estimated

Transferred to a bank account

Details Go to Currencies Direct Go

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to Monaco from New Zealand instead?

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By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
200+ providers compared

For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
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Monito's Recommendations for Sending Money from Monaco to New Zealand

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Monaco to New Zealand:

Best Ways to Send Money from Monaco to New Zealand

The best rated: Wise (9/10)
The cheapest: OFX
The fastest: Western Union
The fastest (transfer to a bank account): Currencies Direct

Frequently Asked Questions

What's the cheapest way to send money from Monaco to New Zealand?

The cheapest way to send money from Monaco to New Zealand is through an online provider. Among the 6 available, OFX was most often the cheapest provider (in 100.0% of the searches on Monito.com in the past 3 months).
How much does it cost to send money from Monaco to New Zealand?

If you send money with the cheapest available provider, the total cost of a EUR-NZD transfer was 0.6% of the transfer amount (including all fees and exchange rates) over the past month.
In contrast, the cost of the most expensive option was 9.7%.
Is Western Union a good option for sending money from Monaco to New Zealand?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Monaco to New Zealand with Western Union* is 2.0% of the amount you send, whereas the cheapest online services have an average cost of 0.6%.

Western Union is the provider that is most often the cheapest for money transfers to a cash pick-up location in New Zealand.

*Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.
What's the cheapest provider to send money from Monaco to a cash pick-up location in New Zealand?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in New Zealand was Western Union, with an average cost of 9.7% of the amount you send (includes fees + exchange rate margin).

The average total cost to send to a bank account rather than to a pick-up location during the same period was 0.6%. OFX was the provider most often the cheapest for transfers to bank accounts in New Zealand.
What is the fastest option to send money from Monaco to New Zealand

The provider that was most often the fastest provider in comparisons of the past 30 days was Western Union (average fastest transfer time: In minutes)

About Money Transfers from Monaco to New Zealand

Monito compares 6 providers offering international money transfer services from Monaco to New Zealand. The total cost of the cheapest available option at any given point in the past month was 0.6% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 9.7%.

💸 Number of providers	6
🏆 Cheapest provider (on average)	OFX
💰 Lowest total cost (on average)	0.6%
💰 Highest total cost (on average)	9.7%
💸 Most transferred amount	220 EUR
⚡ ️Fastest transfer time	In minutes
💳 Pay-in options	Credit card, Bank transfer, Debit card, International bank transfer
💵 Pay-out options	Cash pickup, Bank account (via international transfer), Card, Bank account
👍 Recommended providers	Currencies Direct, TransferGo, Wise, Moneycorp, OFX

Best Rated Providers to Send Money from Monaco to New Zealand

See Monito's In-Depth Money Transfer Guides

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illustration of time to transfer money abroad

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August 4, 2026 - by François Briod

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Everyone wins, except expensive solutions

With our model, the only losers are the expensive banks or providers you’ll stop using!

To ensure our independence, we always use transparent, objective and verifiable criteria in our comparison. No provider can buy their way to the top of our results.

We include as many providers as possible in our comparison and have partnerships with almost all major and innovative providers.

We make sure you never pay more than if you went directly to the provider of your choice. We even negotiate special offers for you with many of our partners.

You save money on your transfer by selecting the cheapest provider.
The best providers earn new customers without expensive marketing, helping keep their costs (and prices) low.
Monito receives a referral fee from the provider you selected. This enables us to offer our service to you for free.

Questions you may have

How can I use Monito to find the best option to send money to New Zealand?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to New Zealand, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to New Zealand.

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Why You Can Trust Us

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.

Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.

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Find the best ways to send money to New Zealand from Monaco

Top Providers For transfers from Monaco to New Zealand

Best for Transfers to a Bank Account

Best for Transfers to Cash Pickup

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Compare 6 providers for a 220 EUR transfer from Monaco to New Zealand

Monito's Recommendations for Sending Money from Monaco to New Zealand

Best Ways to Send Money from Monaco to New Zealand

Frequently Asked Questions

About Money Transfers from Monaco to New Zealand

Best Rated Providers to Send Money from Monaco to New Zealand

See Monito's In-Depth Money Transfer Guides

Everyone wins, except expensive solutions

Questions you may have

Mid-market exchange rate

Why You Can Trust Us