What's the cheapest way to send money from Germany to Ghana?

The cheapest way to send money from Germany to Ghana is through an online provider. Among the 12 available, [Profee](https://go.monito.com/profee?lng=en) was most often the cheapest provider (in 85.8% of the searches on Monito.com in the past 3 months).

What are the best providers to send money from Germany to Ghana?

Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com: [Profee](https://go.monito.com/profee?lng=en) (cheapest in 85.8% of the searches) [Paysend](https://go.monito.com/paysend?lng=en) (cheapest in 12.3% of the searches) [Dahabshiil](https://go.monito.com/dahabshiil?lng=en) (cheapest in 1.3% of the searches)

How much does it cost to send money from Germany to Ghana?

If you send money with the cheapest available provider, the total cost of a EUR-GHS transfer was -3.2% of the transfer amount (including all fees and exchange rates) over the past month. In contrast, the cost of the most expensive option was 4.1%.

Is Western Union a good option for sending money from Germany to Ghana?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Germany to Ghana with Western Union* is -0.3% of the amount you send, whereas the cheapest online services have an average cost of -3.2%. [Remitly](https://go.monito.com/remitly?lng=en) is the provider that is most often the cheapest for money transfers to a cash pick-up location in Ghana. *Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.

What's the cheapest provider to send money from Germany to a cash pick-up location in Ghana?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Ghana was [Remitly](https://go.monito.com/remitly?lng=en), with an average cost of -0.3% of the amount you send (includes fees + exchange rate margin). The average total cost to send to a bank account rather than to a pick-up location during the same period was -3.2%. [Profee](https://go.monito.com/profee?lng=en) was the provider most often the cheapest for transfers to bank accounts in Ghana.

What is the fastest option to send money from Germany to Ghana

The provider that was most often the fastest provider in comparisons of the past 30 days was [Profee](https://go.monito.com/profee?lng=en) (average fastest transfer time: In minutes)

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As featured on

Top Providers For transfers from Germany to Ghana

Based on 6,319 comparisons made by Monito users in the past 3 months.

Compare live results

Best for Transfers to a Bank Account

Cheapest
9.0

Cheapest

in 86% of all comparisons
Fastest

in 94% of all comparisons
Go to Profee
Top rated
9.0

Top rated

in 100% of all comparisons
Go to Wise

Best of 11 providers. Compare all

Best for Transfers to Cash Pickup

Top provider
9.1

Cheapest

in 54% of all comparisons
Top rated

in 98% of all comparisons
Fastest

in 53% of all comparisons
Go to Remitly
Cheapest

in 54% of all comparisons
Top rated

in 98% of all comparisons
Fastest

in 53% of all comparisons

Best of 4 providers. Compare all

Stay on top of the market

1 EUR = GHS Mid-market exchange rate

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Compare 14 providers for a 100 EUR transfer from Germany to Ghana

Results updated . 7 hours ago

For the most up-to-date and accurate results, start a new search

Sponsored
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Send to MTN Mobile Money, Airtel Money, Vodafone, and Airteltigo

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 13.1220

0.87% better than mid‑market rate

1,312 GHS

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

13.1220

1 EUR = 13.1220 GHS

0.87% better than mid‑market rate 13.0094

Recipient gets
1,312 GHS

Transferred to a mobile wallet

Details Go to Western Union Go

Compare 6 providers

Sorted by amount received

Report a problem

Best deal
9.0
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.5
Service & Quality

9.2
Fees & Exchange Rates

8.7
Customer Satisfaction

9.6
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Credit card, Direct bank payment

Recipient gets

Fee Free

Exchange rate 13.1250

0.89% better than mid‑market rate

1,313 GHS

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

13.1250

1 EUR = 13.1250 GHS

0.89% better than mid‑market rate 13.0094

Recipient gets
1,313 GHS

Transferred to a mobile wallet

Details Go to Taptap Send Go
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Debit card, Bank transfer, Mobile wallet

