Azimo - Independent review

All you need to know before sending money with Azimo

Excellent customer reviews More than 190 available countries Many pay-out options (bank, cash, mobile, etc.)

7.60/10 Good
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Azimo review by Monito

Azimo offers a digital alternative to traditional cash-based money transfer operators to send money abroad. Azimo’s sleek website, Android and iOS mobile apps allow you to send money conveniently from anywhere and at any time. You can pay for your transfer by making a local bank transfer, with your debit or credit card, or with an online direct payment method such as SOFORT Überweisung.

What makes Azimo stand out are the number of countries you can send to and the breadth of ways your money can be delivered. With Azimo, you can send money to over 190 countries around the world in 80 different currencies. The money can be received in a variety of ways, such as the traditional cash pickup in over 270,000 locations or credit to a bank account of over 20,000 banks, to sending to a mobile wallet or having cash delivered at your recipient’s home.

Azimo is a great choice for migrants sending money back to their home country. Azimo’s service is translated in 10 different languages, so there’s a good chance that you can use them in your mother tongue. Their fees and exchange rates make them considerably cheaper than banks or money transfer operators in most cases. They have served hundreds of thousands of customers, who have left them excellent reviews on Trustpilot.


PROS
  • Send money to 190+ countries
  • Several pay-out methods
  • Available in 10 different languages
  • Excellent reviews on Trustpilot
CONS
  • Not always the cheapest provider
  • Currently only available in Europe



Reviews powered by

10,627 customer reviews on Azimo on Trustpilot


11 hours ago
by Eryk

5 stars

Fast and worth it.

Fast and worth it.

11 hours ago
by Karla

5 stars

It’s fast and convient

It’s fast and convient.

11 hours ago
by Reginaldo

5 stars

Very fast to credit the account.

Very fast to credit the account.


More reviews

11 hours ago
by MRS BUKOLA

5 stars

Quick service

Quick service

11 hours ago
by Raphael Markson

5 stars

Azimo Is the best thing to happen to …

Azimo Is the best thing to happen to money transfer ariound the world, the service is amazing and am sure no other can beat it. Keep the good work guess

11 hours ago
by Carolyne Kaluki

5 stars

Fantastic services

Fantastic service you guys have. Quick and effective services too and not forgetting the price. You guys are the best. Keep it up.

1 day ago
by Caroline

3 stars

Thank you!

Thank you for creating such a platform for people like me,being overseas and away from home. It’s lovely to have Azimo to send money at a reasonable...Read more

Thank you for creating such a platform for people like me,being overseas and away from home. It’s lovely to have Azimo to send money at a reasonable rate. Your rates are fair,thank you. My only wish would be for the money to get to my loved ones more quicker. Yours, Caroline Nkwe

1 day ago
by Oluwakemi

5 stars

Transfer speed is exceptional

Transfer speed is exceptional

1 day ago
by Temi

5 stars

Fast

Fast, reliable and efficient with good exchange rate and low commission

1 day ago
by Adigun Blessing

5 stars

My best means of transferring money

I have been a customer for 3 years and I enjoy sending money with azimo. Tested and trusted. Thanks a lot

1 day ago
by Amphon

5 stars

❤️❤️❤️

It's a very good company and a excellent way for me

1 day ago
by Victor

5 stars

Its fast and trusted

Its fast and trusted. Good rate

1 day ago
by Jumi Olu

5 stars

Azimo is the best and fastest way to …

Azimo is the best and fastest way to transfer money. Easy to use app.

1 day ago
by Stephen

4 stars

I am happy using Azimo and I will …

I am happy using Azimo and I will continue using it bcus it is fast and trustworthy.

1 day ago
by tega

5 stars

Very fast and reliable

Very fast and reliable

1 day ago
by Mr Agosu

5 stars

I have been using Azimo to send money …

I have been using Azimo to send money to Africa for the last couple of months and the service has always been efficient and reliable. My money get to the...Read more

I have been using Azimo to send money to Africa for the last couple of months and the service has always been efficient and reliable. My money get to the Account within a few hours of the transfer. I will not hesitate to recommend Azimo to any one wishing to transfer money.

