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Xendpay vs Wise
Our recommendation: Wise is a better deal
François Briod
Guide
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As of the 28th of November 2023, Xendpay is no longer available for making international money transfers, as the company has shut down its service. This means you'll need to find an alternative. Compare the leading international money transfer providers for your next transfer abroad using our comparison engine below:
Xendpay vs Wise. Which one is best for you and your needs? Which is the most affordable option if you need to send or receive money internationally? Check out our analysis of the pros and cons of each money transfer company.
Xendpay and Wise have both pros and cons. Make sure to compare the fees & exchange rates before your next transfer.
Xendpay vs Wise
Compare Xendpay, Wise and 100+ International Money Transfer Services
📢 Important: Wise Is the New Name for TransferWise
Until March 2021, Wise had been formerly called TransferWise. The company decided to change its name to broaden its appeal and encapsulate the full range of service it offers. While the name is different, it's important to note that the service is still the same, and you're still able to use the service as usual with the same set of login details that you used on TransferWise. See more here.
Trust & Credibility
Background check
Xendpay is duly authorised and licensed by the FCA in the UK and has obtained the legal right to operate in every other country in which it does business.
Licensed and authorised in the UK, US, Europe, and other countries.
Security & reliability
Xendpay's website is fully secured and makes use of top-notch security protocols, including segregated user accounts, 128-bit encryption, and HTTPS.
HTTPS, segregated client accounts, secure data storage and network.
Company size
Xendpay is trusted by around 18 thousand customers globally and handles some US$700 million in transfers on an annual basis.
16 million customers, 4,500 employees, and $133 billion in annual volumes.
Transparent pricing
Xendpay is partially transparent in its pricing, highlighting costs associated with the exchange rate, but not disclosing that they make up some 43% of total fees.
No exchange rate margin, only a low transparent fee.
Service & Quality
Opening an account
Opening an account with Xendpay can sometimes be laborious due to the number of regulatory steps involved.
No exchange rate margin, only a low transparent fee.
Making a transfer
Having successfully registered for Xendpay, making a new money transfer is a fast and straightforward process.
Very easy, can be done in just a few clicks.
Contacting support
Finding help when needed is easy with Xendpay, although no live chat option is available.
Very easy, responsive live chat and phone support available 24/7.
Fees & Exchange Rates
Transfers to a bank account
Sometimes competitive but seldom cheap.
Extremely cheap and competitive on Monito.
Customer Satisfaction
Trustpilot reviews
4.2 stars from over 11,000 reviews.
Very good reviews on Trustpilot.
Related Provider Reviews
Other Provider Side-by-Side Comparisons
Why Trust Monito?
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.
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Monito is trusted by 15+ million users across the globe.
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Monito's experts spend hours researching and testing services so that you don't have to.
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Our recommendations are always unbiased and independent.