Recipient gets

Fee Free

Exchange rate 13.1229

0.87% better than mid‑market rate

1,312 GHS

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

13.1229

1 EUR = 13.1229 GHS

0.87% better than mid‑market rate 13.0094

Recipient gets
1,312 GHS

Transferred to a mobile wallet

Details Go to MoneyGram Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Send to MTN Mobile Money, Airtel Money, Vodafone, and Airteltigo

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 13.1220

0.87% better than mid‑market rate

1,312 GHS

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

13.1220

1 EUR = 13.1220 GHS

0.87% better than mid‑market rate 13.0094

Recipient gets
1,312 GHS

Transferred to a mobile wallet

Details Go to Western Union Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Includes preferential fee and/or exchange rate on your first transfer Details

Send to MTN Mobile Money, Zeepay, Airtel Money, Vodafone, and Tigo

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Direct bank payment

Recipient gets

Fee Free

Exchange rate 12.9190

0.7% worse than mid‑market rate

1,292 GHS

1,266 GHS

You pay

100.00 EUR

Fee

0.00 EUR

1.99 EUR

Exchange rate

12.9190

1 EUR = 12.9190 GHS

0.7% worse than mid‑market rate 13.0094

Recipient gets
1,292 GHS

1,266 GHS

Transferred to a mobile wallet

Details Go to Remitly Go
8.4
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

5.9
Customer Satisfaction

9.5
Read the full review
Popular with Monito users

Send to Airtel Money, Vodafone, Airteltigo, and Tigo

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Credit card

Recipient gets

Fee 4.00 EUR

Exchange rate 12.9801

0.23% worse than mid‑market rate

1,246 GHS

You pay

100.00 EUR

Fee

4.00 EUR

Exchange rate

12.9801

1 EUR = 12.9801 GHS

0.23% worse than mid‑market rate 13.0094

Recipient gets
1,246 GHS

Transferred to a mobile wallet

Details Go to XE Money Transfer Go
7.8
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.8
Service & Quality

8.7
Fees & Exchange Rates

5.5
Customer Satisfaction

8.3
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Bank transfer, Debit card

Recipient gets

Fee Free

Exchange rate 12.3915

4.75% worse than mid‑market rate

1,239 GHS

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

12.3915

1 EUR = 12.3915 GHS

4.75% worse than mid‑market rate 13.0094

Recipient gets
1,239 GHS

Transferred to a mobile wallet

Details Go to Skrill Go

Best deal
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Debit card, Bank transfer, Mobile wallet

Recipient gets

Fee Free

Exchange rate 13.0489

0.3% better than mid‑market rate

1,305 GHS

1,293 GHS

You pay

100.00 EUR

Fee

0.00 EUR

0.90 EUR

Exchange rate

13.0489

1 EUR = 13.0489 GHS

0.3% better than mid‑market rate 13.0094

Recipient gets
1,305 GHS

1,293 GHS

For cash pickup

Details Go to MoneyGram Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Includes preferential fee and/or exchange rate on your first transfer Details

Send to Access Bank, Agricultural Development Bank, and ARB Apex Bank +27 more Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Direct bank payment

Recipient gets

Fee Free

Exchange rate 12.9190

0.7% worse than mid‑market rate

1,292 GHS

1,266 GHS

You pay

100.00 EUR

Fee

0.00 EUR

1.99 EUR

Exchange rate

12.9190

1 EUR = 12.9190 GHS

0.7% worse than mid‑market rate 13.0094

Recipient gets
1,292 GHS

1,266 GHS

For cash pickup

Details Go to Remitly Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Bank transfer

Recipient gets

Fee 1.99 EUR

Exchange rate 13.1220

0.87% better than mid‑market rate

1,286 GHS

1,272 GHS

You pay

100.00 EUR

Fee

1.99 EUR

Exchange rate

13.1220

12.9807

1 EUR = 13.1220 GHS

0.87% better than mid‑market rate 13.0094

Recipient gets
1,286 GHS

1,272 GHS

For cash pickup

Details Go to Western Union Go
8.4
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