2 days ago
by hassan mujtaba

1 stars

Delaying tactics

Their local partner always play tactics to delay transferring money into recipient bank account.

2 days ago
by Me30

5 stars

Reliable

Fast and great

2 days ago
by mojisola

5 stars

Azimo service

Rates are competitive Platform easy to you Delivery of funds also very fast Couldn’t ask for more

2 days ago
by Mariana de Jesus

5 stars

Thank you very much

Thank you very much, I love your service very responsible.

2 days ago
by Zakaria Ibrahim

1 stars

Very Bad

Very Bad, you send Money to someone but he can not get the Money and you can not get your Money back, it is really a dirty Business from this Company .Go...Read more

Very Bad, you send Money to someone but he can not get the Money and you can not get your Money back, it is really a dirty Business from this Company .Go to trsuted one like Western Union,save your time and your Money !

2 days ago
by Kelechi

5 stars

its the best money transfer app i did …

its the best money transfer app i did ever use

2 days ago
by Uchenna

5 stars

Brilliant service

Brilliant service. I am so delighted with the money transfer services. I happy to introduce the service to my friends and family.

3 days ago
by Franz Xaver

5 stars

Always schedule

Very satisfied

3 days ago
by Nkechi

5 stars

It's quick and reliable

It's quick and reliable. Thanks

3 days ago
by Maria

5 stars

Quick service

Tried it first time and the money was received the next day .

3 days ago
by Jeffrey

5 stars

you guys are just the best.

you guys are just the best.

3 days ago
by Aravinthan Nadarajah

5 stars

Money transfer

easy and fast

3 days ago
by Irina Krasnova

5 stars

Always good rate

Always good rate, fast transfer and easy to use. Would recommend it to anyone.

3 days ago
by Subramaniyam

5 stars

Fast

Fast Least expensive Instant update


Azimo has excellent customer reviews on Trustpilot, with a 96% satisfaction rate among the 4800+ customers who have given their feedback. Here’s a summary of what Azimo customers have to say:

Positive
  • Customers were very satisfied with how fast their money was delivered
  • Using Azimo is an easy, uncomplicated and pleasant experience
  • Exchange rates are good and fees are low
  • Azimo is reliable and trustworthy
Negative
  • A few customers experienced delays in their transfers
  • Azimo’s customer service was sometimes a bit slow
  • On very rare occasions, customers had issues with Azimo’s pay-out partner in the receiving country (e.g. wrong address or poor service)


Can I trust Azimo ?

Azimo is a licensed Authorised Electronic Money Institution, which means they are regulated by the FCA (Financial Conduct Authority) and HMRC (Her Majesty's Revenue and Customs) in the United Kingdom. They offer institutional grade security for their service, including 256-bit SSL encryption with a 2048-bit signature.

As per FCA regulations, clients’ funds are held in segregated accounts, and are therefore kept completely separate from Azimo’s own business accounts. This means that your money is safe should the company have any financial difficulties.

Furthermore, Azimo offers a 100% Money Back Guarantee, and will reimburse you the full amount of your payment should your payment be cancelled or refused for any reason.

Azimo employs 90 people across its UK and Poland offices. Employees give the company a 4.5 star rating on the employer review site Glassdoor, and describe Azimo as “FinTech with a heart”, a “great fintech company” where you “truly have the opportunity to make a difference”.

Azimo has raised over $45M dollars from various investors around the world. This has helped the company establish what it claims is one of the world’s largest digital money transfer networks, allowing Azimo to send money to up to five billion people worldwide.


