What's the cheapest way to send money from Germany to Ghana?

The cheapest way to send money from Germany to Ghana is through an online provider. Among the 10 available, [Remitly](https://go.monito.com/remitly?lng=en) was most often the cheapest provider (in 51.6% of the searches on Monito.com in the past 3 months).

What are the best providers to send money from Germany to Ghana?

Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com: [Remitly](https://go.monito.com/remitly?lng=en) (cheapest in 51.6% of the searches) [Skrill](https://go.monito.com/skrill?lng=en) (cheapest in 17.0% of the searches) [TransferGo](https://go.monito.com/transfergo?lng=en) (cheapest in 16.6% of the searches)

How much does it cost to send money from Germany to Ghana?

If you send money with the cheapest available provider, the total cost of a EUR-GHS transfer was 0.8% of the transfer amount (including all fees and exchange rates) over the past month. In contrast, the cost of the most expensive option was 13.7%.

Is Western Union a good option for sending money from Germany to Ghana?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Germany to Ghana with Western Union* is 5.0% of the amount you send, whereas the cheapest online services have an average cost of 0.8%. [Remitly](https://go.monito.com/remitly?lng=en) is the provider that is most often the cheapest for money transfers to a cash pick-up location in Ghana. *Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.

What's the cheapest provider to send money from Germany to a cash pick-up location in Ghana?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Ghana was [Remitly](https://go.monito.com/remitly?lng=en), with an average cost of 1.4% of the amount you send (includes fees + exchange rate margin). The average total cost to send to a bank account rather than to a pick-up location during the same period was 0.9%. [Remitly](https://go.monito.com/remitly?lng=en) was the provider most often the cheapest for transfers to bank accounts in Ghana.

What is the fastest option to send money from Germany to Ghana

The provider that was most often the fastest provider in comparisons of the past 30 days was [Remitly](https://go.monito.com/remitly?lng=en) (average fastest transfer time: In minutes)

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Top Providers For transfers from Germany to Ghana

Based on 3,604 comparisons made by Monito users in the past 3 months.

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Best for Transfers to a Bank Account

Cheapest
9.3

Cheapest

in 52% of all comparisons
Go to Remitly
Top rated
9.5

Top rated

in 75% of all comparisons
Go to Wise
Fastest
8.2

Fastest

in 72% of all comparisons
Go to Skrill

Best of 8 providers. Compare all

Best for Transfers to Cash Pickup

Top provider
9.3

Cheapest

in 100% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 100% of all comparisons
Go to Remitly
Cheapest

in 100% of all comparisons
Top rated

in 100% of all comparisons
Fastest

in 100% of all comparisons

Best of 3 providers. Compare all

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1 EUR = GHS Mid-market exchange rate

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25M+ comparisons made

With more than 7 million searches per year, Monito's real-time comparison engine is a world leader in comparing international money transfer services.
$80M+ in transfer fees saved

By choosing a transfer service found on Monito, the average user pays a total of just 0.59% in fees and exchange rates. Compared to the 4.6% paid at a bank or traditional cash transfer service, Monito users have saved around $80 million in total to date!
200+ providers compared

For every service appearing on Monito, our experts build in-depth reviews using dozens of verifiable criteria to make clear, actionable recommendations to guide your decisions.
2,000+ in-depth guides

Far too often, sending money abroad is both pricey and problematic. That's exactly why our team of experts works tirelessly to offer the most in-depth, up-to-date, and helpful consumer advice.

Monito's Recommendations for Sending Money from Germany to Ghana

Advertiser disclosure

Today's cheapest money transfer service might not be the cheapest tomorrow. Find the one that's best-suited to your needs and preference by comparing the best performers on Monito's comparison engine over the past 30 days for transfers from Germany to Ghana:

Best Ways to Send Money from Germany to Ghana

The best rated: Wise (9.5/10)
The cheapest: Remitly
The fastest: Remitly
The fastest (transfer to a bank account): Skrill
The best rated (transfer to a mobile wallet): TransferGo (8.9/10)

Frequently Asked Questions

What's the cheapest way to send money from Germany to Ghana?

The cheapest way to send money from Germany to Ghana is through an online provider. Among the 10 available, Remitly was most often the cheapest provider (in 51.6% of the searches on Monito.com in the past 3 months).
What are the best providers to send money from Germany to Ghana?
Here are the providers that were the most often the cheapest in the comparisons of the past 30 days on Monito.com:
- Remitly (cheapest in 51.6% of the searches)
- Skrill (cheapest in 17.0% of the searches)
- TransferGo (cheapest in 16.6% of the searches)
How much does it cost to send money from Germany to Ghana?