5.9
Customer Satisfaction

9.5
Read the full review
Transfer time

Fee & rates

Recipient gets

1 to 3 days

Pay by Debit card, Credit card

Recipient gets

Fee 4.00 EUR

Exchange rate 12.9670

0.33% worse than mid‑market rate

1,245 GHS

You pay

100.00 EUR

Fee

4.00 EUR

Exchange rate

12.9670

1 EUR = 12.9670 GHS

0.33% worse than mid‑market rate 13.0094

Recipient gets
1,245 GHS

For cash pickup

Details Go to XE Money Transfer Go

Best deal
9.0
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.5
Service & Quality

8.5
Fees & Exchange Rates

9.7
Customer Satisfaction

8.4
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

When paying by bank transfer, only transfers from certain banks are supported. Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 13.4700

3.54% better than mid‑market rate

1,347 GHS

1,300 GHS

You pay

100.00 EUR

Fee

0.00 EUR

2.05 EUR

Exchange rate

13.4700

13.2696

1 EUR = 13.4700 GHS

3.54% better than mid‑market rate 13.0094

Recipient gets
1,347 GHS

1,300 GHS

Transferred to a bank account

Details Go to Profee Go
9.0
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.5
Service & Quality

9.2
Fees & Exchange Rates

8.7
Customer Satisfaction

9.6
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Credit card, Direct bank payment

Recipient gets

Fee Free

Exchange rate 13.1250

0.89% better than mid‑market rate

1,313 GHS

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

13.1250

1 EUR = 13.1250 GHS

0.89% better than mid‑market rate 13.0094

Recipient gets
1,313 GHS

Transferred to a bank account

Details Go to Taptap Send Go
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Debit card, Bank transfer, Mobile wallet

Recipient gets

Fee Free

Exchange rate 13.1229

0.87% better than mid‑market rate

1,312 GHS

1,300 GHS

You pay

100.00 EUR

Fee

0.00 EUR

0.90 EUR

Exchange rate

13.1229

1 EUR = 13.1229 GHS

0.87% better than mid‑market rate 13.0094

Recipient gets
1,312 GHS

1,300 GHS

Transferred to a bank account

Details Go to MoneyGram Go
8.6
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.0
Service & Quality

8.5
Fees & Exchange Rates

7.4
Customer Satisfaction

9.5
Read the full review
Over 10 million online customers

Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

1 to 4 days

Pay by Credit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 13.1220

0.87% better than mid‑market rate

1,312 GHS

1,299 GHS

You pay

100.00 EUR

Fee

0.00 EUR

0.99 EUR

Exchange rate

13.1220

1 EUR = 13.1220 GHS

0.87% better than mid‑market rate 13.0094

Recipient gets
1,312 GHS

1,299 GHS

Transferred to a bank account

Details Go to Western Union Go
8.3
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

6.7
Fees & Exchange Rates

9.3
Customer Satisfaction

8.4
Read the full review
Includes preferential pricing for new users Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card

Recipient gets

Fee Free

Exchange rate 12.9621

0.36% worse than mid‑market rate

1,296 GHS

1,264 GHS

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

12.9621

12.6441

1 EUR = 12.9621 GHS

0.36% worse than mid‑market rate 13.0094

Recipient gets
1,296 GHS

1,264 GHS

Transferred to a bank account

Details Go to Instarem Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Includes preferential fee and/or exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

Same day

Pay by Debit card, Direct bank payment

Recipient gets

Fee Free

Exchange rate 12.9190

0.7% worse than mid‑market rate

1,292 GHS

1,266 GHS

You pay

100.00 EUR

Fee

0.00 EUR

1.99 EUR

Exchange rate

12.9190

1 EUR = 12.9190 GHS

0.7% worse than mid‑market rate 13.0094

Recipient gets
1,292 GHS

1,266 GHS

Transferred to a bank account

Details Go to Remitly Go
8.8
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

7.6
Customer Satisfaction

9.3
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Credit card

Recipient gets

Fee 2.50 EUR

Exchange rate 12.8860

0.95% worse than mid‑market rate

1,256 GHS

You pay

100.00 EUR

Fee

2.50 EUR

Exchange rate

12.8860

1 EUR = 12.8860 GHS

0.95% worse than mid‑market rate 13.0094

Recipient gets
1,256 GHS

Transferred to a bank account

Details Go to Revolut Go
8.4
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

