Western Union in Oxnard, California, United States: Find All Locations Near Me

Western Union in Oxnard: Everything You Need to Know

Are you looking for a Western Union location near you in Oxnard to send or receive money? While ubiquitous in most world cities — including Oxnard — Western Union locations are usually a lot more expensive for sending abroad than their online counterparts, and we recommend avoiding them whenever possible.

What Does a Western Union Location in United States Offer?

Western Union in Oxnard offers the ability to send money to a person overseas or receive money in-store from abroad. You can use one of the following payment methods:

• Debit/credit card (for sending abroad only);
• Bank transfer (for sending abroad only);
• Cash (for sending and receiving);
• Mobile wallet (for sending and receiving, but less common.

How Do I Send Money From a Western Union Location in Oxnard?

To send money with Western Union in Oxnard, you’ll need to do the following: 

1. Visit a Western Union address in Oxnard near you.
2. Ask the teller to help you make a transfer from United States to the country and recipient of your choice (Western Union supports money transfers to well over 150 countries worldwide!)
3. Pay for your transfer, which is usually done by card or cash.

What Documents Do I Need To Pick up Money From a Western Union Location Oxnard?

To receive cash at a Western Union location near you in Oxnard, you’ll need to provide the following:

• Your transfer’s tracking/reference number;
• Your transfer details (e.g. amount, sender’s name and country);
• A valid ID (e.g. passport, residence permit, ID card, etc.).

Western Union may also request proof of residence in United States in some exceptional cases. It’s therefore best also to have a bank statement or utility bill with your address in United States clearly stated whenever you receive cash from a Western Union agent in Oxnard.

Average Opening Hours at a Western Union Store in Oxnard

In Oxnard, the opening hours of Western Union locations vary. In general, they’re open from 9 AM until 7 PM, but depending on the centrality and size of the agent, they could be open longer too.

For example, in central Oxnard, Western Union agents are often open until 9 PM or even as late as 10 PM or 11 PM.

Where Else Can I Find Western Union in Oxnard? The Closest Location to Me May Be Online!

Visiting a Western Union location near you is usually neither the cheapest nor the easiest option when sending money overseas. This is because sending money at a Western Union location in Oxnard comes with the following often-overlooked costs:

1. Transaction fees: These are explicit fixed fees or commissions charged by Western Union in Oxnard that differ depending on your payment method, receiving method, and the currencies you’re exchanging.
2. Exchange rate margins: This is the difference between the exchange rate you’re charged and the “real” exchange rate (e.g. the one you see on Google).

A rule of thumb is that visiting a Western Union location in United States or speaking with an agent comes with worse exchange rates than transfers done entirely online — sometimes by as much as 5% or 10%!

What’s more, sending money with Western Union in Oxnard takes a lot longer than a simple online transaction and therefore takes more time and energy out of your day.

To transfer online and find the cheapest way of all for sending a money transfer in Oxnard, here are a few helpful tips:

• Transfer using a bank transfer via a money transfer specialist platform.
• Send money to a bank account or a mobile wallet rather than a cash pick-up location.
• Avoid using a credit or debit card to pay for your money transfer.
• Make sure you choose a safe and fully licensed money transfer service. All services on Monito adhere to the highest security standards and are among the safest ways to send money internationally.
• Where possible, send one large transfer instead of multiple smaller ones. Larger transfers almost always incur lower percentage fees than smaller transfers. Learn more about making large international money transfers here and how much you can send internationally here.
• Choose a longer transfer speed if it reduces your fees.

Finally, it's essential to keep in mind that it's impossible to send money internationally for free and that every time you send a money transfer with Western Union in Oxnard — or anywhere else, for that matter — it’ll come with its own unique set of fees and costs.