If you send money with the cheapest available provider, the total cost of a EUR-GHS transfer was 0.8% of the transfer amount (including all fees and exchange rates) over the past month.
In contrast, the cost of the most expensive option was 13.7%.
Is Western Union a good option for sending money from Germany to Ghana?

Western Union is a popular provider, with the biggest agent location network. The average cost of online money transfers from Germany to Ghana with Western Union* is 5.0% of the amount you send, whereas the cheapest online services have an average cost of 0.8%.

Remitly is the provider that is most often the cheapest for money transfers to a cash pick-up location in Ghana.

*Sending money from physical agent locations with Western Union is usually much more expensive than using their online service.
What's the cheapest provider to send money from Germany to a cash pick-up location in Ghana?

Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Ghana was Remitly, with an average cost of 1.4% of the amount you send (includes fees + exchange rate margin).

The average total cost to send to a bank account rather than to a pick-up location during the same period was 0.9%. Remitly was the provider most often the cheapest for transfers to bank accounts in Ghana.
What is the fastest option to send money from Germany to Ghana

The provider that was most often the fastest provider in comparisons of the past 30 days was Remitly (average fastest transfer time: In minutes)

About Money Transfers from Germany to Ghana

Monito compares 10 providers offering international money transfer services from Germany to Ghana. The total cost of the cheapest available option at any given point in the past month was 0.8% of the transferred amount. In comparison, the total cost of the most expensive provider was on average 13.7%.

💸 Number of providers	10
🏆 Cheapest provider (on average)	Remitly
💰 Lowest total cost (on average)	0.8%
💰 Highest total cost (on average)	13.7%
💸 Most transferred amount	100 EUR
⚡ ️Fastest transfer time	In minutes
💳 Pay-in options	Debit card, Credit card, Direct bank payment, Bank transfer
💵 Pay-out options	Bank account, Mobile wallet, Card, Cash pickup
👍 Recommended providers	TransferGo, Paysend, Remitly, Instarem, Skrill, Wise, WorldRemit, Revolut, Xendpay

Best Rated Providers to Send Money from Germany to Ghana

9.5

9.4

9.3

9.0

8.9

8.8

8.4

8.3

8.2

6.9

See Monito's In-Depth Money Transfer Guides

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November 22, 2022 - by Byron Mühlberg

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October 11, 2023 - by François Briod

Would you Like to Buy Airtime to Ghana or to Other Countries? 📲

Find all operators to send top-up to Ghana or to other countries.

Questions you may have

How can I use Monito to find the best option to send money to Ghana?

Before each international money transfer, you should come and compare the costs of the different options on Monito, as they may have changed. The cheapest option is at the top, of our results but you may want to consider other criteria such as the speed of transaction or the pay-in or pay-out methods.
I simply use my bank to send money to Ghana, do I really need to compare other options?

Of course! Banks are usually not the best way to make international money transfers. The fees can be quite low (and sometimes even zero), but beware of the poor exchange rates which banks often apply. We list as many banks as possible in our results, so do compare to find out if you’d be better off switching to another bank or a specialized money transfer company.
Can I trust a company I found on Monito but never heard about before?

Yes. We only list money transfer operators or banks that are fully authorized and monitored by the regulation authorities of the countries where they operate.
Is it possible to send money with Monito, or are you just a service to compare money transfer services?

Monito is not a money transfer company. We’re here to help you find the best way to send money to Ghana.

Mid-market exchange rate

To calculate the total cost of your transfer, we compare the exchange rate every provider applies to your transactions with the latest mid-market exchange rate data that we source from XE.

Why You Can Trust Us

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, Monito co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services worldwide.

Today, Monito’s award-winning comparisons, reviews, and guides (no longer just about money transfers but also digital accounts, travel cards, eSIMs, and travel insurance) are trusted by millions each year. Our recommendations are backed by our comparison data and dozens of expert tests, allowing you to confidently make the savviest decisions.

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15+ million people across the globe trust Monito.
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Find the best ways to send money to Ghana from Germany

Top Providers For transfers from Germany to Ghana

Best for Transfers to a Bank Account

Best for Transfers to Cash Pickup

Stay on top of the market

Get our email alerts

Compare 9 providers for a 100 EUR transfer from Germany to Ghana

Monito's Recommendations for Sending Money from Germany to Ghana

Best Ways to Send Money from Germany to Ghana

Frequently Asked Questions

About Money Transfers from Germany to Ghana

Best Rated Providers to Send Money from Germany to Ghana

See Monito's In-Depth Money Transfer Guides

Would you Like to Buy Airtime to Ghana or to Other Countries? 📲

Ghana

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Angola

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Botswana

Questions you may have

Mid-market exchange rate

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