5.9
Customer Satisfaction

9.5
Read the full review
Popular with Monito users

Transfer time

Fee & rates

Recipient gets

1 to 3 days

Pay by Bank transfer, Debit card, Credit card

Recipient gets

Fee 4.00 EUR

Exchange rate 12.9215

0.68% worse than mid‑market rate

1,240 GHS

You pay

100.00 EUR

Fee

4.00 EUR

Exchange rate

12.9215

1 EUR = 12.9215 GHS

0.68% worse than mid‑market rate 13.0094

Recipient gets
1,240 GHS

Transferred to a bank account

Details Go to XE Money Transfer Go
7.8
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.8
Service & Quality

8.7
Fees & Exchange Rates

5.5
Customer Satisfaction

8.3
Read the full review
Transfer time

Fee & rates

Recipient gets

1 to 2 days

Pay by Bank transfer, Debit card

Recipient gets

Fee Free

Exchange rate 12.3915

4.75% worse than mid‑market rate

1,239 GHS

You pay

100.00 EUR

Fee

0.00 EUR

Exchange rate

12.3915

1 EUR = 12.3915 GHS

4.75% worse than mid‑market rate 13.0094

Recipient gets
1,239 GHS

Transferred to a bank account

Details Go to Skrill Go

Best deal
9.0
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.5
Service & Quality

8.5
Fees & Exchange Rates

9.7
Customer Satisfaction

8.4
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

When paying by bank transfer, only transfers from certain banks are supported. Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Credit card, Bank transfer

Recipient gets

Fee Free

Exchange rate 13.4700

3.54% better than mid‑market rate

1,347 GHS

1,310 GHS

You pay

100.00 EUR

Fee

0.00 EUR

1.30 EUR

Exchange rate

13.4700

13.2696

1 EUR = 13.4700 GHS

3.54% better than mid‑market rate 13.0094

Recipient gets
1,347 GHS

1,310 GHS

Transferred to a card

Details Go to Profee Go
8.5
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

8.9
Service & Quality

7.7
Fees & Exchange Rates

8.2
Customer Satisfaction

9.1
Read the full review
Includes zero transfer fees and/or preferential exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

Up to 1 day

Pay by Credit card, Debit card, Bank transfer, Mobile wallet

Recipient gets

Fee Free

Exchange rate 13.0489

0.3% better than mid‑market rate

1,305 GHS

1,293 GHS

You pay

100.00 EUR

Fee

0.00 EUR

0.90 EUR

Exchange rate

13.0489

1 EUR = 13.0489 GHS

0.3% better than mid‑market rate 13.0094

Recipient gets
1,305 GHS

1,293 GHS

Transferred to a card

Details Go to MoneyGram Go
9.1
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

9.2
Service & Quality

9.3
Fees & Exchange Rates

8.1
Customer Satisfaction

9.8
Read the full review
Money-back guarantee

Includes preferential fee and/or exchange rate on your first transfer Details

Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Direct bank payment

Recipient gets

Fee Free

Exchange rate 12.9190

0.7% worse than mid‑market rate

1,292 GHS

1,266 GHS

You pay

100.00 EUR

Fee

0.00 EUR

1.99 EUR

Exchange rate

12.9190

1 EUR = 12.9190 GHS

0.7% worse than mid‑market rate 13.0094

Recipient gets
1,292 GHS

1,266 GHS

Transferred to a card

Details Go to Remitly Go
8.8
Our score
The score is based on our independent, in-depth evaluation based on over 50 data points.