Authorised by the UK Financial Conduct Authority (FCA)
Firm Reference : 900220

 







How Azimo works


  1. Sign up for a free Azimo account in just a couple of minutes
  2. Set up a transfer by choosing your recipient and how you want the money to be received
  3. Enter the amount of money you want to send and how you want to pay
  4. Make a local bank transfer to Azimo’s account or pay instantly using your debit card, credit card, or direct payment method.
  5. Azimo will deliver your money to your recipient immediately or up to several business days depending on the pay-out method

 


 

Azimo exchange rates and fees

Transfer fees: Azimo charges flat or variable fees depending on which countries and currencies you’re sending between, as well as the pay-in and pay-out methods you choose.

Exchange rates: The exchange rate offered by Azimo will depend on the pay-out method you choose. The exchange rate is locked in advance, so that you know exactly how much money will arrive.

Other fees: Since Azimo uses local accounts to collect and disburse funds, there should be no fees charged by the sending or receiving banks, and no intermediary bank fees. However, there is a 2.99% fee for paying by credit card.


 


The story behind Azimo

Azimo was founded in 2012 by Michael Kent and two Polish migrants in the UK, Marta Krupinska and Marek Wawro. Michael Kent, Azimo’s CEO and an industry veteran, previously co-founded one of Europe’s largest offline money transfer companies, Small World Financial Services.

The founders saw an opportunity to provide migrants with a much cheaper way to send money home through a digital-only service, which is why they launched Azimo.

With headquarters in London and an office in Krakow, the company now employs 90 people and has raised over $45M dollars.


 


 

Which documents will Azimo require to verify my identity?

To comply with anti-money laundering regulations, Azimo must verify your identity. Depending on how much and from where you are sending money, you may be required to provide a copy of your Identification Documents, a proof of the validity of your adress and a proof of the source of the funds.

 

Identification Documents

It can be a Passport, National ID card with photo, a driving licence (UK, EU or International).

Proof of address

In order to verify your address, Azimo will need a copy of a document from a reliable institution showing your name and your adress. This document can be a utility bill (except mobile phone bills), a bank or credit card statement or letter, a Land Lord letter or bill, an employment letter, a local council rent card, an NHS letter / GP card, a solicitor's letter confirming a recent house purchase or an official letter from any UK Government Body.

Proof of funds

It can be a pay-slip, a bank Statement/ screenshot from electronic banking, a Credit Card statement (Documents should contain identification such as name and account number), a Tax Rebate Receipt, a House Sales Receipt, Car Sale Receipt, Etc Inland Revenue Payment Slip General or a Bank Loan Documents (Including Mortgages).


 

Step by step guide on how to send money with Azimo



Blog posts

Why you should start using an app to send money abroad – Azimo Approach

The arrival of digital money transfer companies such as Azimo has totally revolutionised the remittance industry in recent years, and smartphone apps are making things even more convenient for consumers.


How to transfer money online - frequently asked questions

Choosing the right transfer service to send money abroad can be complicated, with fees, exchange rates, convenience, security and speed all part of the equation. Azimo provides some answers to frequently asked questions.


Interview with Azimo's co-founder Marta Krupinska

In this article, Marta tells us more about Azimo's history (a company founded by migrants for migrant), strategy and services. 



 

Azimo's Offices

 


United Kingdom

173 Upper St
London N1 1RG
United Kingdom



Ask questions or share your comments on Azimo




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Key facts about Azimo

Service information

Time to open an account A few minutes
Pay-in options Credit card
Debit card
Bank Account
Pay-out options Cash
Bank account
Airtime top-up
Mobile wallet
Minimum amount -
Maximum amount -
Available languages
Français
English
Deutsch
Polski
Español
Português
Română
Italiano
Personnal transfers No
Business customers Yes
Advanced currency contracts No
Required documents -

Company information

Type of service provider Online money transfer operators
Active since 2012
Headquarter London, United Kingdom
Regulated by FCA

Contact information

Contact support -
Service hour -
Facebook azimomoney


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The cost of sending money depends on the amount of money sent, the countries you're sending between, and the type of transfer. Make sure to compare before each of your transfers as costs also vary through time.

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