Trust & Credibility

10
Service & Quality

8.2
Fees & Exchange Rates

7.6
Customer Satisfaction

9.3
Read the full review
Transfer time

Fee & rates

Recipient gets

In minutes

Pay by Debit card, Credit card

Recipient gets

Fee 3.30 EUR

Exchange rate 12.8860

0.95% worse than mid‑market rate

1,246 GHS

You pay

100.00 EUR

Fee

3.30 EUR

Exchange rate

12.8860

1 EUR = 12.8860 GHS

0.95% worse than mid‑market rate 13.0094

Recipient gets
1,246 GHS

Transferred to a card

Details Go to Revolut Go

We source transfer fees, rates and other data from money transfer providers in different ways - in most cases in real time. We constantly monitor the quality of our comparison data, but we cannot guarantee its accuracy.

Want to send money to Germany from Ghana instead?

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25M+ comparisons made

With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
$80M+ in transfer fees saved

By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
200+ providers compared

For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
2,000+ in-depth guides

Far too often, sending money abroad is both pricey and problematic. That's exactly why our team of experts works tirelessly to offer the most in-depth, up-to-date, and helpful consumer advice.

Monito's Recommendations for Sending Money from Germany to Ghana

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Germany to Ghana:

Best Ways to Send Money from Germany to Ghana

The best rated: Wise (9/10)
The cheapest: Profee
The fastest: Profee
The best rated (transfer to cash pickup): Remitly (9.1/10)
The cheapest (transfer to a mobile wallet): Paysend
The fastest (transfer to a mobile wallet): MoneyGram

Frequently Asked Questions

What's the cheapest way to send money from Germany to Ghana?

The cheapest way to send money from Germany to Ghana is through an online provider. Among the 12 available, Profee was most often the cheapest provider (in 85.8% of the searches on Monito.com in the past 3 months).
What are the best providers to send money from Germany to Ghana?
Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com:
- Profee (cheapest in 85.8% of the searches)
- Paysend (cheapest in 12.3% of the searches)
- Dahabshiil (cheapest in 1.3% of the searches)
How much does it cost to send money from Germany to Ghana?

If you send money with the cheapest available provider, the total cost of a EUR-GHS transfer was -3.2% of the transfer amount (including all fees and exchange rates) over the past month.
In contrast, the cost of the most expensive option was 4.1%.
Is Western Union a good option for sending money from Germany to Ghana?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Germany to Ghana with Western Union* is -0.3% of the amount you send, whereas the cheapest online services have an average cost of -3.2%.

Remitly is the provider that is most often the cheapest for money transfers to a cash pick-up location in Ghana.

*Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.
What's the cheapest provider to send money from Germany to a cash pick-up location in Ghana?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Ghana was Remitly, with an average cost of -0.3% of the amount you send (includes fees + exchange rate margin).

The average total cost to send to a bank account rather than to a pick-up location during the same period was -3.2%. Profee was the provider most often the cheapest for transfers to bank accounts in Ghana.
What is the fastest option to send money from Germany to Ghana

The provider that was most often the fastest provider in comparisons of the past 30 days was Profee (average fastest transfer time: In minutes)

About Money Transfers from Germany to Ghana

Monito compares 12 providers offering international money transfer services from Germany to Ghana. The total cost of the cheapest available option at any given point in the past month was -3.2% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 4.1%.

💸 Number of providers	12
🏆 Cheapest provider (on average)	Profee
💰 Lowest total cost (on average)	-3.2%
💰 Highest total cost (on average)	4.1%
💸 Most transferred amount	100 EUR
⚡ ️Fastest transfer time	In minutes
💳 Pay-in options	Debit card, Credit card, Direct bank payment, Bank transfer, Mobile wallet, International bank transfer
💵 Pay-out options	Card, Cash pickup, Bank account, Mobile wallet
👍 Recommended providers	Remitly, MoneyGram, Paysend, WorldRemit, Revolut, XE Money Transfer, Dahabshiil, Instarem, Wise, Skrill, Profee

Best Rated Providers to Send Money from Germany to Ghana

9.1

9.0

9.0

8.8

8.8

8.6

8.6

Trust & Credibility
9.8
Fees & Exchange Rates
9.0
Customer Satisfaction
7.1

8.5

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8.4

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8.3

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Questions you may have

How can I use Monito to find the best option to send money to Ghana?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to Ghana, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to Ghana.

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Why You Can Trust Us

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.

Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.

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